Exhibit 99.1
October 21, 2003

Lisa Capps
Investor Relations
Westcorp
Phone: (949) 727-1002
Email: Investor_Relations@WestcorpInc.com

Westcorp Reports Third Quarter Net Income

• Net income rose 35% to $29.3 million for the quarter

• Automobile delinquencies declined 73 basis points to 2.70% at end of the quarter

• Automobile credit losses improved 15 basis points to 2.58% for the third quarter

Irvine, CA: Westcorp (NYSE:WES) today reported that net income increased 35% to $29.3 million for the third quarter of 2003 compared with $21.7 million for the same period a year ago. Earnings per diluted share increased 16% to $0.64 for the third quarter of 2003 compared with $0.55 for the same period a year earlier. For the nine months ended September 30, 2003, net income increased 40% to $84.5 million or $2.03 per diluted share compared with $60.2 million or $1.55 per diluted share for the same period a year earlier.

“Improved asset quality trends and higher automobile origination growth were key drivers to our third quarter performance,” said Tom Wolfe, President of Westcorp. “Originations from our national dealer relationships and newer geographic markets contributed to this growth. Overall used car sales improved this quarter, which also contributed to our growth. Our improved credit loss experience this quarter reflects our continued shift towards a higher concentration of prime credit quality origination and some stabilization of the used car market. As a result, we still expect to achieve our expected 2003 earnings per share of $2.75.”

Automobile contract purchases totaled $1.7 billion for the third quarter of 2003, a 17% increase from the same period a year earlier. For the nine months ended September 30, 2003, automobile contract purchases totaled $4.6 billion compared with $4.2 billion a year ago. As a result of higher contract originations, the Company’s portfolio of managed automobile contracts reached $10.5 billion at September 30, 2003, up from $9.3 billion a year ago.

Annualized credit loss experience for the third quarter improved 15 basis points to 2.58% of average managed automobile contracts compared with 2.73% for the same period a year ago. For the nine months ended September 30, 2003, annualized credit loss experience was 2.59% compared with 2.56% for the same period a year earlier. The percentage of outstanding automobile contracts 30 days or more delinquent improved 73 basis points to 2.70% at September 30, 2003 compared with 3.43% for the same period a year ago.

During the quarter, the Company successfully completed the sale of 5.3 million additional shares of Westcorp common stock, including the underwriters’ overallotment. The offering was upsized 20% from it original size of 4.4 million shares due to strong investor demand. The sale was completed at a price of $28.00 per share. Simultaneously with this public offering, Westcorp sold 700,000 shares of its common stock to affiliates of Ernest Rady, Chairman of the Board and CEO and 130,000 shares of its common stock to its employee stock ownership plan through a private placement at the same price as the public offering. As a result of these transactions, the Company issued a total of 6.1 million additional shares of common stock raising a total of $163 million.

“The significant increase in capital brings our total equity to assets ratio to 7.5% at the end of the quarter compared with 6.6% a year ago, which provides us a strong capital base to continue to profitably grow our business,” said Lee Whatcott, CFO of Westcorp. “Standard & Poor’s Rating Services recently revised their outlook on our Company from stable to positive due in part to our improving capital levels and profitability.”

Net interest income increased 14% to $181 million for the three months ended September 30, 2003 compared with $159 million for the same period a year ago. For the nine months ended September 30, 2003, net interest income grew 16% to $521 million compared with $448 million for the same period a year earlier. Net interest margin for the three months ended September 30, 2003 was 4.86% compared with 4.93% for the same period a year earlier. For the nine months ended September 30, 2003, net interest margin was 4.94% compared with 5.12% for the same period a year ago. Net interest income increased as more automobile contracts were held on the balance sheet offset by narrower net interest margins as the Company continues to shift its portfolio to a higher percentage of prime credit quality automobile contracts. Higher prepayments in its mortgage-backed securities portfolio also contributed to narrower net interest margins.

The Company continued to shift its overall deposit mix from certificates of deposit to lower cost demand deposit and money market accounts. Total demand deposit and money market accounts increased $251 million or 36% to $955 million at September 30, 2003 compared with the same period a year ago. Total cost of deposits declined to 3.16% for the three months ended September 30, 2003 compared with 3.74% for the same period a year ago. For the nine months ended September 30, 2003, total cost of deposits declined to 3.39% compared with 3.72% for the same period a year earlier.

Provision for credit losses totaled $73.2 million for the three months ended September 30, 2003 compared with $81.0 million for the same period a year ago. For the nine months ended September 30, 2003, provision for credit losses totaled $221 million compared with $209 million for the same period a year earlier. The allowance for credit losses as a percentage of owned automobile contracts outstanding was 2.7% at September 30, 2003 compared with 2.6% for the same period a year earlier.

Total noninterest income, which includes primarily automobile servicing related fee income, increased 5% to $27.8 million for the three months ended September 30, 2003 compared with $26.4 million for the same period a year earlier. For the nine months ended, September 30, 2003, noninterest income increased 30% to $83.3 million compared with $64.3 million the same period a year ago. This increase was primarily the result of the elimination of amortization on our retained interest in securitized assets in 2002.

Noninterest expense of $66.7 million improved to 32% of total revenues for the third quarter of 2003 compared with $62.2 million or 34% for the same period a year ago. For the nine months ended September 30, 2003, noninterest expense of $208 million improved to 34% of total revenues compared with $188 million or 37% of total revenues for the same period a year earlier.

Minority interest in subsidiaries increased $8.4 million for the three months ended September 30, 2003 compared with the same period a year earlier as a result of WFS Financial, an 84% owned subsidiary of Westcorp, selling $1.7 billion of automobile contracts to an 100% owned subsidiary of Westcorp.

Earnings Conference Call
Westcorp, along with its subsidiary WFS Financial, will host a conference call for analysts and investors at 9:00 a.m. (PDT) on Wednesday, October 22, 2003. As part of this conference call, the Company’s management will discuss earnings results for the quarter. For a live Internet broadcast of this conference call, please go to the Company’s Web site at http://www.westcorpinc.com to register, download, and install any necessary audio software. For those who cannot listen to the live broadcast, a replay will be available shortly after the call.

Westcorp is a financial services holding Company whose principal subsidiaries are WFS Financial Inc and Western Financial Bank. Westcorp is a publicly owned Company whose common stock is traded on the New York Stock Exchange under the symbol WES.

Westcorp, through its subsidiary, WFS, is one of the nation’s largest independent automobile finance companies. WFS specializes in originating, securitizing, and servicing new and pre-owned prime and non-prime credit quality automobile contracts through its nationwide relationships with automobile dealers. Information about WFS can be found at its Web site at http://www.wfsfinancial.com.

Westcorp, through its subsidiary, Western Financial Bank, operates 18 retail bank branches and provides commercial banking services in Southern California. Information on the products and services offered by the Bank can be found at its Web site at http://www.wfb.com.

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act, as amended. Forward-looking statements are identified by the use of terms and phrases such as “anticipate,” “believe,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “predict,” “project,” “will,” and similar terms and phrases, including references to assumptions. Forward-looking statements in this press release relate to analyses and other information, which are based on forecasts of future results and estimates of amounts not yet determinable. In addition, these statements relate to the Company’s future prospects, developments and business strategies and include information regarding the Company’s improved asset quality trends and higher automobile origination growth, the shift towards a higher concentration of prime credit quality originations and automobile contracts and the Company’s shift of its overall deposit mix. Forward-looking statements also include statements regarding the Company’s ability to profitably grow its business, the Company’s improving capital levels and profitability and its expectation to achieve specified earnings per share for 2003.

These statements are subject to uncertainties and factors relating to the Company’s operations and business environment, all of which are difficult to predict and many of which are beyond its control, that could cause actual results to differ materially from those expressed in or implied by these forward-looking statements. In particular, there can be no assurances that improved asset quality trends, automobile origination growth, improved credit loss experience or other operational improvements identified in this press release will continue in future periods.

The following factors are among those that may cause actual results to differ materially from the forward-looking statements: changes in general economic and business conditions; interest rate fluctuations, including hedging activities; the Company’s financial condition and liquidity, as well as future cash flow and earnings and the level of operating expenses; competition; the effect, interpretation, or application of new or existing laws, regulations, court decisions and significant litigation; and the level of chargeoffs on the automobile contracts that the Company originates.

A further list of these risks, uncertainties and other matters can be found in the Company’s filings with the Securities and Exchange Commission. If one or more of these risks or uncertainties materialize, or if underlying assumptions prove incorrect, the Company’s actual results may vary materially from those expected, estimated or projected. The information contained in this press release is as of October 21, 2003. The Company assumes no obligation to update any forward-looking statements to reflect future events or circumstances.

WESTCORP AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF INCOME
(UNAUDITED)

			For the Three Months Ended				For the Nine Months Ended
			September 30,				September 30,
			2003		2002		2003		2002
			(Dollars in thousands, except share and per share amounts)
Interest income:
	Loans, including fees		$	293,019	$	265,814	$	861,169	$	748,589
	Mortgage-backed securities			15,936		30,778		61,950		86,440
	Investment securities			232		108		412		341
	Other			1,724		2,306		4,805		5,840
		TOTAL INTEREST INCOME		310,911		299,006		928,336		841,210
Interest expense:
	Deposits			15,695		20,447		50,269		61,642
	Notes payable on automobile secured financing			101,803		105,911		319,136		301,083
	Other			12,550		13,618		37,852		30,431
		TOTAL INTEREST EXPENSE		130,048		139,976		407,257		393,156
NET INTEREST INCOME				180,863		159,030		521,079		448,054
Provision for credit losses				73,150		80,996		221,071		209,043
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES				107,713		78,034		300,008		239,011
Noninterest income:
	Automobile lending			23,471		16,775		67,764		45,190
	Other			4,362		9,635		15,552		19,111
		TOTAL NONINTEREST INCOME		27,833		26,410		83,316		64,301
Noninterest expense:
	Salaries and associate benefits			40,016		34,684		120,950		105,738
	Credit and collections			8,655		8,442		27,004		26,695
	Data processing			4,258		4,485		13,690		13,625
	Occupancy			4,041		3,729		11,784		11,158
	Other			9,775		10,867		34,412		30,625
		TOTAL NONINTEREST EXPENSE		66,745		62,207		207,840		187,841
INCOME BEFORE INCOME TAX				68,801		42,237		175,484		115,471
Income tax				27,343		16,824		69,544		44,974
INCOME BEFORE MINORITY INTEREST				41,458		25,413		105,940		70,497
Minority interest in earnings of subsidiaries				12,123		3,740		21,453		10,263
NET INCOME			$	29,335	$	21,673	$	84,487	$	60,234
Net income per common share:
	Basic		$	0.65	$	0.55	$	2.05	$	1.57
	Diluted		$	0.64	$	0.55	$	2.03	$	1.55
Weighted average number of common shares outstanding:
	Basic			45,033,836		39,189,744		41,154,810		38,382,794
	Diluted			45,786,913		39,506,307		41,680,576		38,751,631
Dividends declared			$	0.13	$	0.12	$	0.39	$	0.36

WESTCORP AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

			(Unaudited)
			September 30, 2003			December 31, 2002
			(Dollars in thousands)
ASSETS
Cash and due from banks			$	182,963		$	84,215
Restricted cash				186,319			71,763
Investment securities available for sale				57,634			10,425
Mortgage-backed securities available for sale				2,664,156			2,649,657
Loans receivable				11,010,857			9,443,901
Allowance for credit losses				(298,278	)		(269,352	)
	Loans receivable, net			10,712,579			9,174,549
Amounts due from trusts							101,473
Premises and equipment, net				81,427			78,664
Other				353,510			311,893
		TOTAL ASSETS	$	14,238,588		$	12,482,639
LIABILITIES
Deposits			$	1,969,134		$	1,974,984
Notes payable on automobile secured financing				10,108,203			8,494,678
Securities sold under agreements to repurchase				245,844			276,600
Federal Home Loan Bank advances				383,676			336,275
Amounts held on behalf of trustee							177,642
Subordinated debentures				394,494			400,561
Other				153,359			107,036
		TOTAL LIABILITIES		13,254,710			11,767,776
Minority interest				124,525			101,666
SHAREHOLDERS’ EQUITY
Common stock (par value $1.00 per share; authorized 65,000,000 shares; issued and outstanding 45,402,592 shares at September 30, 2003 and 39,200,474 shares at December 31, 2002)				45,403			39,200
Paid-in capital				508,775			350,018
Retained earnings				394,315			325,529
Accumulated other comprehensive loss, net of tax				(89,140	)		(101,550	)
		TOTAL SHAREHOLDERS’ EQUITY		859,353			613,197
		TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$	14,238,588		$	12,482,639

The following table presents information relative to the average balances and interest rates on an owned basis for the periods indicated:

				For the Three Months Ended
				September 30,
				2003							2002
				Average				Yield/			Average				Yield/
				Balance		Interest		Rate			Balance		Interest		Rate
				(Dollars in thousands)
Interest earning assets:
	Total investments:
		Mortgage-backed securities		$	2,516,193	$	15,936		2.53	%	$	2,272,590	$	30,778		5.42	%
		Other short-term investments			473,758		1,713		1.43			444,900		2,279		2.03
		Investment securities			33,208		231		2.79			8,137		108		5.33
		Interest earning deposits with others			6,803		12		0.70			8,016		27		1.37
			Total investments		3,029,962		17,892		2.36			2,733,643		33,192		4.86
Total loans: (1)
	Consumer loans				10,463,303		288,138		10.93			8,543,283		259,706		12.06
	Mortgage loans				239,544		3,204		5.35			311,449		4,844		6.22
	Commercial loans				131,575		1,677		4.99			86,792		1,264		5.70
			Total loans		10,834,422		293,019		10.73			8,941,524		265,814		11.80
			Total interest earning assets	$	13,864,384		310,911		8.90	%	$	11,675,167		299,006		10.17	%
Interest bearing liabilities:
		Deposits		$	1,968,859		15,695		3.16	%	$	2,166,683		20,447		3.74	%
		Securities sold under agreements to repurchase			203,641		1,032		1.98			142,443		1,752		2.40
		FHLB advances and other borrowings			515,980		1,689		1.29			105,233		672		2.52
		Notes payable on automobile secured financing			9,763,149		101,803		4.17			7,827,404		105,911		5.41
		Subordinated debentures			394,804		9,829		9.96			433,026		11,194		10.34
Total interest bearing liabilities				$	12,846,433		130,048		4.04	%	$	10,674,789		139,976		5.24	%
Net interest income and interest rate spread						$	180,863		4.86	%			$	159,030		4.93	%
Net yield on average interest earning assets									5.22	%						5.45	%

				For the Nine Months Ended
				September 30,
				2003							2002
				Average				Yield/			Average				Yield/
				Balance		Interest		Rate			Balance		Interest		Rate
				(Dollars in thousands)
Interest earning assets:
	Total investments:
		Mortgage-backed securities		$	2,514,424	$	61,950		3.29	%	$	2,140,819	$	86,440		5.38	%
		Other short-term investments			374,964		4,750		1.69			356,517		5,770		2.16
		Investment securities			15,581		412		3.53			6,908		341		6.58
		Interest earning deposits with others			8,383		55		0.87			6,245		70		1.50
			Total investments		2,913,352		67,167		3.07			2,510,489		92,621		4.92
Total loans: (1)
	Consumer loans				10,056,540		846,270		11.25			7,921,167		728,566		12.30
	Mortgage loans				255,896		10,543		5.49			333,479		15,844		6.33
	Commercial loans				120,639		4,356		4.76			93,124		4,179		5.92
			Total loans		10,433,075		861,169		11.03			8,347,770		748,589		11.99
			Total interest earning assets	$	13,346,427		928,336		9.30	%	$	10,858,259		841,210		10.35	%
Interest bearing liabilities:
		Deposits		$	1,981,146		50,269		3.39	%	$	2,216,250		61,642		3.72	%
		Securities sold under agreements to repurchase			218,569		3,433		2.07			191,654		3,849		2.65
		FHLB advances and other borrowings			444,529		4,775		1.45			206,733		3,566		2.32
		Notes payable on automobile secured financing			9,426,038		319,136		4.51			7,112,337		301,083		5.64
		Subordinated debentures			396,742		29,644		9.96			305,939		23,016		10.03
Total interest bearing liabilities				$	12,467,024		407,257		4.36	%	$	10,032,913		393,156		5.23	%
Net interest income and interest rate spread						$	521,079		4.94	%			$	448,054		5.12	%
Net yield on average interest earning assets									5.21	%						5.50	%

(1) For the purpose of these computations, nonaccruing contracts are included in the average amounts outstanding.

WESTCORP AND SUBSIDIARIES
OTHER FINANCIAL DATA AND STATISTICAL SUMMARY

		Q3 2003			Q2 2003			Q1 2003			Q4 2002			Q3 2002
		(Dollars in thousands, except per share amounts and number of accounts)
Earnings:
	Net interest income	$	180,863		$	173,925		$	166,290		$	163,971		$	159,030
	Provision for credit losses		73,150			68,036			79,884			97,189			80,996
	Noninterest income		27,833			27,731			27,753			26,352			26,410
	Noninterest expense		66,745			72,657			68,439			63,466			62,207
	Income before taxes		68,801			60,963			45,720			29,668			42,237
	Income taxes		27,343			23,975			18,226			7,294			16,824
	Net income		29,335			31,603			23,549			19,484			21,673
Equity:
	Earning per share — basic	$	0.65		$	0.81		$	0.60		$	0.50		$	0.55
	Earning per share — diluted		0.64			0.80			0.60			0.49			0.55
	Dividend per share — diluted		0.13			0.13			0.13			0.12			0.12
	Book value per share (period end) (1)		20.89			19.39			18.71			18.23			17.84
	Stock price per share (period end)		34.95			28.00			18.57			21.00			20.00
	Total equity to assets (2)		7.54	%		6.38	%		6.30	%		6.54	%		6.55	%
	Return on average equity (1)		12.92			16.96			13.05			11.10			12.56
	Average shares outstanding — diluted		45,786,913			39,676,670			39,452,915			39,442,393			39,506,307
Loan Portfolio:
	Automobile contracts purchased	$	1,683,402		$	1,586,616		$	1,353,053		$	1,211,016		$	1,444,185
	Automobile contracts managed (period end)		10,475,948			10,049,966			9,650,229			9,389,974			9,269,265
	Number of accounts managed (period end)		818,125			796,688			775,090			757,269			751,654
	Average automobile contracts managed	$	10,284,067		$	9,839,661		$	9,533,314		$	9,366,392		$	9,102,663
	Return on average automobile contracts (3)		1.14	%		1.28	%		0.99	%		0.83	%		0.96	%
Credit Quality:
	Delinquency rate (30+ days)		2.70	%		2.75	%		2.41	%		3.50	%		3.43	%
	Reposessions to total contracts		0.11			0.09			0.11			0.18			0.11
	Net chargeoffs (annualized)		2.58			2.33			2.86			3.34			2.73
	Allowance to automobile contracts		2.71			2.75			2.76			2.85			2.66
Operations:
	Total assets	$	14,238,588		$	13,665,109		$	13,314,876		$	12,482,639		$	12,180,714
	Noninterest expense to total revenues		31.98	%		36.03	%		35.27	%		33.35	%		33.55	%

(1)	Excludes other comprehensive income
(2)	Excludes other comprehensive income and includes minority interest
(3)	Net income (annualized) divided by average automobile contracts managed

WESTCORP AND SUBSIDIARIES
CUMULATIVE STATIC POOL LOSS CURVES (UNAUDITED)
At September 30, 2003

The following table sets forth the cumulative static pool losses by month for all outstanding public securitized pools:

Period (1)		1999-B			1999-C			2000-A			2000-B			2000-C			2000-D			2001-A			2001-B			2001-C			2002-1			2002-2			2002-3			2002-4			2003-1			2003-2			2003-3
	1		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%
	2		0.04	%		0.02	%		0.03	%		0.02	%		0.04	%		0.04	%		0.03	%		0.03	%		0.04	%		0.01	%		0.00	%		0.02	%		0.02	%		0.01	%		0.00	%
	3		0.11	%		0.10	%		0.10	%		0.09	%		0.13	%		0.11	%		0.09	%		0.10	%		0.09	%		0.06	%		0.03	%		0.06	%		0.07	%		0.04	%		0.02	%
	4		0.26	%		0.25	%		0.20	%		0.24	%		0.27	%		0.24	%		0.20	%		0.21	%		0.20	%		0.15	%		0.10	%		0.14	%		0.16	%		0.11	%		0.06	%
	5		0.47	%		0.40	%		0.36	%		0.39	%		0.46	%		0.39	%		0.33	%		0.33	%		0.35	%		0.29	%		0.18	%		0.27	%		0.26	%		0.18	%		0.14	%
	6		0.66	%		0.56	%		0.55	%		0.59	%		0.65	%		0.54	%		0.50	%		0.50	%		0.49	%		0.43	%		0.32	%		0.44	%		0.38	%		0.29	%
	7		0.87	%		0.71	%		0.71	%		0.78	%		0.81	%		0.74	%		0.70	%		0.69	%		0.65	%		0.60	%		0.49	%		0.57	%		0.50	%		0.41	%
	8		1.00	%		0.86	%		0.91	%		0.99	%		0.93	%		0.93	%		0.84	%		0.87	%		0.81	%		0.84	%		0.66	%		0.70	%		0.61	%		0.53	%
	9		1.13	%		1.01	%		1.10	%		1.17	%		1.07	%		1.13	%		1.04	%		1.05	%		0.95	%		1.06	%		0.82	%		0.82	%		0.78	%
	10		1.24	%		1.14	%		1.27	%		1.33	%		1.24	%		1.34	%		1.24	%		1.22	%		1.07	%		1.28	%		0.96	%		0.96	%		0.94	%
	11		1.35	%		1.34	%		1.45	%		1.44	%		1.41	%		1.50	%		1.45	%		1.36	%		1.20	%		1.48	%		1.10	%		1.10	%		1.08	%
	12		1.44	%		1.52	%		1.58	%		1.57	%		1.62	%		1.74	%		1.67	%		1.53	%		1.37	%		1.67	%		1.26	%		1.24	%
	13		1.58	%		1.74	%		1.73	%		1.72	%		1.86	%		1.95	%		1.90	%		1.67	%		1.55	%		1.82	%		1.39	%		1.38	%
	14		1.74	%		1.94	%		1.85	%		1.86	%		2.04	%		2.21	%		2.09	%		1.81	%		1.74	%		1.99	%		1.51	%		1.53	%
	15		1.85	%		2.09	%		2.00	%		2.04	%		2.25	%		2.48	%		2.25	%		2.00	%		1.97	%		2.14	%		1.68	%
	16		2.03	%		2.27	%		2.15	%		2.24	%		2.45	%		2.71	%		2.41	%		2.19	%		2.16	%		2.27	%		1.83	%
	17		2.16	%		2.39	%		2.37	%		2.39	%		2.68	%		2.89	%		2.54	%		2.37	%		2.36	%		2.45	%		1.99	%
	18		2.30	%		2.53	%		2.52	%		2.55	%		2.88	%		3.08	%		2.73	%		2.60	%		2.59	%		2.62	%
	19		2.42	%		2.67	%		2.67	%		2.73	%		3.08	%		3.22	%		2.93	%		2.80	%		2.78	%		2.80	%
	20		2.50	%		2.81	%		2.83	%		2.93	%		3.23	%		3.40	%		3.11	%		3.01	%		2.95	%
	21		2.58	%		2.92	%		2.99	%		3.12	%		3.38	%		3.59	%		3.34	%		3.19	%		3.14	%
	22		2.67	%		3.10	%		3.16	%		3.27	%		3.54	%		3.78	%		3.54	%		3.34	%		3.29	%
	23		2.77	%		3.28	%		3.34	%		3.38	%		3.67	%		3.96	%		3.72	%		3.49	%		3.41	%
	24		2.87	%		3.38	%		3.49	%		3.52	%		3.83	%		4.18	%		3.92	%		3.62	%		3.57	%
	25		3.01	%		3.55	%		3.63	%		3.63	%		4.00	%		4.41	%		4.10	%		3.75	%		3.73	%
	26		3.14	%		3.68	%		3.75	%		3.73	%		4.16	%		4.58	%		4.23	%		3.87	%		3.88	%
	27		3.16	%		3.84	%		3.86	%		3.84	%		4.35	%		4.79	%		4.36	%		4.00	%
	28		3.29	%		3.98	%		3.97	%		3.97	%		4.50	%		4.96	%		4.47	%		4.15	%
	29		3.40	%		4.14	%		4.09	%		4.11	%		4.64	%		5.08	%		4.56	%		4.28	%
	30		3.50	%		4.19	%		4.21	%		4.26	%		4.79	%		5.22	%		4.67	%
	31		3.61	%		4.30	%		4.33	%		4.40	%		4.92	%		5.34	%		4.81	%
	32		3.68	%		4.38	%		4.47	%		4.50	%		5.02	%		5.44	%		4.92	%
	33		3.74	%		4.46	%		4.59	%		4.61	%		5.12	%		5.54	%
	34		3.81	%		4.57	%		4.68	%		4.70	%		5.22	%		5.66	%
	35		3.87	%		4.66	%		4.79	%		4.78	%		5.29	%		5.76	%
	36		3.91	%		4.76	%		4.86	%		4.85	%		5.38	%
	37		3.97	%		4.84	%		4.93	%		4.94	%		5.47	%
	38		4.03	%		4.96	%		5.01	%		4.99	%		5.53	%
	39		4.09	%		5.03	%		5.08	%		5.05	%
	40		4.13	%		5.13	%		5.13	%		5.12	%
	41		4.18	%		5.20	%		5.18	%		5.18	%
	42		4.23	%		5.24	%		5.24	%
	43		4.28	%		5.28	%		5.29	%
	44		4.33	%		5.34	%
	45		4.35	%		5.38	%
	46		4.38	%		5.42	%
	47		4.39	%		5.44	%
	48		4.41	%		5.46	%
	49		4.43	%
	50		4.44	%
	51		4.46	%
	52
	53
Prime Mix (2)			70	%		67	%		68	%		69	%		68	%		68	%		71	%		71	%		76	%		70	%		87	%		85	%		80	%		80	%		82	%		84	%

(1)	Represents the number of months since the inception of the securitization.
(2)	Represents the original percentage of prime automobile contracts securitized within each pool.