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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000813461-04-000001.txt : 20040213
<SEC-HEADER>0000813461-04-000001.hdr.sgml : 20040213
<ACCEPTANCE-DATETIME>20040213172349
ACCESSION NUMBER:		0000813461-04-000001
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20031231
FILED AS OF DATE:		20040213

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WESTCORP /CA/
		CENTRAL INDEX KEY:			0000813461
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				510308535
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618-3804
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92718-3804

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WESTCORP INC
		DATE OF NAME CHANGE:	19900917

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RADY ERNEST S
		CENTRAL INDEX KEY:			0001221359

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600645

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR ROAD
		STREET 2:		C/O WESTCORP
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR ROAD
		STREET 2:		C/O WESTCORP
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WESTERN INSURANCE HOLDINGS INC
		CENTRAL INDEX KEY:			0000877539
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600647

	BUSINESS ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUITE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045
		BUSINESS PHONE:		9497271041

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUITE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			EXPLORER INSURANCE CO
		CENTRAL INDEX KEY:			0001242345

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600650

	MAIL ADDRESS:	
		STREET 1:		11435 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921130

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			INSURANCE CO OF THE WEST
		CENTRAL INDEX KEY:			0001242343

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600653

	MAIL ADDRESS:	
		STREET 1:		11435 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921130

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DHM TRUST
		CENTRAL INDEX KEY:			0001242342

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600654

	BUSINESS ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUIT 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045
		BUSINESS PHONE:		8583502600

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUITE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			EVELYN SHIRLEY RADY TRUST
		CENTRAL INDEX KEY:			0001242335

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600655

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RADY ERNEST S TRUST
		CENTRAL INDEX KEY:			0001009002
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600656

	BUSINESS ADDRESS:	
		STREET 1:		10140 CAMPUS POINT DRIVE
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92121
		BUSINESS PHONE:		6195462600

	MAIL ADDRESS:	
		STREET 1:		10140 CAMPUS POINT DRIVE
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92121

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			AMERICAN ASSETS INC
		CENTRAL INDEX KEY:			0000885118

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		04600657

	BUSINESS ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL #200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921302045
		BUSINESS PHONE:		8583502600

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL #200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921302045
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    <documentType>5</documentType>

    <periodOfReport>2003-12-31</periodOfReport>

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    <issuer>
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        <issuerName>WESTCORP /CA/</issuerName>
        <issuerTradingSymbol>WES</issuerTradingSymbol>
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            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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            <isOther>0</isOther>
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    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001009002</rptOwnerCik>
            <rptOwnerName>RADY ERNEST S TRUST</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group.</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242335</rptOwnerCik>
            <rptOwnerName>EVELYN SHIRLEY RADY TRUST</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242342</rptOwnerCik>
            <rptOwnerName>DHM TRUST</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242343</rptOwnerCik>
            <rptOwnerName>INSURANCE CO OF THE WEST</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group</otherText>
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    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242345</rptOwnerCik>
            <rptOwnerName>EXPLORER INSURANCE CO</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group</otherText>
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    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000877539</rptOwnerCik>
            <rptOwnerName>WESTERN INSURANCE HOLDINGS INC</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11455 EL CAMINO REAL #200</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>Joint filing group</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001221359</rptOwnerCik>
            <rptOwnerName>RADY ERNEST S</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O AMERICAN ASSETS, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>11455 EL CAMINO REAL #200</rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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            <isOfficer>1</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chairman of the Board and CEO</officerTitle>
        </reportingOwnerRelationship>
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    <nonDerivativeTable>
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            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
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                <equitySwapInvolved>0</equitySwapInvolved>
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                <transactionPricePerShare>
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            <securityTitle>
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                    <footnoteId id="F8"/>
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                <directOrIndirectOwnership>
                    <value>D</value>
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                    <value></value>
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        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
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                    <value>27738622</value>
                    <footnoteId id="F9"/>
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                <directOrIndirectOwnership>
                    <value>I</value>
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                <natureOfOwnership>
                    <value>See footnotes</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
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    <footnotes>
        <footnote id="F1">The number of Securities of the Issuer reported represents the cumulative holdings as of February 13, 2004.  This group is comprised of a series of affiliated companies and trusts that are owned or controlled by Ernest S. Rady, the Chairman of teh Board of the Issuer.  Schedule A, attached hereto and incorporated herein by this reference, depicts the relationship amoung the various members of the affiliated group.  The percentages reported on Schedule A for each entity holding Securities of the Issuer are based on 51,697,273 shares of Common Stock outstanding as of December 4, 2003, as reported by the transfer agent. (cont. to Footnote 2)</footnote>
        <footnote id="F2">There is no formal agreement to vote or dispose of the Securities of the Issuer in a particular manner.  The dispositive and voting powers of each entity identified on Schedule A are made independent of the others, except to the extent that Ernest and Evelyn Rady may be trustees, shareholders, officers and/or directors of the various entities and, in that respect, are able to control the disposition and voting of the Securities of the issuer owned by each member of the affiliated group.</footnote>
        <footnote id="F3">American Assets, Inc.</footnote>
        <footnote id="F4">Ernest S. Rady Trust</footnote>
        <footnote id="F5">Evelyn Shirley Rady Trust</footnote>
        <footnote id="F6">DHM Trust</footnote>
        <footnote id="F7">Insurance Company of the West</footnote>
        <footnote id="F8">Explorer Insurance Co.</footnote>
        <footnote id="F9">Ernest S. Rady</footnote>
        <footnote id="F10">Includes 44,841 shares indirectly owned by Ernest Rady in the Westcorp Employee Stock Ownership Plan and 27,586 shares owned indirectly by Ernest Rady in the Westcorp Salary Savings (401K) Plan.</footnote>
        <footnote id="F11">On December 4, 2003, the Ernest S. Rady Trust donated 76,000 shares of the Securities of the Issuer to a tax exempt charitable foundation.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Ernest Rady by Guy Du Bose POA</signatureName>
        <signatureDate>2004-02-13</signatureDate>
    </ownerSignature>
</ownershipDocument>

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`
end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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