-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 GuO8541qcuxlGukbaJGY7M53VOcTDesItxwamx4g7RJSPMM+tG5l/DHSZJM9+j/m
 oHTgSDhmFfVPu4fsv0REEg==

<SEC-DOCUMENT>0000813461-03-000027.txt : 20031125
<SEC-HEADER>0000813461-03-000027.hdr.sgml : 20031125
<ACCEPTANCE-DATETIME>20031125173828
ACCESSION NUMBER:		0000813461-03-000027
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20031124
FILED AS OF DATE:		20031125

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			INSURANCE CO OF THE WEST
		CENTRAL INDEX KEY:			0001242343

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024045

	MAIL ADDRESS:	
		STREET 1:		11435 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921130

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			EXPLORER INSURANCE CO
		CENTRAL INDEX KEY:			0001242345

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024044

	MAIL ADDRESS:	
		STREET 1:		11435 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921130

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			EVELYN SHIRLEY RADY TRUST
		CENTRAL INDEX KEY:			0001242335

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024049

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		STE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WESTCORP /CA/
		CENTRAL INDEX KEY:			0000813461
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				510308535
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618-3804
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92718-3804

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WESTCORP INC
		DATE OF NAME CHANGE:	19900917

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			AMERICAN ASSETS INC
		CENTRAL INDEX KEY:			0000885118

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024050

	BUSINESS ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL #200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921302045
		BUSINESS PHONE:		8583502600

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL #200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			921302045

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RADY ERNEST S TRUST
		CENTRAL INDEX KEY:			0001009002
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024048

	BUSINESS ADDRESS:	
		STREET 1:		10140 CAMPUS POINT DRIVE
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92121
		BUSINESS PHONE:		6195462600

	MAIL ADDRESS:	
		STREET 1:		10140 CAMPUS POINT DRIVE
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92121

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RADY ERNEST S
		CENTRAL INDEX KEY:			0001221359

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024046

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR ROAD
		STREET 2:		C/O WESTCORP
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR ROAD
		STREET 2:		C/O WESTCORP
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			DHM TRUST
		CENTRAL INDEX KEY:			0001242342

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		031024047

	BUSINESS ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUIT 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045
		BUSINESS PHONE:		8583502600

	MAIL ADDRESS:	
		STREET 1:		11455 EL CAMINO REAL
		STREET 2:		SUITE 200
		CITY:			SAN DIEGO
		STATE:			CA
		ZIP:			92130-2045
</SEC-HEADER>
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<SEQUENCE>1
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<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-11-24</periodOfReport>
    <issuer>
        <issuerCik>0000813461</issuerCik>
        <issuerName>WESTCORP /CA/</issuerName>
        <issuerTradingSymbol>wes</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000885118</rptOwnerCik>
            <rptOwnerName>AMERICAN ASSETS INC</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1/><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242335</rptOwnerCik>
            <rptOwnerName>EVELYN SHIRLEY RADY TRUST</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>c/o American Assets, Inc.</rptOwnerStreet1><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>1</isOther><otherText>Joint filing group</otherText></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001009002</rptOwnerCik>
            <rptOwnerName>RADY ERNEST S TRUST</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>c/o American Assets, Inc.</rptOwnerStreet1><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>1</isOther><otherText>Joint filing group</otherText></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242342</rptOwnerCik>
            <rptOwnerName>DHM TRUST</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>c/o American Assets, Inc.</rptOwnerStreet1><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>1</isOther><otherText>Joint filing group</otherText></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001221359</rptOwnerCik>
            <rptOwnerName>RADY ERNEST S</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>c/o American Assets, Inc.</rptOwnerStreet1><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>0</isOther><officerTitle>CEO </officerTitle></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242343</rptOwnerCik>
            <rptOwnerName>INSURANCE CO OF THE WEST</rptOwnerName>
        </reportingOwnerId>
<reportingOwnerAddress><rptOwnerStreet1>c/o American Assets, Inc.</rptOwnerStreet1><rptOwnerStreet2>11455 El Camino Real #200</rptOwnerStreet2><rptOwnerCity>San Diego</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>92130-2045</rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>1</isOther><otherText>Joint filing group</otherText></reportingOwnerRelationship></reportingOwner><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001242345</rptOwnerCik>
            <rptOwnerName>EXPLORER INSURANCE CO</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O AMERICAN ASSETS, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>11455 EL CAMINO REAL #200</rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>1</isOther><otherText>Joint filing group</otherText></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-24</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>72500</value></transactionShares><transactionPricePerShare><value>34.39</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>18806168</value><footnoteId id="F3"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnersh
ip><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-24</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>70000</value></transactionShares><transactionPricePerShare><value>34.39</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4334750</value><footnoteId id="F4"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><s
ecurityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-24</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>5000</value></transactionShares><transactionPricePerShare><value>34.39</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>288432</value><footnoteId id="F5"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-24</value></transactionDate><transact
ionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>25000</value></transactionShares><transactionPricePerShare><value>34.39</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>482162</value><footnoteId id="F6"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3804551</value><footnoteId id="F7"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwne
rship><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>26132</value><footnoteId id="F8"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-24</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>172500</value></transactionShares><transactionPricePerShare><value>34.39</value></transactionPricePerShare><transactionAc
quiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>27814622</value><footnoteId id="F9"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnotes </value><footnoteId id="F1"/><footnoteId id="F2"/><footnoteId id="F10"/></natureOfOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footnotes><footnote id="F1">The number of Securities of the Issuer reported represents the cumulative holdings as of November 24, 2003 of an affiliated group.  This group is comprised of a series of affiliated companies and trusts that are owned or controlled by Ernest S. Rady, the Chairman of the Board of the Issuer.  Schedule A, attached hereto and incorporated herein by this reference, depicts the relationship among the various members of the affiliated group.  The percentages r
eported on Schedule A for each entity holding Securities of the Issuer are based on 50,878,898 shares of Common Stock outstanding as of November 24, 2003, as reported by the transfer agent.  (cont. to Footnote 2)</footnote><footnote id="F2">There is no formal agreement to vote or dispose of the Securities of the Issuer in a particular manner.  The dispositive and voting powers of each entity identified on Schedule A are made independent of the others, except to the extent that Ernest and Evelyn Rady may be trustees, shareholders, officers and/or directors of the various entities and, in the respect, are able to control the disposition and voting of the Securities of the Issuer owned by each member of the affiliated group.</footnote><footnote id="F3">American Assets, Inc.</footnote><footnote id="F4">Ernest S. Rady Trust</footnote><footnote id="F5">Evelyn Shirley Rady Trust</footnote><footnote id="F6">DHM Trust</footnote><footnote id="F7">Insurance Company of the West</footnote><footnote id="F8">Explorer Insur
ance Co.</footnote><footnote id="F9">Ernest S. Rady</footnote><footnote id="F10">Includes 44,841 shares indirectly owned by Ernest Rady in the Westcorp Employee Stock Ownership Plan and 27,586 shares indirectly owned by Ernest Rady in the Westcorp Salary Savings (401K) Plan.</footnote></footnotes><remarks/><ownerSignature><signatureName>Ernest Rady, President of American Assets by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Ernest Rady, Trustee of the Ernest Rady Trust by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Ernest Rady, Trustee of the Evelyn Shirley Rady Trust by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Ernest Rady, Trustee of the DHM Trust by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Erne
st Rady by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Ernest Rady, President of Insurance Co. of the West by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature><ownerSignature><signatureName>Ernest Rady, President of Explorer Insurance Co. by Guy Du Bose (POA)</signatureName><signatureDate>2003-11-24</signatureDate></ownerSignature></ownershipDocument>

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end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----