<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>4
<FILENAME>a2030803zex-23.txt
<DESCRIPTION>EXHIBIT 23
<TEXT>


<PAGE>

                                                                      EXHIBIT 23

                                   EXHIBIT 23
                          CONSENT OF MCCARTER & ENGLISH


November 14, 2000


Ladies and Gentlemen:

         We consent to the incorporation by reference of the reference to our
firm in the "Contingencies" section of the Company's report on Form 10-Q for the
quarter ended September 30, 2000.


                                                   Very truly yours,


                                                   /s/ McCarter & English
                                                   -----------------------------
                                                   McCarter & English

</TEXT>
</DOCUMENT>