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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
Dec. 31, 2018
Jun. 30, 2018
Assets    
Cash and due from banks $ 2,416,000 $ 3,889,000
Short-term investments 135,200,000 153,513,000
Total cash and cash equivalents 137,616,000 157,402,000
Available-for-sale debt securities, at fair value 78,132,000 81,068,000
Equity investments measured at net asset value(1) 6,711,000 6,619,000
Total investment securities 84,843,000 87,687,000
Residential real estate loans held for sale 1,510,000 3,405,000
SBA loans held for sale 289,000 3,750,000
Total loans held for sale 1,799,000 7,155,000
Loans 938,286,000 871,802,000
Less: Allowance for loan losses 5,308,000 4,807,000
Loans, net 932,978,000 866,995,000
Premises and equipment, net 6,112,000 6,591,000
Real estate owned and other repossessed collateral 1,463,000 2,233,000
Federal Home Loan Bank stock, at cost 1,652,000 1,652,000
Intangible assets, net 649,000 867,000
Servicing rights, net 2,934,000 2,970,000
Bank-owned life insurance 16,839,000 16,620,000
Other assets 7,242,000 7,564,000
Total assets 1,194,127,000 1,157,736,000
Liabilities and Shareholders' Equity    
Demand 68,324,000 72,272,000
Savings and interest checking 107,769,000 109,637,000
Money market 345,149,000 420,886,000
Time 464,349,000 352,145,000
Total deposits 985,591,000 954,940,000
Federal Home Loan Bank advances 15,000,000 15,000,000
Subordinated debt 24,128,000 23,958,000
Capital lease obligation 466,000 605,000
Other liabilities 20,451,000 24,803,000
Total liabilities 1,045,636,000 1,019,306,000
Commitments and contingencies
Shareholders' equity:    
Preferred stock, $1.00 par value, 1,000,000 shares authorized; no shares issued and outstanding at December 31, 2018 and June 30, 2018
Additional paid-in capital 77,455,000 77,016,000
Retained earnings 63,535,000 54,236,000
Accumulated other comprehensive loss (1,548,000) (1,761,000)
Total shareholders' equity 148,491,000 138,430,000
Total liabilities and shareholders' equity 1,194,127,000 1,157,736,000
Voting Common Stock [Member]    
Shareholders' equity:    
Common Stock 8,237,000 8,057,000
Nonvoting Common Stock [Member]    
Shareholders' equity:    
Common Stock 812,000 882,000
Commercial Real Estate Portfolio Segment [Member]    
Assets    
Loans 572,712,000 525,479,000
Commercial Portfolio Segment [Member]    
Assets    
Loans 202,938,000 182,795,000
Residential Portfolio Segment [Member]    
Assets    
Loans 92,566,000 100,128,000
Consumer Portfolio Segment [Member]    
Assets    
Loans $ 2,788,000 $ 3,244,000