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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Operating activities:    
Net income $ 7,141 $ 2,692
Adjustments to reconcile net income to net cash used in operating activities    
Provision for loan losses 717 531
Gain recognized on real estate owned and other repossessed collateral, net (428) (63)
Originations of loans held for sale (98,383) (91,366)
Net proceeds from sales of loans held for sale 103,170 89,665
Gain on sales of loans held for sale, net (1,877) (1,650)
Gain on sales of portfolio loans, net (2,821) (1,006)
Amortization of intangible assets 589 746
Bank-owned life insurance income, net (440) (451)
Depreciation of premises and equipment 1,666 1,999
Loss on sale of premises and equipment 91 16
Deferred income tax benefit (1,185) (2,672)
Stock-based compensation 705 686
Amortization of securities, net 1,001 1,237
Changes in other assets and liabilities:    
Other assets (60) 576
Other liabilities 556 1,443
Net cash used in operating activities (1,740) (5,539)
Investing activities:    
Purchases of available-for-sale securities   (48,481)
Proceeds from maturities and principal payments on available-for-sale securities 11,414 56,318
Loan purchases (82,654) (79,823)
Proceeds from sales of portfolio loans 23,260 9,305
Loan originations, principal collections, and purchased loan paydowns, net (24,585) (4,372)
Purchases of premises and equipment (1,244) (1,086)
Proceeds from sales of premises and equipment 369 11
Proceeds from sales of real estate owned and other repossessed collateral 2,563 1,674
Redemption of regulatory stock, net   1,619
Net cash used in investing activities (70,877) (64,835)
Financing activities:    
Net increase in deposits 100,601 90,266
Net (decrease) increase in short-term borrowings (635) 2,359
Dividends paid on common stock (402) (2,922)
Repurchase of common stock (6,666) (2,823)
Repayment of FHLB borrowings and wholesale repurchase agreements (12,500) (15,000)
Proceeds from FHLB borrowings   15,000
Repayment of capital lease obligation (190) (181)
Net cash provided by financing activities 80,208 86,699
Net increase in cash and cash equivalents 7,591 16,325
Cash and cash equivalents, beginning of year 82,259 65,934
Cash and cash equivalents, end of year 89,850 82,259
Supplemental schedule of cash flow information:    
Interest paid 7,487 7,496
Income taxes paid, net of refunds received 5,664 3,500
Supplemental schedule of noncash investing and financing activities:    
Transfers from loans to real estate owned and other repossessed collateral 1,764 1,531
Loans net    
Adjustments to reconcile net income to net cash used in operating activities    
Accretion of fair value adjustments, net (11,899) (7,120)
Deposits net    
Adjustments to reconcile net income to net cash used in operating activities    
Accretion of fair value adjustments, net (171) (560)
Borrowings net    
Adjustments to reconcile net income to net cash used in operating activities    
Accretion of fair value adjustments, net $ (112) $ (242)