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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Interest and dividend income:    
Interest and fees on loans $ 43,383 $ 37,009
Interest on available-for-sale securities 913 1,048
Other interest and dividend income 292 314
Total interest and dividend income 44,588 38,371
Interest expense:    
Deposits 5,010 4,123
Federal Home Loan Bank advances 1,101 1,301
Wholesale repurchase agreements 288 357
Short-term borrowings 29 24
Interest expense 718 765
Obligation under capital lease agreements 74 83
Total interest expense 7,220 6,653
Net interest and dividend income before provision for loan losses 37,368 31,718
Provision for loan losses 717 531
Net interest and dividend income after provision for loan losses 36,651 31,187
Noninterest income:    
Fees for other services to customers 1,494 1,644
Gain on sales of loans held for sale 1,877 1,650
Gain on sales of portfolio loans 2,821 1,006
Gain recognized on real estate owned and other repossessed collateral, net 428 63
Bank-owned life insurance income 440 451
Other noninterest income 29 55
Total noninterest income 7,089 4,869
Noninterest expense:    
Salaries and employee benefits 18,817 17,786
Occupancy and equipment expense 4,939 5,448
Professional fees 1,658 1,285
Data processing fees 1,355 1,209
Marketing expense 244 311
Loan acquisition and collection expense 1,458 1,539
FDIC insurance premiums 504 480
Intangible asset amortization 589 746
Legal settlement recovery   (250)
Other noninterest expense 3,040 3,223
Total noninterest expense 32,604 31,777
Income from continuing operations before income tax expense 11,136 4,279
Income tax expense 3,995 1,579
Net income from continuing operations 7,141 2,700
Loss from discontinued operations   (12)
Income tax benefit   (4)
Net loss from discontinued operations   (8)
Net income $ 7,141 $ 2,692
Weighted-average shares outstanding:    
Basic (in shares) 9,980,733 10,404,784
Diluted (in shares) 9,980,733 10,404,784
Basic:    
Income from continuing operations (in dollars per share) $ 0.72 $ 0.26
Income from discontinued operations (in dollars per share) 0.00 0.00
Net Income (in dollars per share) 0.72 0.26
Diluted:    
Income from continuing operations (in dollars per share) 0.72 0.26
Income from discontinued operations (in dollars per share) 0.00 0.00
Net income (in dollars per share) 0.72 0.26
Cash dividends declared per common share (in dollars per share) $ 0.04 $ 0.28