Loans, Allowance for Loan Losses and Credit Quality (Tables)

12 Months Ended

Jun. 30, 2015

Loans, Allowance for Loan Losses and Credit Quality

Schedule of composition of the Company's loan portfolio

	June 30, 2015						June 30, 2014
	Originated		Purchased		Total		Originated		Purchased		Total
	(Dollars in thousands)
Residential real estate	$	106,275	$	2,068	$	108,343	$	116,972	$	3,687	$	120,659
Home equity		24,326		—		24,326		27,975		—		27,975
Commercial real estate		148,425		200,251		348,676		116,617		199,481		316,098
Commercial business		122,860		273		123,133		41,518		282		41,800
Consumer		7,659		—		7,659		9,884		—		9,884
Total loans	$	409,545	$	202,592	$	612,137	$	312,966	$	203,450	$	516,416

Summary of past due and non-accrual loans

	June 30, 2015
	30 - 59 Days		60 - 89 Days		Past Due 90 Days or More-Still Accruing		Past Due 90 Days or More- Nonaccrual		Total Past Due		Total Current		Total Loans		Non- Accrual Loans
	(Dollars in thousands)
Originated portfolio:
Residential real estate	$	239	$	973	$	—	$	1,393	$	2,605	$	103,670	$	106,275	$	3,021
Home equity		9		—		—		11		20		24,306		24,326		11
Commercial real estate		300		—		—		704		1,004		147,421		148,425		994
Commercial business		—		—		—		2		2		122,858		122,860		2
Consumer		105		29		—		56		190		7,469		7,659		190
Total originated portfolio		653		1,002		—		2,166		3,821		405,724		409,545		4,218
Purchased portfolio:
Residential real estate		—		—		—		—		—		2,068		2,068		—
Commercial business		—		—		—		—		—		273		273		—
Commercial real estate		86		299		—		2,410		2,795		197,456		200,251		6,532
Total purchased portfolio		86		299		—		2,410		2,795		199,797		202,592		6,532
Total loans	$	739	$	1,301	$	—	$	4,576	$	6,616	$	605,521	$	612,137	$	10,750

	June 30, 2014
	30 - 59 Days		60 - 89 Days		Past Due 90 Days or More-Still Accruing		Past Due 90 Days or More- Nonaccrual		Total Past Due		Total Current		Total Loans		Non- Accrual Loans
	(Dollars in thousands)
Originated portfolio:
Residential real estate	$	222	$	728	$	—	$	1,573	$	2,523	$	114,449	$	116,972	$	1,743
Home equity		109		7		—		120		236		27,739		27,975		160
Commercial real estate		126		136		—		629		891		115,726		116,617		1,162
Commercial business		—		—		—		—		—		41,518		41,518		5
Consumer		188		24		—		49		261		9,623		9,884		139
Total originated portfolio		645		895		—		2,371		3,911		309,055		312,966		3,209
Purchased portfolio:
Residential real estate		—		—		—		—		—		3,687		3,687		—
Commercial business		—		—		—		—		—		282		282		—
Commercial real estate		—		—		—		1,995		1,995		197,486		199,481		4,116
Total purchased portfolio	$	—	$	—	$	—	$	1,995	$	1,995	$	201,455	$	203,450	$	4,116
Total loans	$	645	$	895	$	—	$	4,366	$	5,906	$	510,510	$	516,416	$	7,325

Schedule of allowance for loan losses by portfolio segment

	Year ended June 30, 2015
	Residential Real Estate			Commercial Real Estate		Commercial Business			Consumer			Purchased		Unallocated		Total
	(Dollars in thousands)
Beginning balance	$	580		$	358	$	48		$	79		$	268	$	34	$	1,367
Provision		344			335		38			(37	)		15		22		717
Recoveries		24			1		34			21			—		—		80
Charge-offs		(207	)		—		(3	)		(28	)		—		—		(238	)
Ending balance	$	741		$	694	$	117		$	35		$	283	$	56	$	1,926

	Year ended June 30, 2014
	Residential Real Estate			Commercial Real Estate			Commercial Business			Consumer			Purchased		Unallocated			Total
	(Dollars in thousands)
Beginning balance	$	594		$	173		$	70		$	189		$	76	$	41		$	1,143
Provision		190			211			13			(66	)		190		(7	)		531
Recoveries		63			—			8			25			2		—			98
Charge-offs		(267	)		(26	)		(43	)		(69	)		—		—			(405	)
Ending balance	$	580		$	358		$	48		$	79		$	268	$	34		$	1,367

Schedule of allowance for loan losses by portfolio segment and impairment methodology

	June 30, 2015
	Residential Real Estate		Commercial Real Estate		Commercial Business		Consumer		Purchased		Unallocated		Total
	(Dollars in thousands)
Allowance for loan losses:
Individually evaluated	$	435	$	21	$	—	$	—	$	—	$	—	$	456
Collectively evaluated		306		673		117		35		—		56		1,187
ASC 310-30		—		—		—		—		283		—		283
Total	$	741	$	694	$	117	$	35	$	283	$	56	$	1,926
Loans:
Individually evaluated	$	4,095	$	2,381	$	2	$	253	$	—	$	—	$	6,731
Collectively evaluated		126,506		146,044		122,858		7,406		—		—		402,814
ASC 310-30		—		—		—		—		202,592		—		202,592
Total	$	130,601	$	148,425	$	122,860	$	7,659	$	202,592	$	—	$	612,137

	June 30, 2014
	Residential Real Estate		Commercial Real Estate		Commercial Business		Consumer		Purchased		Unallocated		Total
	(Dollars in thousands)
Allowance for loan losses:
Individually evaluated	$	190	$	84	$	—	$	6	$	—	$	—	$	280
Collectively evaluated		390		274		48		73		—		34		820
ASC 310-30		—		—		—		—		268		—		267
Total	$	580	$	358	$	48	$	79	$	268	$	34	$	1,367
Loans:
Individually evaluated	$	2,314	$	2,549	$	—	$	240	$	—	$	—	$	5,103
Collectively evaluated		142,633		114,068		41,518		9,644		—		—		307,863
ASC 310-30		—		—		—		—		203,450		—		203,450
Total	$	144,947	$	116,617	$	41,518	$	9,884	$	203,450	$	—	$	516,416

Schedule of Impaired Loans

	At June 30, 2015						For the Year Ended June 30, 2015
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
	(Dollars in thousands)						(Dollars in thousands)
Impaired loans without a valuation allowance:
Originated:
Residential real estate	$	1,975	$	2,076	$	—	$	1,490	$	92
Consumer		253		262		—		226		80
Commercial real estate		1,505		1,510		—		1,436		71
Commercial business		2		2		—		1		1
Purchased:										—
Commercial real estate		7,673		9,606		—		5,265		249
Total		11,408		13,456		—		8,418		493
Impaired loans with a valuation allowance:
Originated:
Residential real estate		2,120		2,060		435		1,715		87
Consumer		—		—		—		20		17
Commercial real estate		876		870		21		1,029		59
Commercial business		—		—		—		—		—
Purchased:
Commercial real estate		1,208		1,644		260		1,549		41
Total		4,204		4,574		716		4,313		204
Total impaired loans	$	15,612	$	18,030	$	716	$	12,731	$	697

	At June 30, 2014						For the Year Ended June 30, 2014
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
	(Dollars in thousands)						(Dollars in thousands)
Impaired loans without a valuation allowance:
Originated:
Residential real estate	$	1,005	$	1,081	$	—	$	1,038	$	41
Consumer		200		205		—		132		8
Commercial real estate		1,368		1,371		—		782		40
Commercial business		—		—		—		51		8
Purchased:
Commercial real estate		2,857		4,148		—		2,639		89
Total		5,430		6,805		—		4,642		186
Impaired loans with a valuation allowance:
Originated:
Residential real estate		1,309		1,278		190		1,323		65
Consumer		40		47		6		75		5
Commercial real estate		1,181		1,187		84		1,131		78
Commercial business		—		—		—		30		1
Purchased:
Commercial real estate		1,890		2,215		166		1,228		76
Total		4,420		4,727		446		3,787		225
Total impaired loans	$	9,850	$	11,532	$	446	$	8,429	$	411

Schedule of the Company's loans by risk rating

	June 30, 2015
	Originated Portfolio
	Commercial Real Estate		Commercial Business		Residential(1)		Purchased Portfolio		Total
	(Dollars in thousands)
Loans rated 1 - 6	$	142,321	$	122,829	$	8,049	$	190,193	$	463,392
Loans rated 7		4,417		31		634		5,628		10,710
Loans rated 8		1,687		—		429		6,771		8,887
Loans rated 9		—		—		23		—		23
Loans rated 10		—		—		—		—		—
	$	148,425	$	122,860	$	9,135	$	202,592	$	483,012

	June 30, 2014
	Originated Portfolio
	Commercial Real Estate		Commercial Business		Residential(1)		Purchased Portfolio		Total
	(Dollars in thousands)
Loans rated 1 - 6	$	110,044	$	41,271	$	11,941	$	189,986	$	353,242
Loans rated 7		4,880		46		940		8,619		14,485
Loans rated 8		1,693		201		670		4,845		7,409
Loans rated 9		—		—		—		—		—
Loans rated 10		—		—		—		—		—
	$	116,617	$	41,518	$	13,551	$	203,450	$	375,136

(1)           Certain of the Company's loans made for commercial purposes, but secured by residential collateral, are rated under the Company's risk-rating system.

Schedule of company's post modification balance of TDRs by type of modification

	Year Ended June 30,
	2015				2014
	Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment
	(Dollars in thousands)
Extended maturity		7	$	1,934		5	$	2,082
Adjusted interest rate		9		430		2		118
Rate and maturity		6		211		6		306
Principal deferment		1		443		2		341
Court ordered concession		4		84		2		50
Other		—		—		2		171
		27	$	3,102		19	$	3,068

Schedule of loans modified in a TDR and the change in the recorded investment subsequent to the modifications

	Year Ended June 30,
	2015						2014
	Number of Contracts		Recorded Investment Pre-Modification		Recorded Investment Post-Modification		Number of Contracts		Recorded Investment Pre-Modification		Recorded Investment Post-Modification
	(Dollars in thousands)
Originated portfolio:
Residential real estate		17	$	1,223	$	1,223		4	$	164	$	164
Home equity		—		—		—		2		22		22
Commercial real estate		1		200		200		5		691		691
Commercial business		—		—		—		1		18		18
Consumer		6		51		51		4		144		144
Total originated portfolio		24		1,474		1,474		16		1,039		1,039
Purchased portfolio:
Commercial real estate		3		1,628		1,628		3		1,990		2,029
Total purchased portfolio		3		1,628		1,628		3		1,990		2,029
Total		27	$	3,102	$	3,102		19	$	3,029	$	3,068

Schedule of loans that have been modified during the past twelve months which have subsequently defaulted

	Year Ended June 30,
	2015				2014
	Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment
	(Dollars in thousands)
Residential		3	$	100		3	$	163
Consumer		—		—		1		10
		3	$	100		4	$	173

Summary of loans acquired by the Company accounted for under ASC 310-30

	June 30, 2015			June 30, 2014
	(Dollars in thousands)
Contractually required payments receivable	$	128,452		$	116,786
Nonaccretable difference		(2,042	)		(1,564	)
Cash flows expected to be collected		126,410			115,222
Accretable yield		(43,756	)		(35,399	)
Fair value of loans acquired	$	82,654		$	79,823

Summary of the loans acquired by the Company are not accounted for using the income recognition model

	June 30, 2015
	(Dollars in thousands)
Loans acquired during the period	$	357
Loans at end of period		6,127

Summary of the activity in the accretable yield for loans accounted for under ASC 310-30

	June 30, 2015			June 30, 2014
	(Dollars in thousands)
Beginning balance	$	109,040		$	108,251
Acquisitions		43,756			35,399
Accretion		(16,886	)		(15,433	)
Reclassifications from nonaccretable difference, net		157			791
Disposals and other changes		(24,618	)		(19,968	)
End balance	$	111,449		$	109,040

Information related to the unpaid principal balance and carrying amounts of ASC 310-30 loans

	June 30, 2015		June 30, 2014
	(Dollars in thousands)
Unpaid principal balance	$	235,716	$	239,376
Carrying amount		199,113		201,171