CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss)/income including NCI		$ (1,144,182,000)	$ 916,292,000
Adjustments to reconcile net income to net cash provided by operating activities:
Impairment of goodwill		1,848,228,000	0
Credit loss expense		2,568,808,000	1,684,478,000
Deferred tax (benefit)/expense		(396,533,000)	275,303,000
Depreciation, amortization and accretion		2,120,365,000	1,749,531,000
Net loss on sale of loans		269,411,000	244,274,000
Net gain on sale of investment securities		(31,646,000)	(2,646,000)
Loss on debt extinguishment		1,026,000	1,133,000
Net gain on real estate owned, premises and equipment, and other		(60,626,000)	(24,411,000)
Stock-based compensation		33,000	308,000
Equity loss on equity method investments		11,352,000	478,000
Originations of LHFS, net of repayments		(2,473,452,000)	(1,138,406,000)
Purchases of LHFS		0	(387,000)
Proceeds from sales of LHFS		1,420,412,000	1,060,708,000
Net change in:
Revolving personal loans		(59,096,000)	(144,411,000)
Other assets, BOLI and trading securities		350,696,000	(552,053,000)
Other liabilities		469,276,000	566,705,000
NET CASH PROVIDED BY OPERATING ACTIVITIES		4,894,072,000	4,636,896,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of AFS investment securities		2,665,593,000	1,044,645,000
Proceeds from prepayments and maturities of AFS investment securities		6,703,624,000	3,270,469,000
Purchases of AFS investment securities		(5,587,453,000)	(5,999,028,000)
Proceeds from prepayments and maturities of HTM investment securities		743,380,000	256,152,000
Purchases of HTM investment securities		(2,187,454,000)	(965,966,000)
Proceeds from sales of other investments		315,091,000	237,537,000
Proceeds from maturities of other investments		85,000	13,673,000
Purchases of other investments		(900,193,000)	(329,598,000)
Proceeds from sales of LHFI		3,540,036,000	1,446,205,000
Distributions from equity method investments		5,132,000	3,506,000
Contributions to equity method and other investments		(102,762,000)	(176,114,000)
Proceeds from settlements of BOLI policies		5,542,000	26,318,000
Purchases of LHFI		(77,136,000)	(818,024,000)
Net change in loans other than purchases and sales		(3,762,585,000)	(7,104,936,000)
Purchases and originations of operating leases		(4,891,504,000)	(6,778,636,000)
Proceeds from the sale and termination of operating leases		3,103,187,000	2,733,172,000
Manufacturer incentives		358,197,000	633,991,000
Proceeds from sales of real estate owned and premises and equipment		44,476,000	51,944,000
Purchases of premises and equipment		(137,059,000)	(135,060,000)
Net cash paid for branch disposition		0	(329,328,000)
Upfront fee paid to FCA		0	(60,000,000)
NET CASH USED IN INVESTING ACTIVITIES		(161,803,000)	(12,979,078,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in deposits and other customer accounts (1)	[1]	1,919,274,000	5,199,415,000
Net change in short-term borrowings		455,578,000	448,736,000
Net proceeds from long-term borrowings		34,327,398,000	34,591,061,000
Repayments of long-term borrowings		(32,891,548,000)	(32,239,459,000)
Proceeds from FHLB advances (with terms greater than 3 months)		2,500,000,000	3,875,000,000
Repayments of FHLB advances (with terms greater than 3 months)		(6,935,882,000)	(2,500,000,000)
Net change in advance payments by borrowers for taxes and insurance		10,971,000	14,370,000
Dividends paid on common stock		(125,000,000)	(150,000,000)
Dividends paid to NCI		(50,546,000)	(64,493,000)
Stock repurchase attributable to NCI		(770,499,000)	(245,663,000)
Proceeds from the issuance of common stock		660,000	4,441,000
Capital contribution from shareholder		0	88,927,000
NET CASH (USED IN)/PROVIDED BY FINANCING ACTIVITIES		(1,559,594,000)	9,022,335,000
NET INCREASE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH		3,172,675,000	680,153,000
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, BEGINNING OF PERIOD		11,526,252,000	10,722,304,000
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, END OF PERIOD	[2]	14,698,927,000	11,402,457,000
NON-CASH TRANSACTIONS
Loans transferred from other real estate owned		(47,033,000)
Loans transferred to other real estate owned			16,205,000
Loans transferred from HFI to HFS, net		2,770,335,000	2,657,598,000
Unsettled purchases of investment securities		508,635,000	256,685,000
ROU assets		0	664,057,000
Accrued expenses and payables		$ 0	$ 705,650,000

[1] The net change in deposits for the nine-month period ended September 30, 2020 includes the sale of $4.2 billion of SBC deposits. Refer to Note 1 for further information on the sale of SBC.

[2] The nine-month periods ended September 30, 2020 and 2019 include cash and cash equivalents balances of $8.9 billion and $7.7 billion, respectively, and restricted cash balances of $5.8 billion and $3.7 billion, respectively.