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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Rollforward of Allowance for Credit Losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Jun. 30, 2020
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1) $ 7,112,738 $ 3,783,833 $ 3,646,189 [1] $ 3,897,130  
Credit loss expense on loans 380,596 597,891 2,523,073 1,684,828  
Charge-offs (606,141) (1,424,680) (2,847,535) (4,138,436)  
Recoveries 512,405 778,816 1,541,989 2,292,338  
Charge-offs, net of recoveries (93,736) (645,864) (1,305,546) (1,846,098)  
ALLL, end of period 7,399,598 [1] 3,735,860 7,399,598 [1] 3,735,860  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1) 122,743 89,406 91,826 95,500  
Credit loss expense on unfunded lending commitments 25,229 5,744 45,735 (350)  
Reserve for unfunded lending commitments, end of period 147,972 95,150 147,972 95,150  
Total ACL, end of period 7,547,570 3,831,010 7,547,570 3,831,010  
Cumulative Effect, Period of Adoption, Adjustment          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1)     2,535,882    
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1)     10,411    
Commercial          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1) 759,599 447,078 399,829 441,086  
Credit loss expense on loans 14,797 14,251 254,262 59,895  
Charge-offs (28,962) (57,276) (125,871) (117,591)  
Recoveries 7,843 18,393 26,138 39,056  
Charge-offs, net of recoveries (21,119) (38,883) (99,733) (78,535)  
ALLL, end of period 753,277 422,446 753,277 422,446  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1) 95,022 83,346 85,934 89,472  
Credit loss expense on unfunded lending commitments 24,752 5,907 23,759 (219)  
Reserve for unfunded lending commitments, end of period 119,774 89,253 119,774 89,253  
Total ACL, end of period 873,051 511,699 873,051 511,699  
Financing receivable, allowance for credit loss, reclassification         $ (322,000)
Commercial | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1)     198,919    
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1)     10,081    
Consumer          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1) 6,353,139 3,290,007 3,199,612 3,409,021  
Credit loss expense on loans 365,799 583,640 2,268,811 1,624,933  
Charge-offs (577,179) (1,367,404) (2,721,664) (4,020,570)  
Recoveries 504,562 760,423 1,515,851 2,253,282  
Charge-offs, net of recoveries (72,617) (606,981) (1,205,813) (1,767,288)  
ALLL, end of period 6,646,321 3,266,666 6,646,321 3,266,666  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1) 27,721 6,060 5,892 6,028  
Credit loss expense on unfunded lending commitments 477 (163) 21,976 (131)  
Reserve for unfunded lending commitments, end of period 28,198 5,897 28,198 5,897  
Total ACL, end of period 6,674,519 3,272,563 6,674,519 3,272,563  
Transfer of LHFI to LHFS   0   20,400  
Financing receivable, allowance for credit loss, reclassification         $ 322,000
Consumer | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1)     2,383,711    
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1)     330    
Unallocated          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1) 0 46,748 46,748 47,023  
Credit loss expense on loans 0 0  
Charge-offs 0 (275)  
Recoveries 0 0  
Charge-offs, net of recoveries 0 0 0 (275)  
ALLL, end of period 0 46,748 0 46,748  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1) 0 0  
Credit loss expense on unfunded lending commitments 0 0  
Reserve for unfunded lending commitments, end of period 0 0 0 0  
Total ACL, end of period $ 0 $ 46,748 0 $ 46,748  
Unallocated | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for Loan Losses [Roll Forward]          
ALLL, beginning of period (1)     (46,748)    
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]          
Reserve for unfunded lending commitments, beginning of period (1)        
[1] The Company has interests in certain Trusts that are considered VIEs for accounting purposes. At September 30, 2020 and December 31, 2019, LHFI included $22.7 billion and $26.5 billion, Operating leases assets, net included $16.2 billion and $16.5 billion, restricted cash included $1.8 billion and $1.6 billion, other assets included $870.2 million and $625.4 million, Borrowings and other debt obligations included $31.3 billion and $34.2 billion, and Other liabilities included $118.0 million and $188.1 million of assets or liabilities that were included within VIEs, respectively. See Note 7 to these Condensed Consolidated Financial Statements for additional information.