CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents		$ 8,871,504	$ 7,644,372
Investment securities:
AFS at fair value		11,078,972	14,339,758
HTM (fair value of $5,668,891 and $3,957,227 as of September 30, 2020 and December 31, 2019, respectively)		5,488,576	3,938,797
Other investments (includes trading securities of $42,464 and $1,097 as of September 30, 2020 and December 31, 2019, respectively)		1,657,706	995,680
LHFI	[1],[2]	92,777,106	92,705,440
ALLL	[2]	(7,399,598)	(3,646,189)
Net LHFI		85,377,508	89,059,251
LHFS	[3]	1,147,578	1,420,223
Goodwill		2,596,161	4,444,389
Intangible assets, net		371,998	416,204
BOLI		1,899,070	1,860,846
Restricted cash	[2]	5,827,423	3,881,880
Other assets	[2],[4]	4,425,042	4,204,216
TOTAL ASSETS		145,739,595	149,499,477
LIABILITIES
Accounts payables and Accrued expenses		5,653,777	4,476,072
Deposits and other customer accounts		69,245,980	67,326,706
Borrowings and other debt obligations	[2]	48,135,215	50,654,406
Advance payments by borrowers for taxes and insurance		164,391	153,420
Deferred tax liabilities, net		69,183	1,521,034
Other liabilities	[2]	1,666,078	969,009
TOTAL LIABILITIES		124,934,624	125,100,647
Commitments and contingencies
STOCKHOLDER'S EQUITY
Common stock and paid-in capital (no par value; 800,000,000 shares authorized; 530,391,043 shares outstanding at both September 30, 2020 and December 31, 2019)		17,876,818	17,954,441
Accumulated other comprehensive income/(loss), net of taxes		197,673	(88,207)
Retained earnings		1,457,860	4,155,226
TOTAL SHUSA STOCKHOLDER'S EQUITY		19,532,351	22,021,460
NCI		1,272,620	2,377,370
TOTAL STOCKHOLDER'S EQUITY		20,804,971	24,398,830
TOTAL LIABILITIES AND STOCKHOLDER'S EQUITY		145,739,595	149,499,477
Assets not subject to operating leases
Investment securities:
Premises and equipment, net	[5]	780,104	798,122
Operating lease assets
Investment securities:
Premises and equipment, net	[2],[6]	$ 16,217,953	$ 16,495,739

[1] LHFI includes $61.4 million and $102.0 million of loans recorded at fair value at September 30, 2020 and December 31, 2019, respectively.

[2] The Company has interests in certain Trusts that are considered VIEs for accounting purposes. At September 30, 2020 and December 31, 2019, LHFI included $22.7 billion and $26.5 billion, Operating leases assets, net included $16.2 billion and $16.5 billion, restricted cash included $1.8 billion and $1.6 billion, other assets included $870.2 million and $625.4 million, Borrowings and other debt obligations included $31.3 billion and $34.2 billion, and Other liabilities included $118.0 million and $188.1 million of assets or liabilities that were included within VIEs, respectively. See Note 7 to these Condensed Consolidated Financial Statements for additional information.

[3] Includes $240.2 million and $289.0 million of loans recorded at the FVO at September 30, 2020 and December 31, 2019, respectively.

[4] Includes MSRs of $81.8 million and $130.9 million at September 30, 2020 and December 31, 2019, respectively, for which the Company has elected the FVO. See Note 12 to these Condensed Consolidated Financial Statements for additional information.

[5] Net of accumulated depreciation of $1.6 billion and $1.5 billion at September 30, 2020 and December 31, 2019, respectively.

[6] Net of accumulated depreciation of $4.7 billion and $4.2 billion at September 30, 2020 and December 31, 2019, respectively.