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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Consumer Lending Asset Quality Indicators - Credit Score) (Details) - USD ($)
$ in Thousands
Jun. 30, 2020
Dec. 31, 2019
Loans Receivable [Line Items]    
Total [1],[2] $ 91,293,831 $ 92,705,440
Consumer    
Loans Receivable [Line Items]    
Total 50,474,189 51,670,724
RICs and auto loans | Consumer    
Loans Receivable [Line Items]    
2020 9,034,456  
2019 14,927,097  
2018 6,902,243  
2017 2,872,571  
2016 1,855,420  
Prior 1,773,611  
Total $ 37,365,398 $ 36,456,747
Total, percent 100.00% 100.00%
RICs and auto loans | Consumer | No FICO    
Loans Receivable [Line Items]    
2020 $ 885,580  
2019 1,458,569  
2018 683,611  
2017 683,924  
2016 364,506  
Prior 282,890  
Total $ 4,359,080 $ 3,178,459
Total, percent 11.70% 8.70%
RICs and auto loans | Consumer | FICO score less than 600    
Loans Receivable [Line Items]    
2020 $ 3,031,459  
2019 5,184,779  
2018 3,226,089  
2017 1,415,247  
2016 898,892  
Prior 941,407  
Total $ 14,697,873 $ 15,013,670
Total, percent 39.30% 41.20%
RICs and auto loans | Consumer | FICO score of 600 to 639    
Loans Receivable [Line Items]    
2020 $ 1,292,685  
2019 2,309,243  
2018 1,239,841  
2017 426,809  
2016 307,914  
Prior 275,111  
Total $ 5,851,603 $ 5,957,970
Total, percent 15.70% 16.30%
RICs and auto loans | Consumer | FICO score equal to or greater than 640    
Loans Receivable [Line Items]    
2020 $ 3,824,732  
2019 5,974,506  
2018 1,752,702  
2017 346,591  
2016 284,108  
Prior 274,203  
Total $ 12,456,842 $ 12,306,648
Total, percent 33.30% 33.80%
[1] LHFI includes $72.9 million and $102.0 million of loans recorded at fair value at June 30, 2020 and December 31, 2019, respectively.
[2] The Company has interests in certain Trusts that are considered VIEs for accounting purposes. At June 30, 2020 and December 31, 2019, LHFI included $22.5 billion and $26.5 billion, Operating leases assets, net included $16.2 billion and $16.5 billion, restricted cash included $1.6 billion and $1.6 billion, other assets included $703.2 million and $625.4 million, Borrowings and other debt obligations included $32.3 billion and $34.2 billion, and Other liabilities included $101.1 million and $188.1 million of assets or liabilities that were included within VIEs, respectively. See Note 7 to these Condensed Consolidated Financial Statements for additional information.