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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Rollforward of Allowance for Credit Losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period $ 6,623,736 $ 3,843,095 $ 3,646,189 [1] $ 3,897,130
Credit loss expense on loans 1,024,570 463,517 2,142,477 1,066,543
Charge-offs (943,219) (1,244,867) (2,241,394) (2,693,361)
Recoveries 407,652 722,088 1,029,584 1,513,521
Charge-offs, net of recoveries (535,567) (522,779) (1,211,810) (1,179,840)
ALLL, end of period 7,112,739 [1] 3,783,833 7,112,739 [1] 3,783,833
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 169,940 92,685 91,826 95,500
Credit loss expense on unfunded lending commitments (47,197) (3,280) 20,506 (6,095)
Reserve for unfunded lending commitments, end of period 122,743 89,405 122,743 89,405
Total ACL, end of period 7,235,482 3,873,238 7,235,482 3,873,238
Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period     2,535,883  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period     10,411  
Commercial        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period 911,463 447,991 399,829 441,086
Credit loss expense on loans 205,488 23,671 608,316 45,644
Charge-offs (43,446) (36,715) (96,908) (60,316)
Recoveries 7,617 12,131 18,295 20,664
Charge-offs, net of recoveries (35,829) (24,584) (78,613) (39,652)
ALLL, end of period 1,081,122 447,078 1,081,122 447,078
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 140,631 86,563 85,934 89,472
Credit loss expense on unfunded lending commitments (45,450) (3,218) (834) (6,127)
Reserve for unfunded lending commitments, end of period 95,181 83,345 95,181 83,345
Total ACL, end of period 1,176,303 530,423 1,176,303 530,423
Commercial | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period     151,590  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period     10,081  
Consumer        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period 5,712,273 3,348,356 3,199,612 3,409,021
Credit loss expense on loans 819,082 439,846 1,534,161 1,020,899
Charge-offs (899,773) (1,208,152) (2,144,486) (2,632,770)
Recoveries 400,035 709,957 1,011,289 1,492,857
Charge-offs, net of recoveries (499,738) (498,195) (1,133,197) (1,139,913)
ALLL, end of period 6,031,617 3,290,007 6,031,617 3,290,007
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 29,309 6,122 5,892 6,028
Credit loss expense on unfunded lending commitments (1,747) (62) 21,340 32
Reserve for unfunded lending commitments, end of period 27,562 6,060 27,562 6,060
Total ACL, end of period 6,059,179 3,296,067 6,059,179 3,296,067
Transfer of LHFI to LHFS   20,400   20,400
Consumer | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period     2,431,041  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period     330  
Unallocated        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period 0 46,748 46,748 47,023
Credit loss expense on loans 0 0 0 0
Charge-offs 0 0 0 (275)
Recoveries 0 0 0 0
Charge-offs, net of recoveries 0 0 0 (275)
ALLL, end of period 0 46,748 0 46,748
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period 0 0 0 0
Credit loss expense on unfunded lending commitments 0 0 0 0
Reserve for unfunded lending commitments, end of period 0 0 0 0
Total ACL, end of period $ 0 $ 46,748 0 $ 46,748
Unallocated | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan Losses [Roll Forward]        
ALLL, beginning of period     (46,748)  
Reserve for Unfunded Lending Commitments Roll Forward [Roll Forward]        
Reserve for unfunded lending commitments, beginning of period     $ 0  
[1] The Company has interests in certain Trusts that are considered VIEs for accounting purposes. At June 30, 2020 and December 31, 2019, LHFI included $22.5 billion and $26.5 billion, Operating leases assets, net included $16.2 billion and $16.5 billion, restricted cash included $1.6 billion and $1.6 billion, other assets included $703.2 million and $625.4 million, Borrowings and other debt obligations included $32.3 billion and $34.2 billion, and Other liabilities included $101.1 million and $188.1 million of assets or liabilities that were included within VIEs, respectively. See Note 7 to these Condensed Consolidated Financial Statements for additional information.