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BORROWINGS (Tables)
 6 Months Ended
Jun. 30, 2020
Debt Disclosure [Abstract]  
Schedule of Borrowings and Other Debt Obligation
The following table presents information regarding the Parent Company and its subsidiaries' borrowings and other debt obligations at the dates indicated:
 June 30, 2020December 31, 2019
(dollars in thousands)BalanceEffective
Rate		BalanceEffective
Rate
Parent Company
2.65% senior notes due April 2020
$—  — %$999,502  2.82 %
4.45% senior notes due December 2021
604,629  4.61 %604,172  4.61 %
3.70% senior notes due March 2022
849,155  3.74 %849,465  3.74 %
3.40% senior notes due January 2023
996,665  3.54 %996,043  3.54 %
3.50% senior notes due June 2024
996,238  3.60 %995,797  3.60 %
4.50% senior notes due July 2025
1,096,787  4.56 %1,096,508  4.56 %
4.40% senior notes due July 2027
1,049,820  4.40 %1,049,813  4.40 %
2.88% senior notes due January 2024 (4)
750,000  2.88 %750,000  2.88 %
5.83% senior notes due March 2023 (4)
500,000  5.83 %—  — %
3.24% senior notes due November 2026
910,515  3.97 %907,844  3.97 %
3.45% senior notes, due June 2025
994,329  3.58 %—  — %
Senior notes due September 2020 (2)
106,173  3.51 %112,358  3.36 %
Senior notes due June 2022(1)
427,907  2.43 %427,889  3.47 %
Senior notes due January 2023 (3)
720,882  2.69 %720,861  3.29 %
Senior notes due July 2023 (3)
438,991  2.66 %438,962  2.48 %
Senior notes due April 2023 (3)
447,006  3.52 %—  — %
Short-term borrowing due within one year, with an affiliate125,000  2.00 %—  — %
Subsidiaries
2.00% subordinated debt maturing through 2020
284  2.00 %602  2.00 %
Short-term borrowing due within one year, maturing July 20208,000  0.05 %1,831  0.38 %
Total Parent Company and subsidiaries' borrowings and other debt obligations$11,022,381  3.75 %$9,951,647  3.68 %
(1) These notes bear interest at a rate equal to the three-month LIBOR plus 100 basis points per annum.
(2) This note will bear interest at a rate equal to the three-month GBP LIBOR plus 105 basis points per annum.
(3) This note will bear interest at a rate equal to the three-month LIBOR plus 110 basis points per annum.
(4) These notes are with SHUSA's parent company, Santander.
The following table presents information regarding the Bank's borrowings and other debt obligations at the dates indicated:
 June 30, 2020December 31, 2019
(dollars in thousands)BalanceEffective
Rate		BalanceEffective
Rate
FHLB advances, maturing through May 2022$5,400,000  1.14 %$7,035,000  2.15 %
REIT preferred, callable May 2020—  — %125,943  13.17 %
     Total Bank borrowings and other debt obligations$5,400,000  1.14 %$7,160,943  2.34 %
The following tables present information regarding SC's credit facilities as of June 30, 2020 and December 31, 2019, respectively:
 June 30, 2020
(dollars in thousands)BalanceCommitted AmountEffective
Rate		Assets PledgedRestricted Cash Pledged
Warehouse line due March 2021$46,445  $1,250,000  2.03 %$743,224  $1  
Warehouse line due November 2021428,120  500,000  1.94 %406,684  —  
Warehouse line due July 2021322,790  500,000  2.58 %328,473  —  
Warehouse line due October 2021509,577  2,100,000  2.43 %1,234,913  17  
Warehouse line due June 2021325,683  500,000  2.23 %442,349  —  
Warehouse line due January 2022649,400  1,000,000  2.03 %875,599  —  
Warehouse line due June 2021377,600  600,000  2.27 %199,388  1,684  
Warehouse line due October 2021(3)
152,000  1,500,000  4.28 %136,639  —  
Warehouse line due October 2021(1)
832,943  3,500,000  3.75 %415,514  —  
Repurchase facility due October 2020(2)
253,128  253,128  3.80 %377,550  —  
Repurchase facility due September 2020(2)
44,800  44,800  2.24 %69,945  —  
     Total facilities with third parties$3,942,486  $11,747,928  2.72 %$5,230,278  $1,702  
Promissory note with Santander due June 2022$2,000,000  $2,000,000  1.40 %$—  $—  
     Total facilities with related parties$2,000,000  $2,000,000  1.40 %$—  $—  
     Total SC revolving credit facilities$5,942,486  $13,747,928  2.28 %$5,230,278  $1,702  
(1) This line is held exclusively for financing of Chrysler Capital leases. In April 2020, the commitment amount was reduced by $500 million.
(2) The repurchase facilities are collateralized by securitization notes payable retained by SC. As the borrower, SC is exposed to liquidity risk due to changes in the market value of retained securities pledged. In some instances, SC places or receives cash collateral with counterparties under collateral arrangements associated with SC's repurchase agreements.
(3) During the three months ended March 31, 2020 the Chrysler Finance Loan credit facility was reactivated with a $1 billion commitment. In April 2020, the commitment amount increased by $500 million.
 December 31, 2019
(dollars in thousands)BalanceCommitted AmountEffective
Rate		Assets PledgedRestricted Cash Pledged
Warehouse line due March 2021$516,045  $1,250,000  3.10 %$734,640  $1  
Warehouse line due November 2020471,320  500,000  2.69 %505,502  186  
Warehouse line due July 2021500,000  500,000  3.64 %761,690  302  
Warehouse line due October 2021896,077  2,100,000  3.44 %1,748,325  7  
Warehouse line due June 2021471,284  500,000  3.32 %675,426  —  
Warehouse line due November 2020970,600  1,000,000  2.57 %1,353,305  —  
Warehouse line due June 202153,900  600,000  7.02 %62,601  94  
Warehouse line due October 2021(1)
1,098,443  5,000,000  4.43 %1,898,365  1,756  
Repurchase facility due January 2020(2)
273,655  273,655  3.80 %377,550  —  
Repurchase facility due March 2020(2)
100,756  100,756  3.04 %151,710  —  
Repurchase facility due March 2020(2)
47,851  47,851  3.15 %69,945  —  
     Total SC revolving credit facilities$5,399,931  $11,872,262  3.44 %$8,339,059  $2,346  
The following tables present information regarding SC's secured structured financings as of June 30, 2020 and December 31, 2019, respectively:
June 30, 2020
(dollars in thousands)Balance
Initial Note Amounts Issued(3)
Initial Weighted Average Interest Rate Range
Collateral(2)
Restricted Cash
SC public securitizations maturing on various dates between April 2022 and May 2028(1)(4)
$17,858,305  $44,115,005  
 1.29% - 3.42%
$22,498,984  $1,571,364  
SC privately issued amortizing notes maturing on various dates between June 2022 and November 2026 (3)
9,634,154  10,597,563  
 1.28% - 3.90%
12,483,110  39,323  
     Total SC secured structured financings$27,492,459  $54,712,568  
 1.28% - 3.90%
$34,982,094  $1,610,687  
(1) Securitizations executed under Rule 144A of the Securities Act are included within this balance.
(2) Secured structured financings may be collateralized by SC's collateral overages of other issuances.
(3) Excludes securitizations which no longer have outstanding debt and excludes any incremental borrowings.
(4) As of June 30, 2020, $4.5 million in secured structured financing is held by Santander.
December 31, 2019
(dollars in thousands)BalanceInitial Note Amounts IssuedInitial Weighted Average Interest Rate RangeCollateralRestricted Cash
SC public securitizations maturing on various dates between April 2021 and February 2027$18,807,773  $43,982,220  
 1.35% - 3.42%
$24,697,158  $1,606,646  
SC privately issued amortizing notes maturing on various dates between July 2019 and November 20269,334,112  10,397,563  
 1.05% - 3.90%
12,048,217  20,878  
     Total SC secured structured financings$28,141,885  $54,379,783  
 1.05% - 3.90%
$36,745,375  $1,627,524