XML 68 R65.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS AND ALLOWANCE FOR CREDIT LOSSES (Troubled Debt Restructuring Activity) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Contract
Jun. 30, 2013
Contract
Jun. 30, 2014
Contract
Jun. 30, 2013
Contract
Dec. 31, 2013
Financing Receivable, Modifications [Line Items]          
Troubled debt restructurings $ 1,649,212   $ 1,649,212   $ 1,003,643
Trouble debt restructurings, number of contracts 80,428 124 93,263 302  
Trouble debt restructurings, pre-modification outstanding recorded investment 982,364 [1] 28,851 [1] 1,154,456 [1] 75,050 [1]  
Trouble debt restructurings, post-modification outstanding recorded investment 920,627 [2] 29,249 [2] 1,089,769 [2] 74,247 [2]  
Consumer [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, subsequent default, number of contracts 800 9 812 21  
Trouble debt restructurings, subsequent default, recorded investment 10,497 [3] 1,015 [3] 12,412 [3] 4,185 [3]  
Corporate banking [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 7   21 1  
Trouble debt restructurings, pre-modification outstanding recorded investment 30,961 [1]   53,278 [1] 19,750 [1]  
Trouble debt restructurings, post-modification outstanding recorded investment 30,328 [2]   52,041 [2] 18,767 [2]  
Middle market commercial real estate [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 3 1 3 1  
Trouble debt restructurings, pre-modification outstanding recorded investment 9,939 [1] 7,820 [1] 9,939 [1] 7,820  
Trouble debt restructurings, post-modification outstanding recorded investment 6,828 [2] 7,820 [2] 6,828 [2] 7,820  
Santander real estate capital [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 0 1 0 2  
Trouble debt restructurings, pre-modification outstanding recorded investment 0 [1] 1,316 [1] 0 [1] 4,040 [1]  
Trouble debt restructurings, post-modification outstanding recorded investment 0 [2] 1,352 [2] 0 [2] 3,540 [2]  
Commercial and industrial [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 0   0    
Trouble debt restructurings, pre-modification outstanding recorded investment 0 [1]   0 [1]    
Trouble debt restructurings, post-modification outstanding recorded investment 0 [2]   0 [2]    
Multi-family [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 0   0    
Trouble debt restructurings, pre-modification outstanding recorded investment 0 [1]   0 [1]    
Trouble debt restructurings, post-modification outstanding recorded investment 0 [2]   0 [2]    
Other commercial [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 2 2 3 7  
Trouble debt restructurings, pre-modification outstanding recorded investment 549 [1] 1,078 [1] 1,046 [1] 2,790 [1]  
Trouble debt restructurings, post-modification outstanding recorded investment 527 [2] 1,022 [2] 1,027 [2] 2,718 [2]  
Residential mortgages [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 78 [4] 90 [4] 157 [4] 182 [4]  
Trouble debt restructurings, pre-modification outstanding recorded investment 10,922 [1],[4] 16,060 [1],[4] 28,733 [1],[4] 31,863 [1],[4]  
Trouble debt restructurings, post-modification outstanding recorded investment 11,396 [2],[4] 16,475 [2],[4] 29,066 [2],[4] 32,607 [2],[4]  
Trouble debt restructurings, subsequent default, number of contracts 9 4 21 14  
Trouble debt restructurings, subsequent default, recorded investment 779 [3] 618 [3] 2,694 [3] 3,412 [3]  
Home equity loans and lines of credit [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 28 30 54 109  
Trouble debt restructurings, pre-modification outstanding recorded investment 2,893 [1] 2,577 [1] 5,178 [1] 8,787 [1]  
Trouble debt restructurings, post-modification outstanding recorded investment 2,893 [2] 2,580 [2] 5,178 [2] 8,795 [2]  
Trouble debt restructurings, subsequent default, number of contracts 2 5 2 7  
Trouble debt restructurings, subsequent default, recorded investment 312 [3] 397 [3] 312 [3] 773 [3]  
Retail installment contracts and auto loans [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 56,059   68,773    
Trouble debt restructurings, pre-modification outstanding recorded investment 911,882 [1]   1,041,023 [1]    
Trouble debt restructurings, post-modification outstanding recorded investment 853,530 [2]   980,462 [2]    
Trouble debt restructurings, subsequent default, number of contracts 788 0 788 0  
Trouble debt restructurings, subsequent default, recorded investment 9,379 [3] 0 [3] 9,379 [3] 0 [3]  
Personal unsecured loan [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 24,247   24,247    
Trouble debt restructurings, pre-modification outstanding recorded investment 14,847 [1]   14,847 [1]    
Trouble debt restructurings, post-modification outstanding recorded investment 14,754 [2]   14,754 [2]    
Other consumer [Member]
         
Financing Receivable, Modifications [Line Items]          
Trouble debt restructurings, number of contracts 4   5    
Trouble debt restructurings, pre-modification outstanding recorded investment 371 [1]   412 [1]    
Trouble debt restructurings, post-modification outstanding recorded investment 371 [2]   413 [2]    
Trouble debt restructurings, subsequent default, number of contracts     1 0  
Trouble debt restructurings, subsequent default, recorded investment     27 [3] 0 [3]  
Performing [Member]
         
Financing Receivable, Modifications [Line Items]          
Troubled debt restructurings 1,292,488   1,292,488   656,606
Nonperforming [Member]
         
Financing Receivable, Modifications [Line Items]          
Troubled debt restructurings $ 356,724   $ 356,724   $ 347,037
[1] Pre-modification outstanding recorded investment amount is the month-end balance prior to the month the modification occurred.
[2] Post-modification outstanding recorded investment amount is the month-end balance for the month that the modification occurred.
[3] The recorded investment represents the period-end balance at June 30, 2014 and 2013. Does not include Chapter 7 bankruptcy TDRs.
[4] The post-modification outstanding recorded investment amounts for residential mortgages exclude interest reserves.