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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Consumer Lending Asset Quality Indicators-Credit Score) (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Jun. 30, 2013
Loans Receivable [Line Items]      
Financing receivable $ 75,637,888 [1],[2] $ 49,921,677 [1],[2]  
Financing receivable 75,928,295 50,050,626 50,352,595
Retail installment contracts and auto loans [Member]
     
Loans Receivable [Line Items]      
Financing receivable 21,712,938 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 100.00% [3]    
Retail installment contracts and auto loans [Member] | FICO score less than 600 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 11,442,318 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 52.70% [3]    
Retail installment contracts and auto loans [Member] | FICO score of 600 to 639 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 3,937,751 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 18.10% [3]    
Retail installment contracts and auto loans [Member] | FICO score of 640 to 679 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 2,016,931 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 9.30% [3]    
Retail installment contracts and auto loans [Member] | FICO score of 680 to 719 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 1,077,126 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 5.00% [3]    
Retail installment contracts and auto loans [Member] | FICO score of 720 to 759 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 426,480 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 2.00% [3]    
Retail installment contracts and auto loans [Member] | FICO score equal to or greater than 760 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 489,538 [3],[4]    
Percentage of total loans, Retail installment contracts and auto loans 2.30% [3]    
Retail installment contracts and auto loans [Member] | FICO score not refreshed [Member]
     
Loans Receivable [Line Items]      
Financing receivable 2,322,794 [3],[4],[5]    
Percentage of total loans, Retail installment contracts and auto loans 10.60% [3],[5]    
Personal unsecured loans [Member]
     
Loans Receivable [Line Items]      
Financing receivable 1,861,805 [3]    
Financing receivable   493,785  
Percentage of total loans, Personal unsecured loans balance 100.00% [3] 100.00%  
Personal unsecured loans [Member] | FICO score less than 600 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 361,930 [3]    
Financing receivable   10,221  
Percentage of total loans, Personal unsecured loans balance 19.40% [3] 2.10%  
Personal unsecured loans [Member] | FICO score of 600 to 639 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 328,960 [3]    
Financing receivable   6,152  
Percentage of total loans, Personal unsecured loans balance 17.70% [3] 1.20%  
Personal unsecured loans [Member] | FICO score of 640 to 679 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 439,984 [3]    
Financing receivable   24,855  
Percentage of total loans, Personal unsecured loans balance 23.60% [3] 5.00%  
Personal unsecured loans [Member] | FICO score of 680 to 719 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 222,728 [3]    
Financing receivable   53,842  
Percentage of total loans, Personal unsecured loans balance 12.00% [3] 11.00%  
Personal unsecured loans [Member] | FICO score of 720 to 759 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 106,736 [3]    
Financing receivable   55,546  
Percentage of total loans, Personal unsecured loans balance 5.70% [3] 11.20%  
Personal unsecured loans [Member] | FICO score equal to or greater than 760 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 76,979 [3]    
Financing receivable   60,002  
Percentage of total loans, Personal unsecured loans balance 4.10% [3] 12.20%  
Personal unsecured loans [Member] | FICO score not refreshed [Member]
     
Loans Receivable [Line Items]      
Financing receivable 324,488 [3],[5]    
Financing receivable   283,167 [5]  
Percentage of total loans, Personal unsecured loans balance 17.50% [3],[5] 57.30% [5]  
Home equity loans and lines of credit [Member]
     
Loans Receivable [Line Items]      
Financing receivable 6,190,475 [3] 6,311,694  
Percentage of total loans, Home equity loans and lines 100.00% [3] 100.00%  
Home equity loans and lines of credit [Member] | FICO score less than 600 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 321,601 [3] 336,713  
Percentage of total loans, Home equity loans and lines 5.20% [3] 5.30%  
Home equity loans and lines of credit [Member] | FICO score of 600 to 639 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 279,906 [3] 281,186  
Percentage of total loans, Home equity loans and lines 4.50% [3] 4.50%  
Home equity loans and lines of credit [Member] | FICO score of 640 to 679 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 528,394 [3] 524,937  
Percentage of total loans, Home equity loans and lines 8.50% [3] 8.30%  
Home equity loans and lines of credit [Member] | FICO score of 680 to 719 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 853,451 [3] 869,460  
Percentage of total loans, Home equity loans and lines 13.80% [3] 13.80%  
Home equity loans and lines of credit [Member] | FICO score of 720 to 759 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 1,183,513 [3] 1,223,179  
Percentage of total loans, Home equity loans and lines 19.10% [3] 19.40%  
Home equity loans and lines of credit [Member] | FICO score equal to or greater than 760 [Member]
     
Loans Receivable [Line Items]      
Financing receivable 2,787,403 [3] 2,775,970  
Percentage of total loans, Home equity loans and lines 44.90% [3] 44.00%  
Home equity loans and lines of credit [Member] | FICO score not refreshed [Member]
     
Loans Receivable [Line Items]      
Financing receivable $ 236,207 [3],[5] $ 300,249 [5]  
Percentage of total loans, Home equity loans and lines 4.00% [3],[5] 4.70% [5]  
[1] Loans held for investment includes $1.3 billion and $0.0 billion of loans recorded at fair value at June 30, 2014 and December 31, 2013, respectively.
[2] Total loans held for investment includes deferred loan fees, net of deferred origination costs and unamortized purchase premiums, net of discounts as well as purchase accounting adjustments. These items resulted in a net decrease in loan balances of $2.2 billion as of June 30, 2014 and a net increase in loan balances of $122.6 million as of December 31, 2013, respectively. The significant fluctuation between periods is due to the purchase accounting marks resulting from the Change in Control of SCUSA.
[3] Credit scores updated quarterly.
[4] Includes LHFS.
[5] Consists primarily of loans serviced by third parties. Loans serviced by third parties do not receive refreshed FICO scores. Home equity loans and lines of credit "N/A" range includes the purchased home equity portfolio in run-off.