X0306 4 2022-05-20 0 0000811808 SUMMIT FINANCIAL GROUP, INC. SMMF 0001339953 Markwood Julie R 39 HELMICK DRIVE PURGITSVILLE WV 26852 0 1 0 0 SVP & Chief Accounting Officer Common Stock 3185 D Common Stock 253 I As Cust for Children Common Stock 2022-05-20 4 J 0 1005.5991 0 A 12041.4539 I By ESOP Stock-Settled Stock Appreciation Rights 12.01 2016-04-22 2025-04-23 Common Stock 1761.2 1761.2 D Stock-Settled Stock Appreciation Rights 26.01 2018-02-09 2027-02-09 Common Stock 2802 2802 D Stock-Settled Stock Appreciation Rights 23.94 2020-02-07 2029-02-07 Common Stock 5828 5828 D Stock-Settled Stock Appreciation Rights 21.85 2022-07-15 2031-07-15 Common Stock 5858 5858 D SAR vests in 5 equal annual installments with the beginning date indicated. The information reported herein is based on a plan statement dated 12/31/2021 received in May 2022. Between January 1, 2021 and December 31, 2021, acquired 1,005.5991 shares of Summit Common Stock under the Summit Financial Group, Inc. Employee Stock Ownership Plan. Teresa D. Ely, Lmtd POA, Attorney-in-Fact 2022-05-23