The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 242 719 SH   SOLE   719 0 0
MEDTRONIC PLC SHS G5960L103 327 2,948 SH   SOLE   2,948 0 0
MEDTRONIC PLC SHS G5960L103 17 155 SH   OTR   155 0 0
CHUBB LIMITED COM H1467J104 418 1,954 SH   SOLE   1,954 0 0
CHUBB LIMITED COM H1467J104 12 57 SH   OTR   57 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 293 8,700 SH   SOLE   8,700 0 0
AT&T INC COM 00206R102 1,079 45,679 SH   SOLE   45,679 0 0
AT&T INC COM 00206R102 179 7,567 SH   OTR   7,154 0 413
ABBOTT LABS COM 002824100 591 4,990 SH   SOLE   4,990 0 0
ABBOTT LABS COM 002824100 130 1,100 SH   OTR   1,100 0 0
ABBVIE INC COM 00287Y109 1,448 8,933 SH   SOLE   8,933 0 0
ABBVIE INC COM 00287Y109 215 1,325 SH   OTR   1,325 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 313 686 SH   SOLE   686 0 0
AIR PRODS & CHEMS INC COM 009158106 1,100 4,400 SH   SOLE   4,400 0 0
ALPHABET INC CAP STK CL C 02079K107 567 203 SH   SOLE   203 0 0
ALPHABET INC CAP STK CL A 02079K305 1,062 382 SH   SOLE   382 0 0
ALTRIA GROUP INC COM 02209S103 272 5,200 SH   SOLE   5,200 0 0
ALTRIA GROUP INC COM 02209S103 288 5,515 SH   OTR   5,465 0 50
AMAZON COM INC COM 023135106 1,705 523 SH   SOLE   523 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,137 11,400 SH   SOLE   11,400 0 0
AMERICAN ELEC PWR CO INC COM 025537101 131 1,312 SH   OTR   1,312 0 0
AMERICAN EXPRESS CO COM 025816109 365 1,950 SH   SOLE   1,950 0 0
AMERICAN EXPRESS CO COM 025816109 281 1,500 SH   OTR   1,500 0 0
AMGEN INC COM 031162100 199 823 SH   SOLE   823 0 0
AMGEN INC COM 031162100 121 500 SH   OTR   500 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 221 6,455 SH   SOLE   6,455 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 149 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 365 744 SH   SOLE   744 0 0
APPLE INC COM 037833100 4,765 27,288 SH   SOLE   27,288 0 0
APPLE INC COM 037833100 166 949 SH   OTR   949 0 0
APPLIED MATLS INC COM 038222105 323 2,447 SH   SOLE   2,447 0 0
AUTODESK INC COM 052769106 1,286 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 800 3,515 SH   SOLE   3,515 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 23 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 235 8,000 SH   SOLE   8,000 0 0
BK OF AMERICA CORP COM 060505104 286 6,950 SH   SOLE   6,950 0 0
BK OF AMERICA CORP COM 060505104 204 4,959 SH   OTR   4,859 0 100
BAXTER INTL INC COM 071813109 733 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 140 527 SH   SOLE   527 0 0
BECTON DICKINSON & CO COM 075887109 160 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,058 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,073 3,040 SH   SOLE   3,040 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 44 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 616 8,000 SH   SOLE   8,000 0 0
BOEING CO COM 097023105 191 997 SH   SOLE   997 0 0
BOEING CO COM 097023105 289 1,510 SH   OTR   1,460 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 665 9,100 SH   SOLE   9,100 0 0
CSX CORP COM 126408103 4,103 109,561 SH   SOLE   109,561 0 0
CSX CORP COM 126408103 345 9,207 SH   OTR   0 0 9,207
CAESARS ENTERTAINMENT INC NE COM 12769G100 262 3,393 SH   SOLE   3,393 0 0
CAPITAL ONE FINL CORP COM 14040H105 245 1,865 SH   SOLE   1,865 0 0
CAPITAL ONE FINL CORP COM 14040H105 334 2,547 SH   OTR   2,547 0 0
CATERPILLAR INC COM 149123101 857 3,847 SH   SOLE   3,847 0 0
CATERPILLAR INC COM 149123101 223 1,000 SH   OTR   1,000 0 0
CHEVRON CORP NEW COM 166764100 1,580 9,706 SH   SOLE   9,706 0 0
CHEVRON CORP NEW COM 166764100 545 3,350 SH   OTR   3,350 0 0
CISCO SYS INC COM 17275R102 1,766 31,663 SH   SOLE   31,663 0 0
CISCO SYS INC COM 17275R102 110 1,975 SH   OTR   1,975 0 0
COCA COLA CO COM 191216100 3,252 52,448 SH   SOLE   52,448 0 0
COCA COLA CO COM 191216100 229 3,700 SH   OTR   3,700 0 0
COLGATE PALMOLIVE CO COM 194162103 776 10,236 SH   SOLE   10,236 0 0
COLGATE PALMOLIVE CO COM 194162103 284 3,750 SH   OTR   3,750 0 0
COMCAST CORP NEW CL A 20030N101 241 5,143 SH   SOLE   5,143 0 0
COMCAST CORP NEW CL A 20030N101 116 2,481 SH   OTR   1,467 0 1,014
CONOCOPHILLIPS COM 20825C104 458 4,584 SH   SOLE   4,584 0 0
CORTEVA INC COM 22052L104 170 2,950 SH   SOLE   2,950 0 0
CORTEVA INC COM 22052L104 68 1,177 SH   OTR   1,177 0 0
COSTCO WHSL CORP NEW COM 22160K105 259 450 SH   SOLE   450 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 287 1,553 SH   SOLE   1,553 0 0
DARDEN RESTAURANTS INC COM 237194105 400 3,009 SH   SOLE   3,009 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 1,791 53,950 SH   SOLE   53,950 0 0
DISNEY WALT CO COM 254687106 2,697 19,660 SH   SOLE   19,660 0 0
DISNEY WALT CO COM 254687106 165 1,200 SH   OTR   1,200 0 0
DOMINION ENERGY INC COM 25746U109 600 7,062 SH   SOLE   7,062 0 0
DOMINION ENERGY INC COM 25746U109 83 973 SH   OTR   973 0 0
DOW INC COM 260557103 306 4,803 SH   SOLE   4,803 0 0
DOW INC COM 260557104 81 1,264 SH   OTR   1,264 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 662 5,931 SH   SOLE   5,931 0 0
DUKE ENERGY CORP NEW COM NEW 26441C205 57 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COM 26614N102 688 9,356 SH   SOLE   9,356 0 0
DUPONT DE NEMOURS INC COM 26614N102 82 1,118 SH   OTR   1,118 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 534 10,247 SH   SOLE   10,247 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 104 2,000 SH   OTR   2,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,317 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,700 17,338 SH   SOLE   17,338 0 0
EMERSON ELEC CO COM 291011104 304 3,100 SH   OTR   3,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,187 20,361 SH   SOLE   20,361 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505708 134 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 3,459 41,880 SH   SOLE   41,880 0 0
EXXON MOBIL CORP COM 30231G102 650 7,866 SH   OTR   7,778 0 88
META PLATFORMS INC CL A 30303M102 246 1,105 SH   SOLE   1,105 0 0
FIRST CMNTY BANKSHARES INC V C V COM 31983A103 983 34,839 SH   SOLE   34,839 0 0
FIRST CMNTY BANKSHARES INC V C V COM 31983A103 125 4,442 SH   OTR   4,442 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,145 6,095 SH   SOLE   6,095 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33734X846 1,493 28,118 SH   SOLE   28,118 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,466 13,665 SH   SOLE   13,665 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 476 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E109 4 213 SH   OTR   213 0 0
FISERV INC COM 337738108 1,654 16,315 SH   SOLE   16,315 0 0
FRANKLIN RESOURCES INC COM 354613101 487 17,440 SH   SOLE   17,440 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 442 9,416 SH   SOLE   9,416 0 0
GENERAL DYNAMICS CORP COM 369550108 1,286 5,332 SH   SOLE   5,332 0 0
GENERAL ELECTRIC CO COM NEW 369604301 209 2,286 SH   SOLE   2,286 0 0
GENERAL ELECTRIC CO COM NEW 369604301 44 482 SH   OTR   182 0 300
GENERAL MLS INC COM 370334104 492 7,272 SH   SOLE   7,272 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 891 31,490 SH   SOLE   31,490 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 181 6,400 SH   OTR   6,400 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 211 2,945 SH   SOLE   2,945 0 0
HERSHEY CO COM 427866108 1,478 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 2,256 7,537 SH   SOLE   7,537 0 0
HOME DEPOT INC COM 437076102 436 1,458 SH   OTR   1,358 0 100
HONEYWELL INTL INC COM 438516106 1,203 6,180 SH   SOLE   6,180 0 0
HONEYWELL INTL INC COM 438516106 54 275 SH   OTR   275 0 0
INTEL CORP COM 458140100 1,840 37,118 SH   SOLE   37,118 0 0
INTEL CORP COM 458140100 166 3,352 SH   OTR   3,352 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,318 9,978 SH   SOLE   9,978 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 674 5,183 SH   SOLE   5,183 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 580 4,460 SH   OTR   700 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 3,978 10,972 SH   SOLE   10,972 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 36 100 SH   OTR   100 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 967 10,000 SH   SOLE   10,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,368 46,717 SH   SOLE   46,717 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 205 1,300 SH   OTR   1,300 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 1,114 14,660 SH   SOLE   14,660 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 329 4,330 SH   OTR   4,330 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,203 49,227 SH   SOLE   49,227 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 203 8,325 SH   OTR   8,325 0 0
ISHARES SILVER TR ISHARES 46428Q109 229 10,025 SH   SOLE   10,025 0 0
ISHARES SILVER TR ISHARES 46428Q109 13 550 SH   OTR   550 0 0
ISHARES TR S&P 100 ETF 464287101 697 3,345 SH   SOLE   3,345 0 0
ISHARES TR S&P 100 ETF 464287101 21 100 SH   OTR   100 0 0
ISHARES TR CORE S&P TTL STK 464287150 253 2,510 SH   SOLE   2,510 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,014 39,136 SH   SOLE   39,136 0 0
ISHARES TR SELECT DIVID ETF 464287168 525 4,096 SH   OTR   4,096 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,006 8,829 SH   SOLE   8,829 0 0
ISHARES TR CORE S&P500 ETF 464287200 36 80 SH   OTR   80 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,796 72,789 SH   SOLE   72,789 0 0
ISHARES TR CORE US AGGBD ET 464287226 23 215 SH   OTR   215 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,460 98,791 SH   SOLE   98,791 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 475 10,515 SH   OTR   10,515 0 0
ISHARES TR IBOXX INV CP ETF 464287242 203 1,680 SH   SOLE   1,680 0 0
ISHARES TR IBOXX INV CP ETF 464287242 10 85 SH   OTR   85 0 0
ISHARES TR GLOBAL TECH ETF 464287291 409 7,054 SH   SOLE   7,054 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,087 18,744 SH   OTR   18,744 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,596 20,896 SH   SOLE   20,896 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 384 3,569 SH   SOLE   3,569 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,273 51,269 SH   SOLE   51,269 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 300 3,600 SH   OTR   3,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,891 66,460 SH   SOLE   66,460 0 0
ISHARES TR MSCI EAFE ETF 464287465 366 4,976 SH   OTR   4,976 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,320 13,137 SH   SOLE   13,137 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,413 43,739 SH   SOLE   43,739 0 0
ISHARES TR RUS MID CAP ETF 464287499 23 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,207 19,405 SH   SOLE   19,405 0 0
ISHARES TR CORE S&P MCP ETF 464287507 663 2,470 SH   OTR   2,470 0 0
ISHARES TR ISHARES BIOTECH 464287556 924 7,094 SH   SOLE   7,094 0 0
ISHARES TR ISHARES BIOTECH 464287556 193 1,485 SH   OTR   1,485 0 0
ISHARES TR GLOBAL 100 ETF 464287572 251 3,305 SH   SOLE   3,305 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,785 10,753 SH   SOLE   10,753 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 154 925 SH   OTR   925 0 0
ISHARES TR S&P MC 400GR ETF 464287606 355 4,597 SH   SOLE   4,597 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,458 8,853 SH   SOLE   8,853 0 0
ISHARES TR RUS 1000 ETF 464287622 693 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 332 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,568 12,511 SH   SOLE   12,511 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 257 1,250 SH   OTR   1,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 230 875 SH   SOLE   875 0 0
ISHARES TR U.S. REAL ES ETF 464287739 295 2,725 SH   SOLE   2,725 0 0
ISHARES TR US INDUSTRIALS 464287754 21 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 316 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 802 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,883 63,805 SH   SOLE   63,805 0 0
ISHARES TR CORE S&P SCP ETF 464287804 539 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 529 4,232 SH   SOLE   4,232 0 0
ISHARES TR MSCI ACWI EX US 464288240 647 12,382 SH   SOLE   12,382 0 0
ISHARES TR MSCI ACWI ETF 464288257 308 3,085 SH   SOLE   3,085 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,490 46,913 SH   SOLE   46,913 0 0
ISHARES TR INTL SEL DIV ETF 464288448 187 5,901 SH   OTR   5,901 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,429 17,370 SH   SOLE   17,370 0 0
ISHARES TR IBOXX HI YD ETF 464288513 136 1,650 SH   OTR   1,650 0 0
ISHARES TR MBS ETF 464288588 537 5,275 SH   SOLE   5,275 0 0
ISHARES TR MBS ETF 464288588 134 1,315 SH   OTR   1,315 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 244 4,439 SH   SOLE   4,439 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,953 57,092 SH   SOLE   57,092 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 117 2,260 SH   OTR   2,260 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,446 36,424 SH   SOLE   36,424 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 256 2,100 SH   OTR   2,100 0 0
ISHARES TR PFD AND INCM SEC 464288448 3,571 98,051 SH   SOLE   98,051 0 0
ISHARES TR PFD AND INCM SEC 464288448 226 6,210 SH   OTR   6,210 0 0
ISHARES TR U.S. MED DVC ETF 464288448 306 5,020 SH   SOLE   5,020 0 0
ISHARES TR U.S. MED DVC ETF 464288448 1,002 16,440 SH   OTR   16,440 0 0
ISHARES TR US OIL EQ&SV ETF 464288448 560 29,030 SH   SOLE   29,030 0 0
ISHARES TR MICRO-CAP ETF 464288448 354 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 642 25,764 SH   SOLE   25,764 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,370 27,127 SH   SOLE   27,127 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,973 27,811 SH   SOLE   27,811 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 36 338 SH   OTR   338 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,885 38,033 SH   SOLE   38,033 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 283 5,700 SH   OTR   5,700 0 0
ISHARES TR MSCI USA MMENTM 46432F396 291 1,729 SH   SOLE   1,729 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 313 5,075 SH   SOLE   5,075 0 0
ISHARES TR FALN ANGLS USD 46435G474 236 8,500 SH   SOLE   8,500 0 0
ISHARES TR CORE INTL AGGR 46435G672 261 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,713 12,564 SH   SOLE   12,564 0 0
JPMORGAN CHASE & CO COM 46625H100 306 2,246 SH   OTR   2,246 0 0
JOHNSON & JOHNSON COM 478160104 5,864 33,087 SH   SOLE   33,087 0 0
JOHNSON & JOHNSON COM 478160104 1,218 6,875 SH   OTR   6,875 0 0
KIMBERLY-CLARK CORP COM 494368103 188 1,525 SH   SOLE   1,525 0 0
KIMBERLY-CLARK CORP COM 494368103 55 450 SH   OTR   450 0 0
KRAFT HEINZ CO COM 500754106 336 8,536 SH   SOLE   8,536 0 0
KRAFT HEINZ CO COM 500754106 34 858 SH   OTR   858 0 0
LILLY ELI & CO COM 532457108 4,155 14,510 SH   SOLE   14,510 0 0
LILLY ELI & CO COM 532457108 47 165 SH   OTR   165 0 0
LOWES COS INC COM 548661107 739 3,654 SH   SOLE   3,654 0 0
LOWES COS INC COM 548661107 145 715 SH   OTR   715 0 0
MANULIFE FINL CORP COM 56501R106 346 16,194 SH   SOLE   16,194 0 0
MCDONALDS CORP COM 580135101 729 2,947 SH   SOLE   2,947 0 0
MCDONALDS CORP COM 580135101 21 85 SH   OTR   85 0 0
MERCK & CO INC COM 58933Y105 404 4,920 SH   SOLE   4,920 0 0
MERCK & CO INC COM 58933Y105 197 2,400 SH   OTR   2,400 0 0
MICROSOFT CORP COM 594918104 8,418 27,303 SH   SOLE   27,303 0 0
MICROSOFT CORP COM 594918104 2,382 7,725 SH   OTR   7,725 0 0
MONDELEZ INTL INC CL A 609207105 308 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 103 1,634 SH   OTR   1,600 0 34
NESTLE S A SPONSORED ADR 641069406 310 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 29 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COM 65339F101 937 11,064 SH   SOLE   11,064 0 0
NORFOLK SOUTHN CORP COM 655844108 2,499 8,763 SH   SOLE   8,763 0 0
NORFOLK SOUTHN CORP COM 655844108 638 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 324 3,694 SH   SOLE   3,694 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 215 314 SH   SOLE   314 0 0
ORACLE CORP COM 68389X105 316 3,825 SH   SOLE   3,825 0 0
PAYCHEX INC COM 704326107 157 1,150 SH   SOLE   1,150 0 0
PAYCHEX INC COM 704326107 62 455 SH   OTR   455 0 0
PENN NATL GAMING INC COM 707569109 240 5,661 SH   SOLE   5,661 0 0
PEPSICO INC COM 713448108 2,048 12,234 SH   SOLE   12,234 0 0
PEPSICO INC COM 713448108 226 1,350 SH   OTR   1,350 0 0
PFIZER INC COM 717081103 1,457 28,148 SH   SOLE   28,148 0 0
PFIZER INC COM 717081103 525 10,150 SH   OTR   10,150 0 0
PHILIP MORRIS INTL INC COM 718172109 321 3,420 SH   SOLE   3,420 0 0
PHILIP MORRIS INTL INC COM 718172109 481 5,115 SH   OTR   5,065 0 50
PRICE T ROWE GROUP INC COM 74144T108 227 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 6,414 41,977 SH   SOLE   41,977 0 0
PROCTER AND GAMBLE CO COM 742718109 1,026 6,715 SH   OTR   6,715 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 913 12,700 SH   OTR   12,700 0 0
QUALCOMM INC COM 747525103 686 4,490 SH   SOLE   4,490 0 0
QUALCOMM INC COM 747525103 138 904 SH   OTR   904 0 0
RGC RES INC COM 74955L103 879 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 143 6,611 SH   OTR   6,611 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,750 27,754 SH   SOLE   27,754 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 275 2,780 SH   OTR   2,780 0 0
REALTY INCOME CORP COM 756109104 83 1,200 SH   SOLE   1,200 0 0
REALTY INCOME CORP COM 756109104 173 2,500 SH   OTR   2,500 0 0
RENAISSANCE CAP GREENWICH FD FD IPO ETF 759937204 690 15,645 SH   SOLE   15,645 0 0
SHELL PLC SPON ADS 780259305 389 7,090 SH   SOLE   7,090 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,695 17,037 SH   SOLE   17,037 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 232 513 SH   OTR   513 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 285 3,700 SH   SOLE   3,700 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 109 975 SH   SOLE   975 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 132 1,175 SH   OTR   1,175 0 0
SPDR SER TR DJ REIT ETF 78464A607 1,104 9,407 SH   SOLE   9,407 0 0
SPDR SER TR DJ REIT ETF 78464A607 352 3,000 SH   OTR   3,000 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,266 28,164 SH   SOLE   28,164 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 140 3,120 SH   OTR   3,120 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 988 37,662 SH   SOLE   37,662 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 138 5,250 SH   OTR   5,250 0 0
SCHLUMBERGER LTD COM STK 806857108 482 11,657 SH   SOLE   11,657 0 0
SCHLUMBERGER LTD COM STK 806857109 54 1,300 SH   OTR   1,300 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 391 4,435 SH   SOLE   4,435 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 405 2,955 SH   SOLE   2,955 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 331 4,360 SH   SOLE   4,360 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 997 13,040 SH   SOLE   13,040 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 206 2,700 SH   OTR   2,700 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 898 23,440 SH   SOLE   23,440 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 153 4,000 SH   OTR   4,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 672 6,523 SH   SOLE   6,523 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 166 1,610 SH   OTR   1,610 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 306 1,927 SH   SOLE   1,927 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 127 800 SH   OTR   800 0 0
SOUTHERN CO COM 842587107 790 10,893 SH   SOLE   10,893 0 0
SOUTHERN CO COM 842587107 24 325 SH   OTR   325 0 0
STANLEY BLACK & DECKER INC COM 854502101 269 1,926 SH   SOLE   1,926 0 0
STANLEY BLACK & DECKER INC COM 085402101 29 211 SH   OTR   211 0 0
STARBUCKS CORP COM 855244109 393 4,320 SH   SOLE   4,320 0 0
STRYKER CORPORATION COM 863667101 267 1,000 SH   OTR   1,000 0 0
SUMMIT FINL GROUP INC COM 86606G101 4,849 189,505 SH   SOLE   189,505 0 0
SUMMIT FINL GROUP INC COM 86606G101 2,031 79,358 SH   OTR   78,280 0 1,078
SYSCO CORP COM 871829107 326 3,987 SH   SOLE   3,987 0 0
SYSCO CORP COM 871829107 21 260 SH   OTR   260 0 0
TARGET CORP COM 87612E106 562 2,650 SH   SOLE   2,650 0 0
TEXAS INSTRS INC COM 882508104 264 1,440 SH   SOLE   1,440 0 0
TEXAS INSTRS INC COM 882529107 104 569 SH   OTR   569 0 0
THERMO FISHER SCIENTIFIC INC COM 883529107 257 435 SH   SOLE   435 0 0
3M CO COM 88579Y101 284 1,906 SH   SOLE   1,906 0 0
3M CO COM 88579Y101 179 1,200 SH   OTR   1,200 0 0
TRACTOR SUPPLY CO COM 892356106 284 1,218 SH   SOLE   1,218 0 0
TRUIST FINL CORP COM 89832Q109 761 13,414 SH   SOLE   13,414 0 0
TRUIST FINL CORP COM 89832Q109 425 7,500 SH   OTR   7,500 0 0
US BANCORP DEL COM NEW 902973304 271 5,102 SH   SOLE   5,102 0 0
UNION PAC CORP COM 907818108 377 1,380 SH   SOLE   1,380 0 0
UNITED PARCEL SERVICE INC CL B 911312106 242 1,127 SH   SOLE   1,127 0 0
UNITED PARCEL SERVICE INC CL B 911312106 59 275 SH   OTR   275 0 0
UNITEDHEALTH GROUP INC COM 91324P102 281 551 SH   SOLE   551 0 0
UNITEDHEALTH GROUP INC COM 91324P102 102 200 SH   OTR   0 0 200
VANECK ETF TRUST PREFERRED SECURT 92189F429 214 10,420 SH   SOLE   10,420 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 457 1,695 SH   SOLE   1,695 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 440 4,210 SH   SOLE   4,210 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 616 10,726 SH   SOLE   10,726 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 533 3,284 SH   SOLE   3,284 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,295 47,779 SH   SOLE   47,779 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 267 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,674 46,426 SH   SOLE   46,426 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 217 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,205 69,469 SH   SOLE   69,469 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 253 5,479 SH   OTR   5,479 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,518 29,802 SH   SOLE   29,802 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 87 1,704 SH   OTR   1,418 0 286
VISA INC COM CL A 92826C839 607 2,737 SH   SOLE   2,737 0 0
WALMART INC COM 931142103 852 5,718 SH   SOLE   5,718 0 0
WASTE MGMT INC DEL COM 94106L109 2,021 12,753 SH   SOLE   12,753 0 0
WASTE MGMT INC DEL COM 94106L109 428 2,700 SH   OTR   2,700 0 0
WELLS FARGO CO NEW COM 949746101 286 5,896 SH   SOLE   5,896 0 0
WELLS FARGO CO NEW COM 949746101 576 11,889 SH   OTR   11,889 0 0
WELLTOWER INC COM 95040Q104 724 7,530 SH   SOLE   7,530 0 0
WELLTOWER INC COM 95040Q104 8 88 SH   OTR   88 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 155 4,082 SH   SOLE   4,082 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 57 1,506 SH   OTR   1,506 0 0