The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 402 969 SH   SOLE   969 0 0
MEDTRONIC PLC SHS G5960L103 305 2,948 SH   SOLE   2,948 0 0
MEDTRONIC PLC SHS G5960L103 16 155 SH   OTR   155 0 0
CHUBB LIMITED COM H1467J104 378 1,954 SH   SOLE   1,954 0 0
CHUBB LIMITED COM H1467J104 11 57 SH   OTR   57 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 433 10,250 SH   SOLE   10,250 0 0
AT&T INC COM 00206R102 1,178 47,879 SH   SOLE   47,879 0 0
AT&T INC COM 00206R102 186 7,567 SH   OTR   7,154 0 413
ABBOTT LABS COM 002824100 707 5,020 SH   SOLE   5,020 0 0
ABBOTT LABS COM 002824100 155 1,100 SH   OTR   1,100 0 0
ABBVIE INC COM 00287Y109 1,443 10,659 SH   SOLE   10,659 0 0
ABBVIE INC COM 00287Y109 179 1,325 SH   OTR   1,325 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 423 746 SH   SOLE   746 0 0
AIR PRODS & CHEMS INC COM 009158106 1,354 4,450 SH   SOLE   4,450 0 0
ALPHABET INC CAP STK CL C 02079K107 906 313 SH   SOLE   313 0 0
ALPHABET INC CAP STK CL A 02079K305 991 342 SH   SOLE   342 0 0
ALTRIA GROUP INC COM 02209S103 258 5,450 SH   SOLE   5,450 0 0
ALTRIA GROUP INC COM 02209S103 261 5,515 SH   OTR   5,465 0 50
AMAZON COM INC COM 023135106 1,627 488 SH   SOLE   488 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,014 11,400 SH   SOLE   11,400 0 0
AMERICAN ELEC PWR CO INC COM 025537101 117 1,312 SH   OTR   1,312 0 0
AMERICAN EXPRESS CO COM 025816109 228 1,395 SH   SOLE   1,395 0 0
AMERICAN EXPRESS CO COM 025816109 245 1,500 SH   OTR   1,500 0 0
AMGEN INC COM 031162100 185 823 SH   SOLE   823 0 0
AMGEN INC COM 031162100 112 500 SH   OTR   500 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 246 6,130 SH   SOLE   6,130 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 176 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 345 744 SH   SOLE   744 0 0
APPLE INC COM 037833100 6,037 34,000 SH   SOLE   34,000 0 0
APPLIED MATLS INC COM 038222105 385 2,447 SH   SOLE   2,447 0 0
AUTODESK INC COM 052769106 1,687 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 867 3,515 SH   SOLE   3,515 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 25 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 213 8,000 SH   SOLE   8,000 0 0
BK OF AMERICA CORP COM 060505104 260 5,835 SH   SOLE   5,835 0 0
BK OF AMERICA CORP COM 060505104 221 4,959 SH   OTR   4,859 0 100
BAXTER INTL INC COM 071813109 812 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 133 527 SH   SOLE   527 0 0
BECTON DICKINSON & CO COM 075887109 151 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 901 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 909 3,040 SH   SOLE   3,040 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 565 8,000 SH   SOLE   8,000 0 0
BLACKROCK INC COM 09247X101 207 226 SH   SOLE   226 0 0
BOEING CO COM 097023105 208 1,032 SH   SOLE   1,032 0 0
BOEING CO COM 097023105 304 1,510 SH   OTR   1,460 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 630 10,100 SH   SOLE   10,100 0 0
CSX CORP COM 126408103 4,136 109,996 SH   SOLE   109,996 0 0
CSX CORP COM 126408103 346 9,207 SH   OTR   0 0 9,207
CAESARS ENTERTAINMENT INC NE COM 12769G100 317 3,393 SH   SOLE   3,393 0 0
CAPITAL ONE FINL CORP COM 14040H105 271 1,865 SH   SOLE   1,865 0 0
CAPITAL ONE FINL CORP COM 14040H105 370 2,547 SH   OTR   2,547 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 217 4,004 SH   SOLE   4,004 0 0
CATERPILLAR INC COM 149123101 788 3,812 SH   SOLE   3,812 0 0
CATERPILLAR INC COM 149123101 207 1,000 SH   OTR   1,000 0 0
CHEVRON CORP NEW COM 166764100 1,042 8,876 SH   SOLE   8,876 0 0
CHEVRON CORP NEW COM 166764100 393 3,350 SH   OTR   3,350 0 0
CISCO SYS INC COM 17275R102 2,158 34,050 SH   SOLE   34,050 0 0
CISCO SYS INC COM 17275R102 54 850 SH   OTR   850 0 0
COCA COLA CO COM 191216100 3,201 54,057 SH   SOLE   54,057 0 0
COCA COLA CO COM 191216100 142 2,400 SH   OTR   2,400 0 0
COLGATE PALMOLIVE CO COM 194162103 874 10,236 SH   SOLE   10,236 0 0
COLGATE PALMOLIVE CO COM 194162103 320 3,750 SH   OTR   3,750 0 0
COMCAST CORP NEW CL A 20030N101 259 5,143 SH   SOLE   5,143 0 0
COMCAST CORP NEW CL A 20030N101 125 2,481 SH   OTR   1,467 0 1,014
CONOCOPHILLIPS COM 20825C104 331 4,584 SH   SOLE   4,584 0 0
COSTCO WHSL CORP NEW COM 22160K105 287 505 SH   SOLE   505 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 324 1,553 SH   SOLE   1,553 0 0
DARDEN RESTAURANTS INC COM 237194105 453 3,009 SH   SOLE   3,009 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 649 22,250 SH   SOLE   22,250 0 0
DISNEY WALT CO COM 254687106 3,045 19,660 SH   SOLE   19,660 0 0
DISNEY WALT CO COM 254687106 186 1,200 SH   OTR   1,200 0 0
DOMINION ENERGY INC COM 25746U109 560 7,124 SH   SOLE   7,124 0 0
DOMINION ENERGY INC COM 25746U109 72 911 SH   OTR   911 0 0
DOW INC COM 260557103 272 4,803 SH   SOLE   4,803 0 0
DOW INC COM 260557103 55 964 SH   OTR   964 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 832 7,931 SH   SOLE   7,931 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 54 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COM 26614N102 756 9,356 SH   SOLE   9,356 0 0
DUPONT DE NEMOURS INC COM 26614N102 78 964 SH   OTR   964 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 707 12,177 SH   SOLE   12,177 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 116 2,000 SH   OTR   2,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,550 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,648 17,725 SH   SOLE   17,725 0 0
EMERSON ELEC CO COM 291011104 288 3,100 SH   OTR   3,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,486 21,196 SH   SOLE   21,196 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 161 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 2,548 41,640 SH   SOLE   41,640 0 0
EXXON MOBIL CORP COM 30231G102 481 7,866 SH   OTR   7,778 0 88
META PLATFORMS INC CL A 30303M102 496 1,475 SH   SOLE   1,475 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 1,200 35,898 SH   SOLE   35,898 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 107 3,195 SH   OTR   3,195 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 31983A103 1,393 6,160 SH   SOLE   6,160 0 0
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 1,637 31,008 SH   SOLE   31,008 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,636 13,810 SH   SOLE   13,810 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC EF 33739E108 508 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC EF 33739E109 4 213 SH   OTR   213 0 0
FISERV INC COM 337738108 1,693 16,315 SH   SOLE   16,315 0 0
FRANKLIN RESOURCES INC COM 354613101 477 14,250 SH   SOLE   14,250 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 458 9,416 SH   SOLE   9,416 0 0
GENERAL DYNAMICS CORP COM 369550108 1,072 5,142 SH   SOLE   5,142 0 0
GENERAL ELECTRIC CO COM NEW 369604301 263 2,786 SH   SOLE   2,786 0 0
GENERAL ELECTRIC CO COM NEW 369604301 46 482 SH   OTR   182 0 300
GENERAL MLS INC COM 370334104 500 7,422 SH   SOLE   7,422 0 0
GLOBAL X FDS US INFR DEV ET 37954Y673 732 25,420 SH   SOLE   25,420 0 0
GLOBAL X FDS US INFR DEV ET 37954Y673 184 6,400 SH   OTR   6,400 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 203 2,945 SH   SOLE   2,945 0 0
HERSHEY CO COM 427866108 1,320 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 3,196 7,702 SH   SOLE   7,702 0 0
HOME DEPOT INC COM 437076102 605 1,458 SH   OTR   1,358 0 100
HONEYWELL INTL INC COM 438516106 1,288 6,175 SH   SOLE   6,175 0 0
HONEYWELL INTL INC COM 438516106 57 275 SH   OTR   275 0 0
INTEL CORP COM 458140100 1,997 38,770 SH   SOLE   38,770 0 0
INTEL CORP COM 458140100 103 2,000 SH   OTR   2,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,365 9,978 SH   SOLE   9,978 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 653 4,883 SH   SOLE   4,883 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 596 4,460 SH   OTR   700 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 4,705 11,825 SH   SOLE   11,825 0 0
INTUIT COM 461202103 294 457 SH   SOLE   457 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 464 4,825 SH   SOLE   4,825 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,052 43,329 SH   SOLE   43,329 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 163 1,000 SH   OTR   1,000 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 230 14,845 SH   SOLE   14,845 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 875 11,070 SH   SOLE   11,070 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 342 4,330 SH   OTR   4,330 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,484 57,267 SH   SOLE   57,267 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 216 8,325 SH   OTR   8,325 0 0
ISHARES SILVER TR ISHARES 46428Q109 259 12,025 SH   SOLE   12,025 0 0
ISHARES SILVER TR ISHARES 46428Q109 12 550 SH   OTR   550 0 0
ISHARES TR S&P 100 ETF 464287101 760 3,470 SH   SOLE   3,470 0 0
ISHARES TR CORE S&P TTL STK 464287150 274 2,560 SH   SOLE   2,560 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,596 37,488 SH   SOLE   37,488 0 0
ISHARES TR SELECT DIVID ETF 464287168 502 4,096 SH   OTR   4,096 0 0
ISHARES TR TIPS BD ETF 464287176 314 2,434 SH   SOLE   2,434 0 0
ISHARES TR CORE S&P500 ET 464287200 4,706 9,867 SH   SOLE   9,867 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,425 73,851 SH   SOLE   73,851 0 0
ISHARES TR CORE US AGGBD ET 464287226 25 215 SH   OTR   215 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,801 98,284 SH   SOLE   98,284 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 508 10,395 SH   OTR   10,395 0 0
ISHARES TR IBOXX INV CP ETF 464287242 234 1,765 SH   SOLE   1,765 0 0
ISHARES TR GLOBAL TECH ET 464287291 488 7,584 SH   SOLE   7,584 0 0
ISHARES TR GLOBAL TECH ET 464287291 1,207 18,744 SH   OTR   18,744 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,770 21,156 SH   SOLE   21,156 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 250 2,764 SH   SOLE   2,764 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 416 3,614 SH   SOLE   3,614 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,928 57,614 SH   SOLE   57,614 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 308 3,600 SH   OTR   3,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,504 69,948 SH   SOLE   69,948 0 0
ISHARES TR MSCI EAFE ETF 464287465 380 4,826 SH   OTR   4,826 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,637 14,208 SH   SOLE   14,208 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,427 41,283 SH   SOLE   41,283 0 0
ISHARES TR RUS MID CAP ETF 464287499 25 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,960 21,053 SH   SOLE   21,053 0 0
ISHARES TR CORE S&P MCP ETF 464287507 694 2,450 SH   OTR   2,450 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,067 6,994 SH   SOLE   6,994 0 0
ISHARES TR ISHARES BIOTECH 464287556 227 1,485 SH   OTR   1,485 0 0
ISHARES TR GLOBAL 100 ETF 464287572 258 3,305 SH   SOLE   3,305 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,394 8,303 SH   SOLE   8,303 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 155 925 SH   OTR   925 0 0
ISHARES TR S&P MC 400GR ETF 464287606 392 4,597 SH   SOLE   4,597 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,705 8,853 SH   SOLE   8,853 0 0
ISHARES TR RUS 1000 ETF 464287622 733 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 381 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,637 11,855 SH   SOLE   11,855 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 278 1,250 SH   OTR   1,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 243 875 SH   SOLE   875 0 0
ISHARES TR U.S. REAL ES ETF 464287739 316 2,725 SH   SOLE   2,725 0 0
ISHARES TR US INDUSTRIALS 464287754 23 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 338 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 858 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,909 69,068 SH   SOLE   69,068 0 0
ISHARES TR CORE S&P SCP ETF 464287804 573 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 587 4,232 SH   SOLE   4,232 0 0
ISHARES TR MSCI ACWI EX US 464288240 603 10,837 SH   SOLE   10,837 0 0
ISHARES TR MSCI ACWI ETF 464288257 230 2,170 SH   SOLE   2,170 0 0
ISHARES TR INTL SEL DIV ETF 464288448 926 29,704 SH   SOLE   29,704 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,592 18,300 SH   SOLE   18,300 0 0
ISHARES TR IBOXX HI YD ETF 464288513 144 1,650 SH   OTR   1,650 0 0
ISHARES TR MBS ETF 464288588 830 7,730 SH   SOLE   7,730 0 0
ISHARES TR MBS ETF 464288588 141 1,315 SH   OTR   1,315 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 313 5,284 SH   SOLE   5,284 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,272 60,722 SH   SOLE   60,722 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 108 2,000 SH   OTR   2,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,789 37,216 SH   SOLE   37,216 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 270 2,100 SH   OTR   2,100 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,096 103,891 SH   SOLE   103,891 0 0
ISHARES TR PFD AND INCM SEC 464288687 245 6,210 SH   OTR   6,210 0 0
ISHARES TR U.S. MED DVC ETF 464288810 331 5,020 SH   SOLE   5,020 0 0
ISHARES TR U.S. MED DVC EFT 464288810 1,083 16,440 SH   OTR   16,440 0 0
ISHARES TR US OIL EQ&SV EFT 464288844 188 14,570 SH   SOLE   14,570 0 0
ISHARES TR MICRO-CAP ETF 464288869 384 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 686 25,707 SH   SOLE   25,707 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 761 15,002 SH   SOLE   15,002 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,763 27,360 SH   SOLE   27,360 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 14 138 SH   OTR   138 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,473 29,488 SH   SOLE   29,488 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 285 5,700 SH   OTR   5,700 0 0
ISHARES TR MSCI USA MMENTM 46432F396 314 1,729 SH   SOLE   1,729 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 340 5,075 SH   SOLE   5,075 0 0
ISHARES TR FALN ANGLS USD 46435G474 255 8,500 SH   SOLE   8,500 0 0
ISHARES TR CORE INTL AGGR 46435G672 273 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,904 12,024 SH   SOLE   12,024 0 0
JPMORGAN CHASE & CO COM 46625H100 356 2,246 SH   OTR   2,246 0 0
JOHNSON & JOHNSON COM 478160104 5,706 33,355 SH   SOLE   33,355 0 0
JOHNSON & JOHNSON COM 478160104 1,082 6,325 SH   OTR   6,325 0 0
KIMBERLY-CLARK CORP COM 494368103 282 1,975 SH   SOLE   1,975 0 0
KRAFT HEINZ CO COM 500754106 306 8,536 SH   SOLE   8,536 0 0
KRAFT HEINZ CO COM 500754106 31 858 SH   OTR   858 0 0
LILLY ELI & CO COM 532457108 4,049 14,660 SH   SOLE   14,660 0 0
LILLY ELI & CO COM 532457108 46 165 SH   OTR   165 0 0
LOWES COS INC COM 548661107 950 3,676 SH   SOLE   3,676 0 0
LOWES COS INC COM 548661107 185 715 SH   OTR   715 0 0
MANULIFE FINL CORP COM 56501R106 309 16,194 SH   SOLE   16,194 0 0
MCDONALDS CORP COM 580135101 817 3,047 SH   SOLE   3,047 0 0
MCDONALDS CORP COM 580135101 23 85 SH   OTR   85 0 0
MERCK & CO INC COM 58933Y105 377 4,920 SH   SOLE   4,920 0 0
MERCK & CO INC COM 58933Y105 184 2,400 SH   OTR   2,400 0 0
MICROSOFT CORP COM 594918104 9,389 27,918 SH   SOLE   27,918 0 0
MICROSOFT CORP COM 594918104 2,598 7,725 SH   OTR   7,725 0 0
MONDELEZ INTL INC CL A 609207105 326 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 108 1,634 SH   OTR   1,600 0 34
NESTLE S A SPONSORED ADR 641069406 332 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 31 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COM 65339F101 1,500 16,064 SH   SOLE   16,064 0 0
NORFOLK SOUTHN CORP COM 655844108 2,634 8,848 SH   SOLE   8,848 0 0
NORFOLK SOUTHN CORP COM 655844108 666 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 330 3,769 SH   SOLE   3,769 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 232 329 SH   SOLE   329 0 0
ORACLE CORP COM 68389X105 334 3,825 SH   SOLE   3,825 0 0
PAYCHEX INC COM 704326107 157 1,150 SH   SOLE   1,150 0 0
PAYCHEX INC COM 704326107 62 455 SH   OTR   455 0 0
PENN NATL GAMING INC COM 707569109 294 5,661 SH   SOLE   5,661 0 0
PEPSICO INC COM 713448108 2,130 12,264 SH   SOLE   12,264 0 0
PEPSICO INC COM 713448108 235 1,350 SH   OTR   1,350 0 0
PFIZER INC COM 717081103 1,641 27,798 SH   SOLE   27,798 0 0
PFIZER INC COM 717081103 446 7,550 SH   OTR   7,550 0 0
PHILIP MORRIS INTL INC COM 718172109 325 3,420 SH   SOLE   3,420 0 0
PHILIP MORRIS INTL INC COM 718172109 486 5,115 SH   OTR   5,065 0 50
PRICE T ROWE GROUP INC COM 74144T108 295 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 6,997 42,777 SH   SOLE   42,777 0 0
PROCTER AND GAMBLE CO COM 742718109 996 6,090 SH   OTR   6,090 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 1,131 12,700 SH   OTR   12,700 0 0
QUALCOMM INC COM 747525103 897 4,903 SH   SOLE   4,903 0 0
QUALCOMM INC COM 747525103 50 275 SH   OTR   275 0 0
RGC RES INC COM 74955L103 936 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 152 6,611 SH   OTR   6,611 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,363 27,459 SH   SOLE   27,459 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 231 2,680 SH   OTR   2,680 0 0
REALTY INCOME CORP COM 756109104 157 2,200 SH   SOLE   2,200 0 0
REALTY INCOME CORP COM 756109104 107 1,500 SH   OTR   1,500 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 987 17,065 SH   SOLE   17,065 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 308 7,090 SH   SOLE   7,090 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,813 16,450 SH   SOLE   16,450 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 196 413 SH   OTR   413 0 0
SPDR SER TR BLOOMBERG CONV 78464A359 390 4,700 SH   SOLE   4,700 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 158 1,345 SH   SOLE   1,345 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 138 1,175 SH   OTR   1,175 0 0
SPDR SER TR DJ REIT ETF 78464A607 1,108 9,067 SH   SOLE   9,067 0 0
SPDR SER TR DJ REIT ETF 78464A607 366 3,000 SH   OTR   3,000 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 709 15,529 SH   SOLE   15,529 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 142 3,120 SH   OTR   3,120 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 1,064 39,172 SH   SOLE   39,172 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 143 5,250 SH   OTR   5,250 0 0
SCHLUMBERGER LTD COM STK 806857108 349 11,657 SH   SOLE   11,657 0 0
SCHLUMBERGER LTD COM STK 806857108 39 1,300 SH   OTR   1,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 470 8,470 SH   SOLE   8,470 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 150 2,700 SH   OTR   2,700 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 683 17,485 SH   SOLE   17,485 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 156 4,000 SH   OTR   4,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 493 4,663 SH   SOLE   4,663 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 170 1,610 SH   OTR   1,610 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 474 2,727 SH   SOLE   2,727 0 0
SOUTHERN CO COM 842587107 761 11,093 SH   SOLE   11,093 0 0
SOUTHERN CO COM 842587107 22 325 SH   OTR   325 0 0
STANLEY BLACK & DECKER INC COM 854502101 363 1,926 SH   SOLE   1,926 0 0
STANLEY BLACK & DECKER INC COM 854502101 40 211 SH   OTR   211 0 0
STARBUCKS CORP COM 855244109 737 6,300 SH   SOLE   6,300 0 0
STRYKER CORPORATION COM 863667101 267 1,000 SH   OTR   1,000 0 0
SUMMIT FINL GROUP INC COM 86606G101 5,434 197,951 SH   SOLE   197,951 0 0
SUMMIT FINL GROUP INC COM 86606G101 1,398 50,912 SH   OTR   49,834 0 1,078
SYSCO CORP COM 871829107 313 3,987 SH   SOLE   3,987 0 0
SYSCO CORP COM 871829107 20 260 SH   OTR   260 0 0
TARGET CORP COM 87612E106 655 2,830 SH   SOLE   2,830 0 0
TEXAS INSTRS INC COM 882508104 381 2,019 SH   SOLE   2,019 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 350 525 SH   SOLE   525 0 0
3M CO COM 88579Y101 328 1,846 SH   SOLE   1,846 0 0
3M CO COM 88579Y101 213 1,200 SH   OTR   1,200 0 0
TRACTOR SUPPLY CO COM 892356106 291 1,218 SH   SOLE   1,218 0 0
TRUIST FINL CORP COM 89832Q109 1,078 18,414 SH   SOLE   18,414 0 0
US BANCORP DEL COM NEW 902973304 302 5,377 SH   SOLE   5,377 0 0
UNION PAC CORP COM 907818108 348 1,380 SH   SOLE   1,380 0 0
UNITED PARCEL SERVICE INC CL B 911312106 242 1,127 SH   SOLE   1,127 0 0
UNITED PARCEL SERVICE INC CL B 911312106 59 275 SH   OTR   275 0 0
UNITEDHEALTH GROUP INC COM 91324P102 277 551 SH   SOLE   551 0 0
UNITEDHEALTH GROUP INC COM 91324P102 100 200 SH   OTR   0 0 200
VANECK ETF TRUST PREFERRED SECURT 92189F429 228 10,420 SH   SOLE   10,420 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 386 1,250 SH   SOLE   1,250 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 281 2,945 SH   SOLE   2,945 0 0
VANECK ETF TRUST HIGH YLD MUNIEF 92189H409 684 10,951 SH   SOLE   10,951 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 562 3,270 SH   SOLE   3,270 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,828 55,380 SH   SOLE   55,380 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 284 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,852 46,536 SH   SOLE   46,536 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 230 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,616 73,114 SH   SOLE   73,114 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 271 5,479 SH   OTR   5,479 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 205 3,000 SH   SOLE   3,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 165 1,424 SH   SOLE   1,424 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 42 365 SH   OTR   365 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,569 30,202 SH   SOLE   30,202 0 0
VERIZON COMMUNICATIONSINC COM 92343V104 89 1,704 SH   OTR   1,418 0 286
VISA INC COM CL A 92826C839 593 2,737 SH   SOLE   2,737 0 0
WALMART INC COM 931142103 837 5,788 SH   SOLE   5,788 0 0
WASTE MGMT INC DEL COM 94106L109 2,203 13,198 SH   SOLE   13,198 0 0
WASTE MGMT INC DEL COM 94106L109 451 2,700 SH   OTR   2,700 0 0
WELLS FARGO CO NEW COM 949746101 283 5,896 SH   SOLE   5,896 0 0
WELLS FARGO CO NEW COM 949746101 570 11,889 SH   OTR   11,889 0 0
WELLTOWER INC COM 95040Q104 653 7,618 SH   SOLE   7,618 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 168 4,082 SH   SOLE   4,082 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 62 1,506 SH   OTR   1,506 0 0