0001567619-22-000883.txt : 20220110 0001567619-22-000883.hdr.sgml : 20220110 20220110094128 ACCESSION NUMBER: 0001567619-22-000883 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220110 DATE AS OF CHANGE: 20220110 EFFECTIVENESS DATE: 20220110 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SUMMIT FINANCIAL GROUP, INC. CENTRAL INDEX KEY: 0000811808 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 550672148 STATE OF INCORPORATION: WV FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18100 FILM NUMBER: 22520057 BUSINESS ADDRESS: STREET 1: 300 NORTH MAIN ST CITY: MOOREFIELD STATE: WV ZIP: 26836 BUSINESS PHONE: 3045301000 MAIL ADDRESS: STREET 1: 300 NORTH MAIN ST CITY: MOOREFIELD STATE: WV ZIP: 26836 FORMER COMPANY: FORMER CONFORMED NAME: SUMMIT FINANCIAL GROUP INC DATE OF NAME CHANGE: 20000330 FORMER COMPANY: FORMER CONFORMED NAME: SOUTH BRANCH VALLEY BANCORP INC DATE OF NAME CHANGE: 19920703 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0000811808 XXXXXXXX 12-31-2021 12-31-2021 SUMMIT FINANCIAL GROUP, INC.

300 NORTH MAIN ST MOOREFIELD WV 26836

13F HOLDINGS REPORT 028-18100 N Cynthia Higgins-Atwell 304-324-3306 /s/ Cynthia Higgins-Atwell Moorefield WV 01-07-2022 0 320 307171 false INFORMATION TABLE 2 form13fInfoTable.xml ACCENTURE PLC IRELAND SHS CLASS A G1151C101 402 969 SH SOLE 969 0 0 MEDTRONIC PLC SHS G5960L103 305 2948 SH SOLE 2948 0 0 MEDTRONIC PLC SHS G5960L103 16 155 SH OTR 155 0 0 CHUBB LIMITED COM H1467J104 378 1954 SH SOLE 1954 0 0 CHUBB LIMITED COM H1467J104 11 57 SH OTR 57 0 0 ALPS ETF TR MED BREAKTHGH 00162Q593 433 10250 SH SOLE 10250 0 0 AT&T INC COM 00206R102 1178 47879 SH SOLE 47879 0 0 AT&T INC COM 00206R102 186 7567 SH OTR 7154 0 413 ABBOTT LABS COM 002824100 707 5020 SH SOLE 5020 0 0 ABBOTT LABS COM 002824100 155 1100 SH OTR 1100 0 0 ABBVIE INC COM 00287Y109 1443 10659 SH SOLE 10659 0 0 ABBVIE INC COM 00287Y109 179 1325 SH OTR 1325 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 423 746 SH SOLE 746 0 0 AIR PRODS & CHEMS INC COM 009158106 1354 4450 SH SOLE 4450 0 0 ALPHABET INC CAP STK CL C 02079K107 906 313 SH SOLE 313 0 0 ALPHABET INC CAP STK CL A 02079K305 991 342 SH SOLE 342 0 0 ALTRIA GROUP INC COM 02209S103 258 5450 SH SOLE 5450 0 0 ALTRIA GROUP INC COM 02209S103 261 5515 SH OTR 5465 0 50 AMAZON COM INC COM 023135106 1627 488 SH SOLE 488 0 0 AMERICAN ELEC PWR CO INC COM 025537101 1014 11400 SH SOLE 11400 0 0 AMERICAN ELEC PWR CO INC COM 025537101 117 1312 SH OTR 1312 0 0 AMERICAN EXPRESS CO COM 025816109 228 1395 SH SOLE 1395 0 0 AMERICAN EXPRESS CO COM 025816109 245 1500 SH OTR 1500 0 0 AMGEN INC COM 031162100 185 823 SH SOLE 823 0 0 AMGEN INC COM 031162100 112 500 SH OTR 500 0 0 AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 246 6130 SH SOLE 6130 0 0 AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 176 4370 SH OTR 4370 0 0 ANTHEM INC COM 036752103 345 744 SH SOLE 744 0 0 APPLE INC COM 037833100 6037 34000 SH SOLE 34000 0 0 APPLIED MATLS INC COM 038222105 385 2447 SH SOLE 2447 0 0 AUTODESK INC COM 052769106 1687 6000 SH SOLE 6000 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 867 3515 SH SOLE 3515 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 25 100 SH OTR 100 0 0 BP PLC SPONSORED ADR 055622104 213 8000 SH SOLE 8000 0 0 BK OF AMERICA CORP COM 060505104 260 5835 SH SOLE 5835 0 0 BK OF AMERICA CORP COM 060505104 221 4959 SH OTR 4859 0 100 BAXTER INTL INC COM 071813109 812 9455 SH SOLE 9455 0 0 BECTON DICKINSON & CO COM 075887109 133 527 SH SOLE 527 0 0 BECTON DICKINSON & CO COM 075887109 151 600 SH OTR 600 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 901 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 909 3040 SH SOLE 3040 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 37 124 SH OTR 0 0 124 BLACK HILLS CORP COM 092113109 565 8000 SH SOLE 8000 0 0 BLACKROCK INC COM 09247X101 207 226 SH SOLE 226 0 0 BOEING CO COM 097023105 208 1032 SH SOLE 1032 0 0 BOEING CO COM 097023105 304 1510 SH OTR 1460 0 50 BRISTOL-MYERS SQUIBB CO COM 110122108 630 10100 SH SOLE 10100 0 0 CSX CORP COM 126408103 4136 109996 SH SOLE 109996 0 0 CSX CORP COM 126408103 346 9207 SH OTR 0 0 9207 CAESARS ENTERTAINMENT INC NE COM 12769G100 317 3393 SH SOLE 3393 0 0 CAPITAL ONE FINL CORP COM 14040H105 271 1865 SH SOLE 1865 0 0 CAPITAL ONE FINL CORP COM 14040H105 370 2547 SH OTR 2547 0 0 CARRIER GLOBAL CORPORATION COM 14448C104 217 4004 SH SOLE 4004 0 0 CATERPILLAR INC COM 149123101 788 3812 SH SOLE 3812 0 0 CATERPILLAR INC COM 149123101 207 1000 SH OTR 1000 0 0 CHEVRON CORP NEW COM 166764100 1042 8876 SH SOLE 8876 0 0 CHEVRON CORP NEW COM 166764100 393 3350 SH OTR 3350 0 0 CISCO SYS INC COM 17275R102 2158 34050 SH SOLE 34050 0 0 CISCO SYS INC COM 17275R102 54 850 SH OTR 850 0 0 COCA COLA CO COM 191216100 3201 54057 SH SOLE 54057 0 0 COCA COLA CO COM 191216100 142 2400 SH OTR 2400 0 0 COLGATE PALMOLIVE CO COM 194162103 874 10236 SH SOLE 10236 0 0 COLGATE PALMOLIVE CO COM 194162103 320 3750 SH OTR 3750 0 0 COMCAST CORP NEW CL A 20030N101 259 5143 SH SOLE 5143 0 0 COMCAST CORP NEW CL A 20030N101 125 2481 SH OTR 1467 0 1014 CONOCOPHILLIPS COM 20825C104 331 4584 SH SOLE 4584 0 0 COSTCO WHSL CORP NEW COM 22160K105 287 505 SH SOLE 505 0 0 CROWN CASTLE INTL CORP NEW COM 22822V101 324 1553 SH SOLE 1553 0 0 DARDEN RESTAURANTS INC COM 237194105 453 3009 SH SOLE 3009 0 0 DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 649 22250 SH SOLE 22250 0 0 DISNEY WALT CO COM 254687106 3045 19660 SH SOLE 19660 0 0 DISNEY WALT CO COM 254687106 186 1200 SH OTR 1200 0 0 DOMINION ENERGY INC COM 25746U109 560 7124 SH SOLE 7124 0 0 DOMINION ENERGY INC COM 25746U109 72 911 SH OTR 911 0 0 DOW INC COM 260557103 272 4803 SH SOLE 4803 0 0 DOW INC COM 260557103 55 964 SH OTR 964 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 832 7931 SH SOLE 7931 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 54 513 SH OTR 513 0 0 DUPONT DE NEMOURS INC COM 26614N102 756 9356 SH SOLE 9356 0 0 DUPONT DE NEMOURS INC COM 26614N102 78 964 SH OTR 964 0 0 ETF MANAGERS TR PRIME MOBILE PAY 26924G409 707 12177 SH SOLE 12177 0 0 ETF MANAGERS TR PRIME MOBILE PAY 26924G409 116 2000 SH OTR 2000 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 2550 19680 SH SOLE 19680 0 0 EMERSON ELEC CO COM 291011104 1648 17725 SH SOLE 17725 0 0 EMERSON ELEC CO COM 291011104 288 3100 SH OTR 3100 0 0 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1486 21196 SH SOLE 21196 0 0 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 161 2300 SH OTR 2300 0 0 EXXON MOBIL CORP COM 30231G102 2548 41640 SH SOLE 41640 0 0 EXXON MOBIL CORP COM 30231G102 481 7866 SH OTR 7778 0 88 META PLATFORMS INC CL A 30303M102 496 1475 SH SOLE 1475 0 0 FIRST CMNTY BANKSHARES INC V COM 31983A103 1200 35898 SH SOLE 35898 0 0 FIRST CMNTY BANKSHARES INC V COM 31983A103 107 3195 SH OTR 3195 0 0 FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 31983A103 1393 6160 SH SOLE 6160 0 0 FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 1637 31008 SH SOLE 31008 0 0 FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1636 13810 SH SOLE 13810 0 0 FIRST TR EXCH TRADED FD III PFD SECS INC EF 33739E108 508 25006 SH SOLE 25006 0 0 FIRST TR EXCH TRADED FD III PFD SECS INC EF 33739E109 4 213 SH OTR 213 0 0 FISERV INC COM 337738108 1693 16315 SH SOLE 16315 0 0 FRANKLIN RESOURCES INC COM 354613101 477 14250 SH SOLE 14250 0 0 GAMING & LEISURE PPTYS INC COM 36467J108 458 9416 SH SOLE 9416 0 0 GENERAL DYNAMICS CORP COM 369550108 1072 5142 SH SOLE 5142 0 0 GENERAL ELECTRIC CO COM NEW 369604301 263 2786 SH SOLE 2786 0 0 GENERAL ELECTRIC CO COM NEW 369604301 46 482 SH OTR 182 0 300 GENERAL MLS INC COM 370334104 500 7422 SH SOLE 7422 0 0 GLOBAL X FDS US INFR DEV ET 37954Y673 732 25420 SH SOLE 25420 0 0 GLOBAL X FDS US INFR DEV ET 37954Y673 184 6400 SH OTR 6400 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 203 2945 SH SOLE 2945 0 0 HERSHEY CO COM 427866108 1320 6825 SH SOLE 6825 0 0 HOME DEPOT INC COM 437076102 3196 7702 SH SOLE 7702 0 0 HOME DEPOT INC COM 437076102 605 1458 SH OTR 1358 0 100 HONEYWELL INTL INC COM 438516106 1288 6175 SH SOLE 6175 0 0 HONEYWELL INTL INC COM 438516106 57 275 SH OTR 275 0 0 INTEL CORP COM 458140100 1997 38770 SH SOLE 38770 0 0 INTEL CORP COM 458140100 103 2000 SH OTR 2000 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 1365 9978 SH SOLE 9978 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 653 4883 SH SOLE 4883 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 596 4460 SH OTR 700 0 3760 INVESCO QQQ TR UNIT SER 1 46090E103 4705 11825 SH SOLE 11825 0 0 INTUIT COM 461202103 294 457 SH SOLE 457 0 0 INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 464 4825 SH SOLE 4825 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7052 43329 SH SOLE 43329 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 163 1000 SH OTR 1000 0 0 INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 230 14845 SH SOLE 14845 0 0 INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 875 11070 SH SOLE 11070 0 0 INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 342 4330 SH OTR 4330 0 0 INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1484 57267 SH SOLE 57267 0 0 INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 216 8325 SH OTR 8325 0 0 ISHARES SILVER TR ISHARES 46428Q109 259 12025 SH SOLE 12025 0 0 ISHARES SILVER TR ISHARES 46428Q109 12 550 SH OTR 550 0 0 ISHARES TR S&P 100 ETF 464287101 760 3470 SH SOLE 3470 0 0 ISHARES TR CORE S&P TTL STK 464287150 274 2560 SH SOLE 2560 0 0 ISHARES TR SELECT DIVID ETF 464287168 4596 37488 SH SOLE 37488 0 0 ISHARES TR SELECT DIVID ETF 464287168 502 4096 SH OTR 4096 0 0 ISHARES TR TIPS BD ETF 464287176 314 2434 SH SOLE 2434 0 0 ISHARES TR CORE S&P500 ET 464287200 4706 9867 SH SOLE 9867 0 0 ISHARES TR CORE US AGGBD ET 464287226 8425 73851 SH SOLE 73851 0 0 ISHARES TR CORE US AGGBD ET 464287226 25 215 SH OTR 215 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 4801 98284 SH SOLE 98284 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 508 10395 SH OTR 10395 0 0 ISHARES TR IBOXX INV CP ETF 464287242 234 1765 SH SOLE 1765 0 0 ISHARES TR GLOBAL TECH ET 464287291 488 7584 SH SOLE 7584 0 0 ISHARES TR GLOBAL TECH ET 464287291 1207 18744 SH OTR 18744 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 1770 21156 SH SOLE 21156 0 0 ISHARES TR GLOB HLTHCRE ETF 464287325 250 2764 SH SOLE 2764 0 0 ISHARES TR BARCLAYS 7 10 YR 464287440 416 3614 SH SOLE 3614 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 4928 57614 SH SOLE 57614 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 308 3600 SH OTR 3600 0 0 ISHARES TR MSCI EAFE ETF 464287465 5504 69948 SH SOLE 69948 0 0 ISHARES TR MSCI EAFE ETF 464287465 380 4826 SH OTR 4826 0 0 ISHARES TR RUS MD CP GR ETF 464287481 1637 14208 SH SOLE 14208 0 0 ISHARES TR RUS MID CAP ETF 464287499 3427 41283 SH SOLE 41283 0 0 ISHARES TR RUS MID CAP ETF 464287499 25 300 SH OTR 300 0 0 ISHARES TR CORE S&P MCP ETF 464287507 5960 21053 SH SOLE 21053 0 0 ISHARES TR CORE S&P MCP ETF 464287507 694 2450 SH OTR 2450 0 0 ISHARES TR ISHARES BIOTECH 464287556 1067 6994 SH SOLE 6994 0 0 ISHARES TR ISHARES BIOTECH 464287556 227 1485 SH OTR 1485 0 0 ISHARES TR GLOBAL 100 ETF 464287572 258 3305 SH SOLE 3305 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 1394 8303 SH SOLE 8303 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 155 925 SH OTR 925 0 0 ISHARES TR S&P MC 400GR ETF 464287606 392 4597 SH SOLE 4597 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 2705 8853 SH SOLE 8853 0 0 ISHARES TR RUS 1000 ETF 464287622 733 2772 SH SOLE 2772 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 381 1300 SH SOLE 1300 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 2637 11855 SH SOLE 11855 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 278 1250 SH OTR 1250 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 243 875 SH SOLE 875 0 0 ISHARES TR U.S. REAL ES ETF 464287739 316 2725 SH SOLE 2725 0 0 ISHARES TR US INDUSTRIALS 464287754 23 200 SH SOLE 200 0 0 ISHARES TR US INDUSTRIALS 464287754 338 3000 SH OTR 3000 0 0 ISHARES TR U.S. FIN SVC ETF 464287770 858 4445 SH SOLE 4445 0 0 ISHARES TR CORE S&P SCP ETF 464287804 7909 69068 SH SOLE 69068 0 0 ISHARES TR CORE S&P SCP ETF 464287804 573 5000 SH OTR 5000 0 0 ISHARES TR S&P SML 600 GWT 464287887 587 4232 SH SOLE 4232 0 0 ISHARES TR MSCI ACWI EX US 464288240 603 10837 SH SOLE 10837 0 0 ISHARES TR MSCI ACWI ETF 464288257 230 2170 SH SOLE 2170 0 0 ISHARES TR INTL SEL DIV ETF 464288448 926 29704 SH SOLE 29704 0 0 ISHARES TR IBOXX HI YD ETF 464288513 1592 18300 SH SOLE 18300 0 0 ISHARES TR IBOXX HI YD ETF 464288513 144 1650 SH OTR 1650 0 0 ISHARES TR MBS ETF 464288588 830 7730 SH SOLE 7730 0 0 ISHARES TR MBS ETF 464288588 141 1315 SH OTR 1315 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 313 5284 SH SOLE 5284 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 3272 60722 SH SOLE 60722 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 108 2000 SH OTR 2000 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 4789 37216 SH SOLE 37216 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 270 2100 SH OTR 2100 0 0 ISHARES TR PFD AND INCM SEC 464288687 4096 103891 SH SOLE 103891 0 0 ISHARES TR PFD AND INCM SEC 464288687 245 6210 SH OTR 6210 0 0 ISHARES TR U.S. MED DVC ETF 464288810 331 5020 SH SOLE 5020 0 0 ISHARES TR U.S. MED DVC EFT 464288810 1083 16440 SH OTR 16440 0 0 ISHARES TR US OIL EQ&SV EFT 464288844 188 14570 SH SOLE 14570 0 0 ISHARES TR MICRO-CAP ETF 464288869 384 2750 SH SOLE 2750 0 0 ISHARES TR US TREAS BD ETF 46429B267 686 25707 SH SOLE 25707 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 761 15002 SH SOLE 15002 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 2763 27360 SH SOLE 27360 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 14 138 SH OTR 138 0 0 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1473 29488 SH SOLE 29488 0 0 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 285 5700 SH OTR 5700 0 0 ISHARES TR MSCI USA MMENTM 46432F396 314 1729 SH SOLE 1729 0 0 ISHARES INC MSCI JPN ETF NEW 46434G822 340 5075 SH SOLE 5075 0 0 ISHARES TR FALN ANGLS USD 46435G474 255 8500 SH SOLE 8500 0 0 ISHARES TR CORE INTL AGGR 46435G672 273 5000 SH SOLE 5000 0 0 JPMORGAN CHASE & CO COM 46625H100 1904 12024 SH SOLE 12024 0 0 JPMORGAN CHASE & CO COM 46625H100 356 2246 SH OTR 2246 0 0 JOHNSON & JOHNSON COM 478160104 5706 33355 SH SOLE 33355 0 0 JOHNSON & JOHNSON COM 478160104 1082 6325 SH OTR 6325 0 0 KIMBERLY-CLARK CORP COM 494368103 282 1975 SH SOLE 1975 0 0 KRAFT HEINZ CO COM 500754106 306 8536 SH SOLE 8536 0 0 KRAFT HEINZ CO COM 500754106 31 858 SH OTR 858 0 0 LILLY ELI & CO COM 532457108 4049 14660 SH SOLE 14660 0 0 LILLY ELI & CO COM 532457108 46 165 SH OTR 165 0 0 LOWES COS INC COM 548661107 950 3676 SH SOLE 3676 0 0 LOWES COS INC COM 548661107 185 715 SH OTR 715 0 0 MANULIFE FINL CORP COM 56501R106 309 16194 SH SOLE 16194 0 0 MCDONALDS CORP COM 580135101 817 3047 SH SOLE 3047 0 0 MCDONALDS CORP COM 580135101 23 85 SH OTR 85 0 0 MERCK & CO INC COM 58933Y105 377 4920 SH SOLE 4920 0 0 MERCK & CO INC COM 58933Y105 184 2400 SH OTR 2400 0 0 MICROSOFT CORP COM 594918104 9389 27918 SH SOLE 27918 0 0 MICROSOFT CORP COM 594918104 2598 7725 SH OTR 7725 0 0 MONDELEZ INTL INC CL A 609207105 326 4910 SH SOLE 4910 0 0 MONDELEZ INTL INC CL A 609207105 108 1634 SH OTR 1600 0 34 NESTLE S A SPONSORED ADR 641069406 332 2373 SH SOLE 2373 0 0 NESTLE S A SPONSORED ADR 641069406 31 220 SH OTR 220 0 0 NEXTERA ENERGY INC COM 65339F101 1500 16064 SH SOLE 16064 0 0 NORFOLK SOUTHN CORP COM 655844108 2634 8848 SH SOLE 8848 0 0 NORFOLK SOUTHN CORP COM 655844108 666 2238 SH OTR 615 0 1623 NOVARTIS AG SPONSORED ADR 66987V109 330 3769 SH SOLE 3769 0 0 OREILLY AUTOMOTIVE INC COM 67103H107 232 329 SH SOLE 329 0 0 ORACLE CORP COM 68389X105 334 3825 SH SOLE 3825 0 0 PAYCHEX INC COM 704326107 157 1150 SH SOLE 1150 0 0 PAYCHEX INC COM 704326107 62 455 SH OTR 455 0 0 PENN NATL GAMING INC COM 707569109 294 5661 SH SOLE 5661 0 0 PEPSICO INC COM 713448108 2130 12264 SH SOLE 12264 0 0 PEPSICO INC COM 713448108 235 1350 SH OTR 1350 0 0 PFIZER INC COM 717081103 1641 27798 SH SOLE 27798 0 0 PFIZER INC COM 717081103 446 7550 SH OTR 7550 0 0 PHILIP MORRIS INTL INC COM 718172109 325 3420 SH SOLE 3420 0 0 PHILIP MORRIS INTL INC COM 718172109 486 5115 SH OTR 5065 0 50 PRICE T ROWE GROUP INC COM 74144T108 295 1500 SH SOLE 1500 0 0 PROCTER AND GAMBLE CO COM 742718109 6997 42777 SH SOLE 42777 0 0 PROCTER AND GAMBLE CO COM 742718109 996 6090 SH OTR 6090 0 0 PROSHARES TR PSHS ULTRA QQQ 74347R206 1131 12700 SH OTR 12700 0 0 QUALCOMM INC COM 747525103 897 4903 SH SOLE 4903 0 0 QUALCOMM INC COM 747525103 50 275 SH OTR 275 0 0 RGC RES INC COM 74955L103 936 40658 SH SOLE 40658 0 0 RGC RES INC COM 74955L103 152 6611 SH OTR 6611 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 2363 27459 SH SOLE 27459 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 231 2680 SH OTR 2680 0 0 REALTY INCOME CORP COM 756109104 157 2200 SH SOLE 2200 0 0 REALTY INCOME CORP COM 756109104 107 1500 SH OTR 1500 0 0 RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 987 17065 SH SOLE 17065 0 0 ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 308 7090 SH SOLE 7090 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 7813 16450 SH SOLE 16450 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 196 413 SH OTR 413 0 0 SPDR SER TR BLOOMBERG CONV 78464A359 390 4700 SH SOLE 4700 0 0 SPDR SER TR HLTH CR EQUIP 78464A581 158 1345 SH SOLE 1345 0 0 SPDR SER TR HLTH CR EQUIP 78464A581 138 1175 SH OTR 1175 0 0 SPDR SER TR DJ REIT ETF 78464A607 1108 9067 SH SOLE 9067 0 0 SPDR SER TR DJ REIT ETF 78464A607 366 3000 SH OTR 3000 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 709 15529 SH SOLE 15529 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 142 3120 SH OTR 3120 0 0 SPDR SER TR BLOOMBERG SHT TE 78468R408 1064 39172 SH SOLE 39172 0 0 SPDR SER TR BLOOMBERG SHT TE 78468R408 143 5250 SH OTR 5250 0 0 SCHLUMBERGER LTD COM STK 806857108 349 11657 SH SOLE 11657 0 0 SCHLUMBERGER LTD COM STK 806857108 39 1300 SH OTR 1300 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 470 8470 SH SOLE 8470 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 150 2700 SH OTR 2700 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 683 17485 SH SOLE 17485 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 156 4000 SH OTR 4000 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 493 4663 SH SOLE 4663 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 170 1610 SH OTR 1610 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 474 2727 SH SOLE 2727 0 0 SOUTHERN CO COM 842587107 761 11093 SH SOLE 11093 0 0 SOUTHERN CO COM 842587107 22 325 SH OTR 325 0 0 STANLEY BLACK & DECKER INC COM 854502101 363 1926 SH SOLE 1926 0 0 STANLEY BLACK & DECKER INC COM 854502101 40 211 SH OTR 211 0 0 STARBUCKS CORP COM 855244109 737 6300 SH SOLE 6300 0 0 STRYKER CORPORATION COM 863667101 267 1000 SH OTR 1000 0 0 SUMMIT FINL GROUP INC COM 86606G101 5434 197951 SH SOLE 197951 0 0 SUMMIT FINL GROUP INC COM 86606G101 1398 50912 SH OTR 49834 0 1078 SYSCO CORP COM 871829107 313 3987 SH SOLE 3987 0 0 SYSCO CORP COM 871829107 20 260 SH OTR 260 0 0 TARGET CORP COM 87612E106 655 2830 SH SOLE 2830 0 0 TEXAS INSTRS INC COM 882508104 381 2019 SH SOLE 2019 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 350 525 SH SOLE 525 0 0 3M CO COM 88579Y101 328 1846 SH SOLE 1846 0 0 3M CO COM 88579Y101 213 1200 SH OTR 1200 0 0 TRACTOR SUPPLY CO COM 892356106 291 1218 SH SOLE 1218 0 0 TRUIST FINL CORP COM 89832Q109 1078 18414 SH SOLE 18414 0 0 US BANCORP DEL COM NEW 902973304 302 5377 SH SOLE 5377 0 0 UNION PAC CORP COM 907818108 348 1380 SH SOLE 1380 0 0 UNITED PARCEL SERVICE INC CL B 911312106 242 1127 SH SOLE 1127 0 0 UNITED PARCEL SERVICE INC CL B 911312106 59 275 SH OTR 275 0 0 UNITEDHEALTH GROUP INC COM 91324P102 277 551 SH SOLE 551 0 0 UNITEDHEALTH GROUP INC COM 91324P102 100 200 SH OTR 0 0 200 VANECK ETF TRUST PREFERRED SECURT 92189F429 228 10420 SH SOLE 10420 0 0 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 386 1250 SH SOLE 1250 0 0 VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 281 2945 SH SOLE 2945 0 0 VANECK ETF TRUST HIGH YLD MUNIEF 92189H409 684 10951 SH SOLE 10951 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 562 3270 SH SOLE 3270 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2828 55380 SH SOLE 55380 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 284 5557 SH OTR 5557 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2852 46536 SH SOLE 46536 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 230 3761 SH OTR 3761 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3616 73114 SH SOLE 73114 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 271 5479 SH OTR 5479 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 205 3000 SH SOLE 3000 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 165 1424 SH SOLE 1424 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 42 365 SH OTR 365 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 1569 30202 SH SOLE 30202 0 0 VERIZON COMMUNICATIONSINC COM 92343V104 89 1704 SH OTR 1418 0 286 VISA INC COM CL A 92826C839 593 2737 SH SOLE 2737 0 0 WALMART INC COM 931142103 837 5788 SH SOLE 5788 0 0 WASTE MGMT INC DEL COM 94106L109 2203 13198 SH SOLE 13198 0 0 WASTE MGMT INC DEL COM 94106L109 451 2700 SH OTR 2700 0 0 WELLS FARGO CO NEW COM 949746101 283 5896 SH SOLE 5896 0 0 WELLS FARGO CO NEW COM 949746101 570 11889 SH OTR 11889 0 0 WELLTOWER INC COM 95040Q104 653 7618 SH SOLE 7618 0 0 WEYERHAEUSER CO MTN BE COM NEW 962166104 168 4082 SH SOLE 4082 0 0 WEYERHAEUSER CO MTN BE COM NEW 962166104 62 1506 SH OTR 1506 0 0