The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 284 887 SH   SOLE   887 0 0
MEDTRONIC PLC SHS G5960L103 353 2,815 SH   SOLE   2,815 0 0
MEDTRONIC PLC SHS G5960L103 19 155 SH   OTR   155 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 639 3,700 SH   SOLE   3,700 0 0
CHUBB LIMITED COM H1467J104 318 1,833 SH   SOLE   1,833 0 0
CHUBB LIMITED COM H1467J104 10 57 SH   OTR   57 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 521 11,450 SH   SOLE   11,450 0 0
AT&T INC COM 00206R102 1,265 46,829 SH   SOLE   46,829 0 0
AT&T INC COM 00206R102 204 7,567 SH   OTR   7,154 0 413
ABBOTT LABS COM 002824100 619 5,238 SH   SOLE   5,238 0 0
ABBOTT LABS COM 002824100 130 1,100 SH   OTR   1,100 0 0
ABBVIE INC COM 00287Y109 975 9,035 SH   SOLE   9,035 0 0
ABBVIE INC COM 00287Y109 143 1,325 SH   OTR   1,325 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 435 756 SH   SOLE   756 0 0
AIR PRODS & CHEMS INC COM 009158106 1,140 4,450 SH   SOLE   4,450 0 0
ALPHABET INC CAP STK CL C 02079K107 541 203 SH   SOLE   203 0 0
ALPHABET INC CAP STK CL A 02079K305 874 327 SH   SOLE   327 0 0
ALTRIA GROUP INC COM 02209S103 248 5,450 SH   SOLE   5,450 0 0
ALTRIA GROUP INC COM 02209S103 251 5,515 SH   OTR   5,465 0 50
AMAZON COM INC COM 023135106 1,455 443 SH   SOLE   443 0 0
AMERICAN ELEC PWR CO INC COM 025537101 925 11,400 SH   SOLE   11,400 0 0
AMERICAN ELEC PWR CO INC COM 025537101 107 1,312 SH   OTR   1,312 0 0
AMERICAN EXPRESS CO COM 025816109 192 1,145 SH   SOLE   1,145 0 0
AMERICAN EXPRESS CO COM 025816109 251 1,500 SH   OTR   1,500 0 0
AMGEN INC COM 031162100 175 823 SH   SOLE   823 0 0
AMGEN INC COM 031162100 106 500 SH   OTR   500 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 187 1,710 SH   SOLE   1,710 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 120 1,100 SH   OTR   1,100 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 274 6,130 SH   SOLE   6,130 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 195 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 258 693 SH   SOLE   693 0 0
APPLE INC COM 037833100 4,022 28,426 SH   SOLE   28,426 0 0
APPLIED MATLS INC COM 038222105 315 2,447 SH   SOLE   2,447 0 0
AUTODESK INC COM 052769106 1,711 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 703 3,515 SH   SOLE   3,515 0 0
AUTOMATIC DATA PROCESSING I N COM 053015103 20 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 219 8,000 SH   SOLE   8,000 0 0
BK OF AMERICA CORP COM 060505104 248 5,835 SH   SOLE   5,835 0 0
BK OF AMERICA CORP COM 060505104 211 4,959 SH   OTR   4,859 0 100
BAXTER INTL INC COM 071813109 760 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 180 731 SH   SOLE   731 0 0
BECTON DICKINSON & CO COM 075887109 147 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 823 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 830 3,040 SH   SOLE   3,040 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 502 8,000 SH   SOLE   8,000 0 0
BOEING CO COM 097023105 227 1,032 SH   SOLE   1,032 0 0
BOEING CO COM 097023105 332 1,510 SH   OTR   1,460 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 569 9,620 SH   SOLE   9,620 0 0
CSX CORP COM 126408103 2,998 100,800 SH   SOLE   100,800 0 0
CSX CORP COM 126408103 274 9,207 SH   OTR   0 0 9,207
CAESARS ENTERTAINMENT INC N E COM 12769G100 632 5,630 SH   SOLE   5,630 0 0
CAPITAL ONE FINL CORP COM 14040H105 302 1,865 SH   SOLE   1,865 0 0
CAPITAL ONE FINL CORP COM 14040H105 413 2,547 SH   OTR   2,547 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 207 4,004 SH   SOLE   4,004 0 0
CATERPILLAR INC COM 149123101 732 3,812 SH   SOLE   3,812 0 0
CATERPILLAR INC COM 149123101 192 1,000 SH   OTR   1,000 0 0
CHEVRON CORP NEW COM 166764100 871 8,586 SH   SOLE   8,586 0 0
CHEVRON CORP NEW COM 166764100 340 3,350 SH   OTR   3,350 0 0
CISCO SYS INC COM 17275R102 1,751 32,176 SH   SOLE   32,176 0 0
CISCO SYS INC COM 17275R102 46 850 SH   OTR   850 0 0
COCA COLA CO COM 191216100 2,789 53,163 SH   SOLE   53,163 0 0
COCA COLA CO COM 191216100 126 2,400 SH   OTR   2,400 0 0
COLGATE PALMOLIVE CO COM 194162103 774 10,236 SH   SOLE   10,236 0 0
COLGATE PALMOLIVE CO COM 194162103 283 3,750 SH   OTR   3,750 0 0
COMCAST CORP NEW CL A 20030N101 288 5,143 SH   SOLE   5,143 0 0
COMCAST CORP NEW CL A 20030N101 139 2,481 SH   OTR   1,467 0 1,014
CONOCOPHILLIPS COM 20825C104 311 4,591 SH   SOLE   4,591 0 0
COSTCO WHSL CORP NEW COM 22160K105 227 505 SH   SOLE   505 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 257 1,482 SH   SOLE   1,482 0 0
DARDEN RESTAURANTS INC COM 237194105 456 3,009 SH   SOLE   3,009 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307 205 6,460 SH   SOLE   6,460 0 0
DISNEY WALT CO COM 254687106 3,552 20,994 SH   SOLE   20,994 0 0
DISNEY WALT CO COM 254687106 203 1,200 SH   OTR   1,200 0 0
DOMINION ENERGY INC COM 25746U109 520 7,124 SH   SOLE   7,124 0 0
DOMINION ENERGY INC COM 25746U109 67 911 SH   OTR   911 0 0
DOW INC COM 260557103 276 4,803 SH   SOLE   4,803 0 0
DOW INC COM 260557103 55 964 SH   OTR   964 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 579 5,931 SH   SOLE   5,931 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 50 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COM 26614N102 636 9,356 SH   SOLE   9,356 0 0
DUPONT DE NEMOURS INC COM 26614N102 66 964 SH   OTR   964 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 824 12,177 SH   SOLE   12,177 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 135 2,000 SH   OTR   2,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,228 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,670 17,725 SH   SOLE   17,725 0 0
EMERSON ELEC CO COM 291011104 292 3,100 SH   OTR   3,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,369 21,251 SH   SOLE   21,251 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 148 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 2,352 39,990 SH   SOLE   39,990 0 0
EXXON MOBIL CORP COM 30231G102 463 7,866 SH   OTR   7,778 0 88
FACEBOOK INC CL A 30303M102 331 975 SH   SOLE   975 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 1,273 40,148 SH   SOLE   40,148 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 101 3,195 SH   OTR   3,195 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,452 6,155 SH   SOLE   6,155 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 1,507 30,923 SH   SOLE   30,923 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,543 13,870 SH   SOLE   13,870 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 514 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4 213 SH   OTR   213 0 0
FISERV INC COM 337738108 1,842 16,978 SH   SOLE   16,978 0 0
FRANKLIN RESOURCES INC COM 354613101 388 13,050 SH   SOLE   13,050 0 0
GAMING & LEISURE PPTYS INC COM 36467J108 436 9,416 SH   SOLE   9,416 0 0
GENERAL DYNAMICS CORP COM 369550108 1,008 5,142 SH   SOLE   5,142 0 0
GENERAL ELECTRIC CO COM NEW 369604301 236 2,286 SH   SOLE   2,286 0 0
GENERAL ELECTRIC CO COM NEW 369604301 50 482 SH   OTR   182 0 300
GENERAL MLS INC COM 370334104 444 7,422 SH   SOLE   7,422 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 516 20,315 SH   SOLE   20,315 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 163 6,400 SH   OTR   6,400 0 0
HARTFORD FINL SVCS GROUP IN C COM 416515104 207 2,945 SH   SOLE   2,945 0 0
HERSHEY CO COM 427866108 1,155 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 2,520 7,678 SH   SOLE   7,678 0 0
HOME DEPOT INC COM 437076102 479 1,458 SH   OTR   1,358 0 100
HONEYWELL INTL INC COM 438516106 1,250 5,889 SH   SOLE   5,889 0 0
HONEYWELL INTL INC COM 438516106 58 275 SH   OTR   275 0 0
INTEL CORP COM 458140100 2,071 38,870 SH   SOLE   38,870 0 0
INTEL CORP COM 458140100 107 2,000 SH   OTR   2,000 0 0
INTERCONTINENTAL EXCHANGE I N COM 45866F104 1,146 9,978 SH   SOLE   9,978 0 0
INTERNATIONAL BUSINESS MACH S COM 459200101 678 4,883 SH   SOLE   4,883 0 0
INTERNATIONAL BUSINESS MACH S COM 459200101 620 4,460 SH   OTR   700 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 4,151 11,595 SH   SOLE   11,595 0 0
INTUIT COM 461202103 247 457 SH   SOLE   457 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 254 2,730 SH   SOLE   2,730 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,315 42,149 SH   SOLE   42,149 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 150 1,000 SH   OTR   1,000 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 215 14,375 SH   SOLE   14,375 0 0
INVESCO EXCH TRADED FD TR I I S&P 500 HB ETF 46138E370 767 10,495 SH   SOLE   10,495 0 0
INVESCO EXCH TRADED FD TR I I S&P 500 HB ETF 46138E370 317 4,330 SH   OTR   4,330 0 0
INVESCO EXCH TRADED FD TR I I VAR RATE PFD 46138G870 1,409 53,747 SH   SOLE   53,747 0 0
INVESCO EXCH TRADED FD TR I I VAR RATE PFD 46138G870 218 8,325 SH   OTR   8,325 0 0
ISHARES SILVER TR ISHARES 46428Q109 265 12,925 SH   SOLE   12,925 0 0
ISHARES SILVER TR ISHARES 46428Q109 11 550 SH   OTR   550 0 0
ISHARES TR S&P 100 ETF 464287101 685 3,470 SH   SOLE   3,470 0 0
ISHARES TR CORE S&P TTL STK 464287150 252 2,560 SH   SOLE   2,560 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,153 36,198 SH   SOLE   36,198 0 0
ISHARES TR SELECT DIVID ETF 464287168 470 4,096 SH   OTR   4,096 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,281 9,936 SH   SOLE   9,936 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,487 73,905 SH   SOLE   73,905 0 0
ISHARES TR CORE US AGGBD ET 464287226 25 215 SH   OTR   215 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,788 95,042 SH   SOLE   95,042 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 524 10,395 SH   OTR   10,395 0 0
ISHARES TR IBOXX INV CP ETF 464287242 235 1,765 SH   SOLE   1,765 0 0
ISHARES TR GLOBAL TECH ETF 464287291 430 7,584 SH   SOLE   7,584 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,062 18,744 SH   OTR   18,744 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,564 21,156 SH   SOLE   21,156 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 251 2,994 SH   SOLE   2,994 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 416 3,614 SH   SOLE   3,614 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 5,041 58,519 SH   SOLE   58,519 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 569 6,600 SH   OTR   6,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,259 67,410 SH   SOLE   67,410 0 0
ISHARES TR MSCI EAFE ETF 464287465 376 4,826 SH   OTR   4,826 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,592 14,208 SH   SOLE   14,208 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,018 38,588 SH   SOLE   38,588 0 0
ISHARES TR RUS MID CAP ETF 464287499 23 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,252 19,965 SH   SOLE   19,965 0 0
ISHARES TR CORE S&P MCP ETF 464287507 645 2,450 SH   OTR   2,450 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,132 7,000 SH   SOLE   7,000 0 0
ISHARES TR ISHARES BIOTECH 464287556 240 1,485 SH   OTR   1,485 0 0
ISHARES TR GLOBAL 100 ETF 464287572 235 3,305 SH   SOLE   3,305 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 661 4,225 SH   SOLE   4,225 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 145 925 SH   OTR   925 0 0
ISHARES TR S&P MC 400GR ETF 464287606 364 4,597 SH   SOLE   4,597 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,472 5,370 SH   SOLE   5,370 0 0
ISHARES TR RUS 1000 ETF 464287622 670 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW EFT 464287648 382 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,332 10,660 SH   SOLE   10,660 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 273 1,250 SH   OTR   1,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 223 875 SH   SOLE   875 0 0
ISHARES TR U.S. REAL ES ETF 464287739 279 2,725 SH   SOLE   2,725 0 0
ISHARES TR US INDUSTRIALS 464287754 21 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 321 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 836 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,280 66,675 SH   SOLE   66,675 0 0
ISHARES TR CORE S&P SCP ETF 464287804 546 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 550 4,232 SH   SOLE   4,232 0 0
ISHARES TR MSCI ACWI EX US 464288240 1,007 18,172 SH   SOLE   18,172 0 0
ISHARES TR INTL SEL DIV ETF 464288448 904 29,704 SH   SOLE   29,704 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,545 17,660 SH   SOLE   17,660 0 0
ISHARES TR IBOXX HI YD ETF 464288513 144 1,650 SH   OTR   1,650 0 0
ISHARES TR MBS ETF 464288588 828 7,655 SH   SOLE   7,655 0 0
ISHARES TR MBS ETF 464288588 142 1,315 SH   OTR   1,315 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 310 5,159 SH   SOLE   5,159 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,296 60,322 SH   SOLE   60,322 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 109 2,000 SH   OTR   2,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,860 37,335 SH   SOLE   37,335 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 273 2,100 SH   OTR   2,100 0 0
ISHARES TR PFD AND INCM SEC 464288687 4,005 103,191 SH   SOLE   103,191 0 0
ISHARES TR PFD AND INCM SEC 464288687 241 6,210 SH   OTR   6,210 0 0
ISHARES TR U.S. MED DVC ETF 464288810 315 5,020 SH   SOLE   5,020 0 0
ISHARES TR U.S. MED DVC ETF 464288810 1,032 16,440 SH   OTR   16,440 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 199 14,570 SH   SOLE   14,570 0 0
ISHARES TR MICRO-CAP ETF 464288869 397 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 682 25,707 SH   SOLE   25,707 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 618 12,162 SH   SOLE   12,162 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,381 25,260 SH   SOLE   25,260 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 13 138 SH   OTR   138 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,461 29,138 SH   SOLE   29,138 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 286 5,700 SH   OTR   5,700 0 0
ISHARES TR MSCI USA MMENTM 46432F396 310 1,765 SH   SOLE   1,765 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 357 5,075 SH   SOLE   5,075 0 0
ISHARES TR CORE INTL AGGR 46435G672 275 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 2,184 13,343 SH   SOLE   13,343 0 0
JPMORGAN CHASE & CO COM 46625H100 368 2,246 SH   OTR   2,246 0 0
JOHNSON & JOHNSON COM 478160104 5,336 33,038 SH   SOLE   33,038 0 0
JOHNSON & JOHNSON COM 478160104 1,021 6,325 SH   OTR   6,325 0 0
KIMBERLY-CLARK CORP COM 494368103 262 1,975 SH   SOLE   1,975 0 0
KRAFT HEINZ CO COM 500754106 314 8,536 SH   SOLE   8,536 0 0
KRAFT HEINZ CO COM 500754106 32 858 SH   OTR   858 0 0
LILLY ELI & CO COM 532457108 3,387 14,660 SH   SOLE   14,660 0 0
LILLY ELI & CO COM 532457108 38 165 SH   OTR   165 0 0
LOWES COS INC COM 548661107 746 3,676 SH   SOLE   3,676 0 0
LOWES COS INC COM 548661107 145 715 SH   OTR   715 0 0
MANULIFE FINL CORP COM 56501R106 312 16,194 SH   SOLE   16,194 0 0
MASTERCARD INCORPORATED CL A 57636Q104 229 659 SH   SOLE   659 0 0
MCDONALDS CORP COM 580135101 698 2,897 SH   SOLE   2,897 0 0
MCDONALDS CORP COM 580135101 20 85 SH   OTR   85 0 0
MERCK & CO INC COM 58933Y105 357 4,747 SH   SOLE   4,747 0 0
MERCK & CO INC COM 58933Y105 180 2,400 SH   OTR   2,400 0 0
MICROSOFT CORP COM 594918104 8,160 28,945 SH   SOLE   28,945 0 0
MICROSOFT CORP COM 594918104 2,185 7,750 SH   OTR   7,750 0 0
MONDELEZ INTL INC CL A 609207105 286 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 95 1,634 SH   OTR   1,600 0 34
NESTLE S A SPONSORED ADR 641069406 287 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 27 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COM 65339F101 884 11,264 SH   SOLE   11,264 0 0
NORFOLK SOUTHN CORP COM 655844108 2,119 8,858 SH   SOLE   8,858 0 0
NORFOLK SOUTHN CORP COM 655844108 535 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 308 3,769 SH   SOLE   3,769 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 201 329 SH   SOLE   329 0 0
ORACLE CORP COM 68389X105 333 3,825 SH   SOLE   3,825 0 0
PENN NATL GAMING INC COM 707569109 410 5,661 SH   SOLE   5,661 0 0
PEPSICO INC COM 713448108 1,793 11,921 SH   SOLE   11,921 0 0
PEPSICO INC COM 713448108 203 1,350 SH   OTR   1,350 0 0
PFIZER INC COM 717081103 1,164 27,068 SH   SOLE   27,068 0 0
PFIZER INC COM 717081103 325 7,550 SH   OTR   7,550 0 0
PHILIP MORRIS INTL INC COM 718172109 343 3,620 SH   SOLE   3,620 0 0
PHILIP MORRIS INTL INC COM 718172109 485 5,115 SH   OTR   5,065 0 50
PRICE T ROWE GROUP INC COM 74144T108 295 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,949 42,554 SH   SOLE   42,554 0 0
PROCTER AND GAMBLE CO COM 742718109 851 6,090 SH   OTR   6,090 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 924 12,700 SH   OTR   12,700 0 0
QUALCOMM INC COM 747525103 615 4,768 SH   SOLE   4,768 0 0
QUALCOMM INC COM 747525103 35 275 SH   OTR   275 0 0
RGC RES INC COM 74955L103 915 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 149 6,611 SH   OTR   6,611 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,360 27,459 SH   SOLE   27,459 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 230 2,680 SH   OTR   2,680 0 0
REALTY INCOME CORP COM 756109104 104 1,600 SH   SOLE   1,600 0 0
REALTY INCOME CORP COM 756109104 97 1,500 SH   OTR   1,500 0 0
RENAISSANCE CAP GREENWICH F D IPO ETF 759937204 1,114 17,315 SH   SOLE   17,315 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 316 7,090 SH   SOLE   7,090 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,188 14,420 SH   SOLE   14,420 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6 14 SH   OTR   14 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 316 3,700 SH   SOLE   3,700 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 218 1,745 SH   SOLE   1,745 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 147 1,175 SH   OTR   1,175 0 0
SPDR SER TR DJ REIT ETF 78464A607 471 4,467 SH   SOLE   4,467 0 0
SPDR SER TR DJ REIT ETF 78464A607 316 3,000 SH   OTR   3,000 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 703 15,269 SH   SOLE   15,269 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 144 3,120 SH   OTR   3,120 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,063 38,807 SH   SOLE   38,807 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 144 5,250 SH   OTR   5,250 0 0
SCHLUMBERGER LTD COM STK 806857108 346 11,657 SH   SOLE   11,657 0 0
SCHLUMBERGER LTD COM STK 806857108 39 1,300 SH   OTR   1,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 338 6,495 SH   SOLE   6,495 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 141 2,700 SH   OTR   2,700 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 531 14,140 SH   SOLE   14,140 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 150 4,000 SH   OTR   4,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 456 4,663 SH   SOLE   4,663 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 158 1,610 SH   OTR   1,610 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 410 2,745 SH   SOLE   2,745 0 0
SOUTHERN CO COM 842587107 687 11,093 SH   SOLE   11,093 0 0
SOUTHERN CO COM 842587107 20 325 SH   OTR   325 0 0
STANLEY BLACK & DECKER INC COM 854502101 338 1,926 SH   SOLE   1,926 0 0
STANLEY BLACK & DECKER INC COM 854502101 37 211 SH   OTR   211 0 0
STARBUCKS CORP COM 855244109 571 5,175 SH   SOLE   5,175 0 0
STRYKER CORPORATION COM 863667101 264 1,000 SH   OTR   1,000 0 0
SUMMIT FINL GROUP INC COM 86606G101 4,155 169,505 SH   SOLE   169,505 0 0
SUMMIT FINL GROUP INC COM 86606G101 627 25,578 SH   OTR   24,500 0 1,078
SYSCO CORP COM 871829107 313 3,987 SH   SOLE   3,987 0 0
SYSCO CORP COM 871829107 20 260 SH   OTR   260 0 0
TARGET CORP COM 87612E106 647 2,830 SH   SOLE   2,830 0 0
TEXAS INSTRS INC COM 882508104 389 2,022 SH   SOLE   2,022 0 0
THERMO FISHER SCIENTIFIC IN C COM 883556102 300 525 SH   SOLE   525 0 0
3M CO COM 88579Y101 324 1,846 SH   SOLE   1,846 0 0
3M CO COM 88579Y101 211 1,200 SH   OTR   1,200 0 0
TRACTOR SUPPLY CO COM 892356106 247 1,218 SH   SOLE   1,218 0 0
TRUIST FINL CORP COM 89832Q109 787 13,414 SH   SOLE   13,414 0 0
US BANCORP DEL COM NEW 902973304 320 5,377 SH   SOLE   5,377 0 0
UNION PAC CORP COM 907818108 270 1,380 SH   SOLE   1,380 0 0
UNITEDHEALTH GROUP INC COM 91324P102 254 651 SH   SOLE   651 0 0
UNITEDHEALTH GROUP INC COM 91324P102 78 200 SH   OTR   0 0 200
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 281 1,095 SH   SOLE   1,095 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 226 2,475 SH   SOLE   2,475 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 614 9,831 SH   SOLE   9,831 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 376 2,445 SH   SOLE   2,445 0 0
VANGUARD TAX-MANAGED INTL F D FTSE DEV MKT ETF 921943858 2,796 55,380 SH   SOLE   55,380 0 0
VANGUARD TAX-MANAGED INTL F D FTSE DEV MKT ETF 921943858 281 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,860 46,921 SH   SOLE   46,921 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 229 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,656 73,114 SH   SOLE   73,114 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 274 5,479 SH   OTR   5,479 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,619 29,980 SH   SOLE   29,980 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 92 1,704 SH   OTR   1,418 0 286
VISA INC COM CL A 92826C839 632 2,837 SH   SOLE   2,837 0 0
WALMART INC COM 931142103 793 5,688 SH   SOLE   5,688 0 0
WASTE MGMT INC DEL COM 94106L109 1,971 13,198 SH   SOLE   13,198 0 0
WASTE MGMT INC DEL COM 94106L109 403 2,700 SH   OTR   2,700 0 0
WELLS FARGO CO NEW COM 949746101 274 5,896 SH   SOLE   5,896 0 0
WELLS FARGO CO NEW COM 949746101 552 11,889 SH   OTR   11,889 0 0
WELLTOWER INC COM 95040Q104 628 7,618 SH   SOLE   7,618 0 0