The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 261 887 SH   SOLE   887 0 0
MEDTRONIC PLC SHS G5960L103 349 2,815 SH   SOLE   2,815 0 0
MEDTRONIC PLC SHS G5960L103 19 155 SH   OTR   155 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 681 3,700 SH   SOLE   3,700 0 0
CHUBB LIMITED COM H1467J104 291 1,833 SH   SOLE   1,833 0 0
CHUBB LIMITED COM H1467J104 9 57 SH   OTR   57 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 560 11,450 SH   SOLE   11,450 0 0
AT&T INC COM 00206R102 1,326 46,079 SH   SOLE   46,079 0 0
AT&T INC COM 00206R102 218 7,567 SH   OTR   7,154 0 413
ABBOTT LABS COM 002824100 693 5,978 SH   SOLE   5,978 0 0
ABBOTT LABS COM 002824100 128 1,100 SH   OTR   1,100 0 0
ABBVIE INC COM 00287Y109 1,101 9,775 SH   SOLE   9,775 0 0
ABBVIE INC COM 00287Y109 149 1,325 SH   OTR   1,325 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 454 776 SH   SOLE   776 0 0
AIR PRODS & CHEMS INC COM 009158106 1,280 4,450 SH   SOLE   4,450 0 0
ALPHABET INC CAP STK CL C 02079K107 258 103 SH   SOLE   103 0 0
ALPHABET INC CAP STK CL A 02079K305 554 227 SH   SOLE   227 0 0
ALTRIA GROUP INC COM 02209S103 260 5,450 SH   SOLE   5,450 0 0
ALTRIA GROUP INC COM 02209S103 263 5,515 SH   OTR   5,465 0 50
AMAZON COM INC COM 023135106 1,180 343 SH   SOLE   343 0 0
AMERICAN ELEC PWR CO INC COM 025537101 964 11,400 SH   SOLE   11,400 0 0
AMERICAN ELEC PWR CO INC COM 025537101 111 1,312 SH   OTR   1,312 0 0
AMERICAN EXPRESS CO COM 025816109 189 1,145 SH   SOLE   1,145 0 0
AMERICAN EXPRESS CO COM 025816109 248 1,500 SH   OTR   1,500 0 0
AMGEN INC COM 031162100 201 823 SH   SOLE   823 0 0
AMGEN INC COM 031162100 122 500 SH   OTR   500 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 222 1,710 SH   SOLE   1,710 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 143 1,100 SH   OTR   1,100 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 288 6,050 SH   SOLE   6,050 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 208 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 265 693 SH   SOLE   693 0 0
APPLE INC COM 037833100 3,482 25,426 SH   SOLE   25,426 0 0
AUTODESK INC COM 052769106 1,751 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 698 3,515 SH   SOLE   3,515 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 20 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 211 8,000 SH   SOLE   8,000 0 0
BK OF AMERICA CORP COM 060505104 241 5,835 SH   SOLE   5,835 0 0
BK OF AMERICA CORP COM 060505104 204 4,959 SH   OTR   4,859 0 100
BAXTER INTL INC COM 071813109 761 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 193 792 SH   SOLE   792 0 0
BECTON DICKINSON & CO COM 075887109 146 600 SH   OTR   600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 845 3,040 SH   SOLE   3,040 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 525 8,000 SH   SOLE   8,000 0 0
BOEING CO COM 097023105 124 518 SH   SOLE   518 0 0
BOEING CO COM 097023105 362 1,510 SH   OTR   1,460 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 643 9,620 SH   SOLE   9,620 0 0
CSX CORP COM 126408103 3,234 100,800 SH   SOLE   100,800 0 0
CSX CORP COM 126408103 295 9,207 SH   OTR   0 0 9,207
CAPITAL ONE FINL CORP COM 14040H105 288 1,865 SH   SOLE   1,865 0 0
CAPITAL ONE FINL CORP COM 14040H105 394 2,547 SH   OTR   2,547 0 0
CATERPILLAR INC COM 149123101 839 3,857 SH   SOLE   3,857 0 0
CATERPILLAR INC COM 149123101 218 1,000 SH   OTR   1,000 0 0
CHEVRON CORP NEW COM 166764100 899 8,586 SH   SOLE   8,586 0 0
CHEVRON CORP NEW COM 166764100 351 3,350 SH   OTR   3,350 0 0
CISCO SYS INC COM 17275R102 1,705 32,176 SH   SOLE   32,176 0 0
CISCO SYS INC COM 17275R102 45 850 SH   OTR   850 0 0
COCA COLA CO COM 191216100 2,732 50,485 SH   SOLE   50,485 0 0
COCA COLA CO COM 191216100 130 2,400 SH   OTR   2,400 0 0
COLGATE PALMOLIVE CO COM 194162103 851 10,466 SH   SOLE   10,466 0 0
COLGATE PALMOLIVE CO COM 194162103 305 3,750 SH   OTR   3,750 0 0
COMCAST CORP NEW CL A 20030N101 293 5,143 SH   SOLE   5,143 0 0
COMCAST CORP NEW CL A 20030N101 141 2,481 SH   OTR   1,467 0 1,014
CONOCOPHILLIPS COM 20825C104 280 4,591 SH   SOLE   4,591 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 289 1,482 SH   SOLE   1,482 0 0
DARDEN RESTAURANTS INC COM 237194105 439 3,009 SH   SOLE   3,009 0 0
DISNEY WALT CO COM 254687106 3,239 18,425 SH   SOLE   18,425 0 0
DISNEY WALT CO COM 254687106 211 1,200 SH   OTR   1,200 0 0
DOMINION ENERGY INC COM 25746U109 524 7,124 SH   SOLE   7,124 0 0
DOMINION ENERGY INC COM 25746U109 67 911 SH   OTR   911 0 0
DOW INC COM 260557103 304 4,803 SH   SOLE   4,803 0 0
DOW INC COM 260557103 61 964 SH   OTR   964 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 586 5,931 SH   SOLE   5,931 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 51 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COM 26614N102 724 9,356 SH   SOLE   9,356 0 0
DUPONT DE NEMOURS INC COM 26614N102 75 964 SH   OTR   964 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 869 12,340 SH   SOLE   12,340 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 141 2,000 SH   OTR   2,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,038 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,706 17,725 SH   SOLE   17,725 0 0
EMERSON ELEC CO COM 291011104 298 3,100 SH   OTR   3,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,382 21,196 SH   SOLE   21,196 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 150 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 2,525 40,027 SH   SOLE   40,027 0 0
EXXON MOBIL CORP COM 30231G102 496 7,866 SH   OTR   7,778 0 88
FIRST CMNTY BANKSHARES INC V COM 31983A103 1,161 38,901 SH   SOLE   38,901 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 95 3,195 SH   OTR   3,195 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,417 5,785 SH   SOLE   5,785 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 1,443 30,858 SH   SOLE   30,858 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,556 13,870 SH   SOLE   13,870 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 515 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4 213 SH   OTR   213 0 0
FISERV INC COM 337738108 1,815 16,978 SH   SOLE   16,978 0 0
FRANKLIN RESOURCES INC COM 354613101 417 13,050 SH   SOLE   13,050 0 0
GENERAL DYNAMICS CORP COM 369550108 968 5,142 SH   SOLE   5,142 0 0
GENERAL ELECTRIC CO COM 369604103 248 18,388 SH   SOLE   18,388 0 0
GENERAL ELECTRIC CO COM 369604103 52 3,858 SH   OTR   1,458 0 2,400
GENERAL MLS INC COM 370334104 452 7,422 SH   SOLE   7,422 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 517 20,090 SH   SOLE   20,090 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 165 6,400 SH   OTR   6,400 0 0
HERSHEY CO COM 427866108 1,189 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 2,455 7,698 SH   SOLE   7,698 0 0
HOME DEPOT INC COM 437076102 465 1,458 SH   OTR   1,358 0 100
HONEYWELL INTL INC COM 438516106 1,320 6,019 SH   SOLE   6,019 0 0
HONEYWELL INTL INC COM 438516106 60 275 SH   OTR   275 0 0
INTEL CORP COM 458140100 2,172 38,685 SH   SOLE   38,685 0 0
INTEL CORP COM 458140100 112 2,000 SH   OTR   2,000 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,016 8,560 SH   SOLE   8,560 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 730 4,983 SH   SOLE   4,983 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 654 4,460 SH   OTR   700 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 4,097 11,560 SH   SOLE   11,560 0 0
INTUIT COM 461202103 224 457 SH   SOLE   457 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 258 2,765 SH   SOLE   2,765 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137V167 250 2,635 SH   SOLE   2,635 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,312 41,876 SH   SOLE   41,876 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 151 1,000 SH   OTR   1,000 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 206 13,435 SH   SOLE   13,435 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 786 10,405 SH   SOLE   10,405 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 327 4,330 SH   OTR   4,330 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,176 44,727 SH   SOLE   44,727 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 219 8,325 SH   OTR   8,325 0 0
ISHARES SILVER TR ISHARES 46428Q109 313 12,925 SH   SOLE   12,925 0 0
ISHARES SILVER TR ISHARES 46428Q109 13 550 SH   OTR   550 0 0
ISHARES INC EM MKTS DIV ETF 464286319 274 7,058 SH   SOLE   7,058 0 0
ISHARES TR S&P 100 ETF 464287101 681 3,470 SH   SOLE   3,470 0 0
ISHARES TR CORE S&P TTL STK 464287150 253 2,560 SH   SOLE   2,560 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,021 34,479 SH   SOLE   34,479 0 0
ISHARES TR SELECT DIVID ETF 464287168 478 4,096 SH   OTR   4,096 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,310 10,026 SH   SOLE   10,026 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,167 79,481 SH   SOLE   79,481 0 0
ISHARES TR CORE US AGGBD ET 464287226 25 215 SH   OTR   215 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,204 94,368 SH   SOLE   94,368 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 573 10,395 SH   OTR   10,395 0 0
ISHARES TR IBOXX INV CP ETF 464287242 237 1,765 SH   SOLE   1,765 0 0
ISHARES TR GLOBAL TECH ETF 464287291 427 1,264 SH   SOLE   1,264 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,054 3,124 SH   OTR   3,124 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,553 21,351 SH   SOLE   21,351 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 249 2,994 SH   SOLE   2,994 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 417 3,614 SH   SOLE   3,614 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,825 56,006 SH   SOLE   56,006 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 569 6,600 SH   OTR   6,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,312 67,346 SH   SOLE   67,346 0 0
ISHARES TR MSCI EAFE ETF 464287465 381 4,826 SH   OTR   4,826 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,608 14,208 SH   SOLE   14,208 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,343 29,573 SH   SOLE   29,573 0 0
ISHARES TR RUS MID CAP ETF 464287499 24 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,429 20,203 SH   SOLE   20,203 0 0
ISHARES TR CORE S&P MCP ETF 464287507 658 2,450 SH   OTR   2,450 0 0
ISHARES TR ISHARES BIOTECH 464287556 1,146 7,000 SH   SOLE   7,000 0 0
ISHARES TR ISHARES BIOTECH 464287556 243 1,485 SH   OTR   1,485 0 0
ISHARES TR GLOBAL 100 ETF 464287572 235 3,305 SH   SOLE   3,305 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 634 4,000 SH   SOLE   4,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 147 925 SH   OTR   925 0 0
ISHARES TR S&P MC 400GR ETF 464287606 372 4,597 SH   SOLE   4,597 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,458 5,370 SH   SOLE   5,370 0 0
ISHARES TR RUS 1000 ETF 464287622 671 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 405 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,500 6,538 SH   SOLE   6,538 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 287 1,250 SH   OTR   1,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 224 875 SH   SOLE   875 0 0
ISHARES TR U.S. REAL ES ETF 464287739 278 2,725 SH   SOLE   2,725 0 0
ISHARES TR US INDUSTRIALS 464287754 22 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 333 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 823 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,604 67,306 SH   SOLE   67,306 0 0
ISHARES TR CORE S&P SCP ETF 464287804 565 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 567 4,276 SH   SOLE   4,276 0 0
ISHARES TR MSCI ACWI EX US 464288240 1,008 17,527 SH   SOLE   17,527 0 0
ISHARES TR INTL SEL DIV ETF 464288448 962 29,704 SH   SOLE   29,704 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,277 14,505 SH   SOLE   14,505 0 0
ISHARES TR IBOXX HI YD ETF 464288513 145 1,650 SH   OTR   1,650 0 0
ISHARES TR MBS ETF 464288588 724 6,685 SH   SOLE   6,685 0 0
ISHARES TR MBS ETF 464288588 142 1,315 SH   OTR   1,315 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 304 5,024 SH   SOLE   5,024 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,743 50,043 SH   SOLE   50,043 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 110 2,000 SH   OTR   2,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 5,430 41,597 SH   SOLE   41,597 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 274 2,100 SH   OTR   2,100 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,551 90,274 SH   SOLE   90,274 0 0
ISHARES TR PFD AND INCM SEC 464288687 244 6,210 SH   OTR   6,210 0 0
ISHARES TR U.S. MED DVC ETF 464288810 307 850 SH   SOLE   850 0 0
ISHARES TR U.S. MED DVC ETF 464288810 989 2,740 SH   OTR   2,740 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 170 11,070 SH   SOLE   11,070 0 0
ISHARES TR MICRO-CAP ETF 464288869 420 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 684 25,707 SH   SOLE   25,707 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 426 8,380 SH   SOLE   8,380 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,338 24,223 SH   SOLE   24,223 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 13 138 SH   OTR   138 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,409 28,093 SH   SOLE   28,093 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 286 5,700 SH   OTR   5,700 0 0
ISHARES TR MSCI USA MMENTM 46432F396 306 1,765 SH   SOLE   1,765 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 343 5,075 SH   SOLE   5,075 0 0
ISHARES TR CORE INTL AGGR 46435G672 276 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,567 10,076 SH   SOLE   10,076 0 0
JPMORGAN CHASE & CO COM 46625H100 349 2,246 SH   OTR   2,246 0 0
JOHNSON & JOHNSON COM 478160104 5,448 33,073 SH   SOLE   33,073 0 0
JOHNSON & JOHNSON COM 478160104 1,042 6,325 SH   OTR   6,325 0 0
KIMBERLY-CLARK CORP COM 494368103 264 1,975 SH   SOLE   1,975 0 0
KRAFT HEINZ CO COM 500754106 348 8,536 SH   SOLE   8,536 0 0
KRAFT HEINZ CO COM 500754106 35 858 SH   OTR   858 0 0
LILLY ELI & CO COM 532457108 3,365 14,660 SH   SOLE   14,660 0 0
LILLY ELI & CO COM 532457108 38 165 SH   OTR   165 0 0
LOWES COS INC COM 548661107 713 3,676 SH   SOLE   3,676 0 0
LOWES COS INC COM 548661107 139 715 SH   OTR   715 0 0
MANULIFE FINL CORP COM 56501R106 319 16,194 SH   SOLE   16,194 0 0
MASTERCARD INCORPORATED CL A 57636Q104 241 659 SH   SOLE   659 0 0
MCDONALDS CORP COM 580135101 669 2,897 SH   SOLE   2,897 0 0
MCDONALDS CORP COM 580135101 20 85 SH   OTR   85 0 0
MERCK & CO INC COM 58933Y105 369 4,747 SH   SOLE   4,747 0 0
MERCK & CO INC COM 58933Y105 187 2,400 SH   OTR   2,400 0 0
MICROSOFT CORP COM 594918104 7,287 26,898 SH   SOLE   26,898 0 0
MICROSOFT CORP COM 594918104 2,099 7,750 SH   OTR   7,750 0 0
MONDELEZ INTL INC CL A 609207105 307 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 102 1,634 SH   OTR   1,600 0 34
NESTLE S A SPONSORED ADR 641069406 296 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 27 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COM 65339F101 825 11,264 SH   SOLE   11,264 0 0
NORFOLK SOUTHN CORP COM 655844108 2,354 8,868 SH   SOLE   8,868 0 0
NORFOLK SOUTHN CORP COM 655844108 594 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 344 3,769 SH   SOLE   3,769 0 0
ORACLE CORP COM 68389X105 298 3,825 SH   SOLE   3,825 0 0
PEPSICO INC COM 713448108 1,766 11,921 SH   SOLE   11,921 0 0
PEPSICO INC COM 713448108 200 1,350 SH   OTR   1,350 0 0
PFIZER INC COM 717081103 1,060 27,068 SH   SOLE   27,068 0 0
PFIZER INC COM 717081103 296 7,550 SH   OTR   7,550 0 0
PHILIP MORRIS INTL INC COM 718172109 359 3,620 SH   SOLE   3,620 0 0
PHILIP MORRIS INTL INC COM 718172109 507 5,115 SH   OTR   5,065 0 50
PRICE T ROWE GROUP INC COM 74144T108 297 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,753 42,639 SH   SOLE   42,639 0 0
PROCTER AND GAMBLE CO COM 742718109 822 6,090 SH   OTR   6,090 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 912 12,700 SH   OTR   12,700 0 0
QUALCOMM INC COM 747525103 685 4,793 SH   SOLE   4,793 0 0
QUALCOMM INC COM 747525103 39 275 SH   OTR   275 0 0
RGC RES INC COM 74955L103 1,025 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 167 6,611 SH   OTR   6,611 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,343 27,459 SH   SOLE   27,459 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 229 2,680 SH   OTR   2,680 0 0
REALTY INCOME CORP COM 756109104 107 1,600 SH   SOLE   1,600 0 0
REALTY INCOME CORP COM 756109104 100 1,500 SH   OTR   1,500 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 1,146 17,315 SH   SOLE   17,315 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 295 7,290 SH   SOLE   7,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,755 11,109 SH   SOLE   11,109 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6 14 SH   OTR   14 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 321 3,700 SH   SOLE   3,700 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 238 1,838 SH   SOLE   1,838 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 152 1,175 SH   OTR   1,175 0 0
SPDR SER TR DJ REIT ETF 78464A607 413 3,937 SH   SOLE   3,937 0 0
SPDR SER TR DJ REIT ETF 78464A607 315 3,000 SH   OTR   3,000 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 676 14,614 SH   SOLE   14,614 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 144 3,120 SH   OTR   3,120 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 935 33,912 SH   SOLE   33,912 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 145 5,250 SH   OTR   5,250 0 0
SCHLUMBERGER LTD COM STK 806857108 373 11,657 SH   SOLE   11,657 0 0
SCHLUMBERGER LTD COM STK 806857108 42 1,300 SH   OTR   1,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 345 6,410 SH   SOLE   6,410 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 145 2,700 SH   OTR   2,700 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 375 10,230 SH   SOLE   10,230 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 147 4,000 SH   OTR   4,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 355 3,463 SH   SOLE   3,463 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 165 1,610 SH   OTR   1,610 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 363 2,455 SH   SOLE   2,455 0 0
SOUTHERN CO COM 842587107 671 11,093 SH   SOLE   11,093 0 0
SOUTHERN CO COM 842587107 20 325 SH   OTR   325 0 0
STANLEY BLACK & DECKER INC COM 854502101 395 1,926 SH   SOLE   1,926 0 0
STANLEY BLACK & DECKER INC COM 854502101 43 211 SH   OTR   211 0 0
STARBUCKS CORP COM 855244109 579 5,175 SH   SOLE   5,175 0 0
STRYKER CORPORATION COM 863667101 260 1,000 SH   OTR   1,000 0 0
SUMMIT FINL GROUP INC COM 86606G101 3,825 173,803 SH   SOLE   173,803 0 0
SUMMIT FINL GROUP INC COM 86606G101 563 25,578 SH   OTR   24,500 0 1,078
SYSCO CORP COM 871829107 310 3,987 SH   SOLE   3,987 0 0
SYSCO CORP COM 871829107 20 260 SH   OTR   260 0 0
TARGET CORP COM 87612E106 684 2,830 SH   SOLE   2,830 0 0
TEXAS INSTRS INC COM 882508104 392 2,037 SH   SOLE   2,037 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 265 525 SH   SOLE   525 0 0
3M CO COM 88579Y101 367 1,846 SH   SOLE   1,846 0 0
3M CO COM 88579Y101 238 1,200 SH   OTR   1,200 0 0
TRACTOR SUPPLY CO COM 892356106 227 1,218 SH   SOLE   1,218 0 0
TRUIST FINL CORP COM 89832Q109 252 4,549 SH   SOLE   4,549 0 0
US BANCORP DEL COM NEW 902973304 306 5,377 SH   SOLE   5,377 0 0
UNION PAC CORP COM 907818108 304 1,380 SH   SOLE   1,380 0 0
UNITED PARCEL SERVICE INC CL B 911312106 171 820 SH   SOLE   820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 57 275 SH   OTR   275 0 0
UNITEDHEALTH GROUP INC COM 91324P102 261 651 SH   SOLE   651 0 0
UNITEDHEALTH GROUP INC COM 91324P102 80 200 SH   OTR   0 0 200
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 222 2,440 SH   SOLE   2,440 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 559 8,791 SH   SOLE   8,791 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 350 2,264 SH   SOLE   2,264 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,853 55,380 SH   SOLE   55,380 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 286 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,978 46,981 SH   SOLE   46,981 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 238 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,992 73,509 SH   SOLE   73,509 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 298 5,479 SH   OTR   5,479 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 202 3,000 SH   SOLE   3,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,694 30,230 SH   SOLE   30,230 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 95 1,704 SH   OTR   1,418 0 286
VISA INC COM CL A 92826C839 663 2,837 SH   SOLE   2,837 0 0
WALMART INC COM 931142103 589 4,175 SH   SOLE   4,175 0 0
WASTE MGMT INC DEL COM 94106L109 1,849 13,198 SH   SOLE   13,198 0 0
WASTE MGMT INC DEL COM 94106L109 378 2,700 SH   OTR   2,700 0 0
WELLS FARGO CO NEW COM 949746101 267 5,896 SH   SOLE   5,896 0 0
WELLS FARGO CO NEW COM 949746101 538 11,889 SH   OTR   11,889 0 0
WELLTOWER INC COM 95040Q104 633 7,618 SH   SOLE   7,618 0 0