The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 245 887 SH   SOLE   887 0 0
MEDTRONIC PLC SHS G5960L103 333 2,815 SH   SOLE   2,815 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 613 3,700 SH   SOLE   3,700 0 0
CHUBB LIMITED COM H1467J104 290 1,833 SH   SOLE   1,833 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 576 11,450 SH   SOLE   11,450 0 0
AT&T INC COM 00206R102 1,410 46,572 SH   SOLE   46,572 0 0
AT&T INC COM 00206R102 229 7,567 SH   OTR   7,154 0 413
ABBOTT LABS COM 002824100 726 6,058 SH   SOLE   6,058 0 0
ABBOTT LABS COM 002824100 84 700 SH   OTR   700 0 0
ABBVIE INC COM 00287Y109 1,016 9,390 SH   SOLE   9,390 0 0
ABBVIE INC COM 00287Y109 81 750 SH   OTR   750 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 355 746 SH   SOLE   746 0 0
AIR PRODS & CHEMS INC COM 009158106 1,252 4,450 SH   SOLE   4,450 0 0
ALPHABET INC CAP STK CL C 02079K107 203 98 SH   SOLE   98 0 0
ALPHABET INC CAP STK CL A 02079K305 437 212 SH   SOLE   212 0 0
ALTRIA GROUP INC COM 02209S103 279 5,450 SH   SOLE   5,450 0 0
ALTRIA GROUP INC COM 02209S103 3 50 SH   OTR   0 0 50
AMAZON COM INC COM 023135106 925 299 SH   SOLE   299 0 0
AMERICAN ELEC PWR CO INC COM 025537101 894 10,556 SH   SOLE   10,556 0 0
AMERICAN ELEC PWR CO INC COM 025537101 81 962 SH   OTR   962 0 0
AMGEN INC COM 031162100 217 873 SH   SOLE   873 0 0
AMGEN INC COM 031162100 25 100 SH   OTR   100 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 140 1,130 SH   SOLE   1,130 0 0
AMPLIFY ETF TR ONLIN RETL ETF 032108102 137 1,100 SH   OTR   1,100 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 328 5,865 SH   SOLE   5,865 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 244 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 249 693 SH   SOLE   693 0 0
APPLE INC COM 037833100 3,094 25,326 SH   SOLE   25,326 0 0
AUTODESK INC COM 052769106 1,663 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 662 3,515 SH   SOLE   3,515 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 19 100 SH   OTR   100 0 0
BK OF AMERICA CORP COM 060505104 206 5,335 SH   SOLE   5,335 0 0
BK OF AMERICA CORP COM 060505104 114 2,959 SH   OTR   2,859 0 100
BAXTER INTL INC COM 071813109 797 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 225 925 SH   SOLE   925 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 789 3,090 SH   SOLE   3,090 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 534 8,000 SH   SOLE   8,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 590 9,350 SH   SOLE   9,350 0 0
CSX CORP COM 126408103 3,240 33,600 SH   SOLE   33,600 0 0
CSX CORP COM 126408103 296 3,069 SH   OTR   0 0 3,069
CAPITAL ONE FINL CORP COM 14040H105 237 1,865 SH   SOLE   1,865 0 0
CAPITAL ONE FINL CORP COM 14040H105 70 547 SH   OTR   547 0 0
CATERPILLAR INC COM 149123101 873 3,767 SH   SOLE   3,767 0 0
CHEVRON CORP NEW COM 166764100 892 8,516 SH   SOLE   8,516 0 0
CHEVRON CORP NEW COM 166764100 141 1,350 SH   OTR   1,350 0 0
CISCO SYS INC COM 17275R102 1,695 32,776 SH   SOLE   32,776 0 0
CISCO SYS INC COM 17275R102 44 850 SH   OTR   850 0 0
COCA COLA CO COM 191216100 2,658 50,426 SH   SOLE   50,426 0 0
COCA COLA CO COM 191216100 127 2,400 SH   OTR   2,400 0 0
COLGATE PALMOLIVE CO COM 194162103 825 10,466 SH   SOLE   10,466 0 0
COLGATE PALMOLIVE CO COM 194162103 221 2,800 SH   OTR   2,800 0 0
COMCAST CORP NEW CL A 20030N101 278 5,143 SH   SOLE   5,143 0 0
COMCAST CORP NEW CL A 20030N101 69 1,281 SH   OTR   267 0 1,014
CONOCOPHILLIPS COM 20825C104 243 4,591 SH   SOLE   4,591 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 255 1,482 SH   SOLE   1,482 0 0
DARDEN RESTAURANTS INC COM 237194105 427 3,009 SH   SOLE   3,009 0 0
DISNEY WALT CO COM 254687106 3,524 19,100 SH   SOLE   19,100 0 0
DOMINION ENERGY INC COM 25746U109 541 7,124 SH   SOLE   7,124 0 0
DOMINION ENERGY INC COM 25746U109 5 62 SH   OTR   62 0 0
DOW INC COM 260557103 243 3,803 SH   SOLE   3,803 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 573 5,931 SH   SOLE   5,931 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 50 513 SH   OTR   513 0 0
DUPONT DE NEMOURS INC COM 26614N102 723 9,356 SH   SOLE   9,356 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 925 13,855 SH   SOLE   13,855 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 134 2,000 SH   OTR   2,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,646 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,599 17,725 SH   SOLE   17,725 0 0
EMERSON ELEC CO COM 291011104 189 2,100 SH   OTR   2,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,312 20,656 SH   SOLE   20,656 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 146 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 2,289 40,998 SH   SOLE   40,998 0 0
EXXON MOBIL CORP COM 30231G102 383 6,866 SH   OTR   6,778 0 88
FIRST CMNTY BANKSHARES INC V COM 31983A103 1,167 38,901 SH   SOLE   38,901 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 115 3,833 SH   OTR   3,833 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,185 5,435 SH   SOLE   5,435 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 1,369 32,738 SH   SOLE   32,738 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,505 14,570 SH   SOLE   14,570 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 504 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4 213 SH   OTR   213 0 0
FISERV INC COM 337738108 2,187 18,375 SH   SOLE   18,375 0 0
FRANKLIN RESOURCES INC COM 354613101 386 13,050 SH   SOLE   13,050 0 0
GENERAL DYNAMICS CORP COM 369550108 934 5,142 SH   SOLE   5,142 0 0
GENERAL ELECTRIC CO COM 369604103 226 17,198 SH   SOLE   17,198 0 0
GENERAL ELECTRIC CO COM 369604103 51 3,858 SH   OTR   1,458 0 2,400
GENERAL MLS INC COM 370334104 455 7,422 SH   SOLE   7,422 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 249 9,940 SH   SOLE   9,940 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 160 6,400 SH   OTR   6,400 0 0
GRAYSCALE BITCOIN TR BTC SHS 389637109 205 4,100 SH   SOLE   4,100 0 0
HERSHEY CO COM 427866108 1,079 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 2,394 7,844 SH   SOLE   7,844 0 0
HOME DEPOT INC COM 437076102 140 458 SH   OTR   358 0 100
HONEYWELL INTL INC COM 438516106 1,285 5,919 SH   SOLE   5,919 0 0
HONEYWELL INTL INC COM 438516106 60 275 SH   OTR   275 0 0
INTEL CORP COM 458140100 2,476 38,685 SH   SOLE   38,685 0 0
INTEL CORP COM 458140100 26 400 SH   OTR   400 0 0
INTERCONTINENTAL EXCHANGE IN COME 45866F104 956 8,560 SH   SOLE   8,560 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 663 4,973 SH   SOLE   4,973 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 514 3,860 SH   OTR   100 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 4,067 12,745 SH   SOLE   12,745 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 266 2,705 SH   SOLE   2,705 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,381 37,986 SH   SOLE   37,986 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 142 1,000 SH   OTR   1,000 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 195 13,435 SH   SOLE   13,435 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 409 5,880 SH   SOLE   5,880 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 301 4,330 SH   OTR   4,330 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 510 19,712 SH   SOLE   19,712 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 215 8,325 SH   OTR   8,325 0 0
ISHARES SILVER TR ISHARES 46428Q109 293 12,925 SH   SOLE   12,925 0 0
ISHARES SILVER TR ISHARES 46428Q109 12 550 SH   OTR   550 0 0
ISHARES INC EM MKTS DIV ETF 464286319 277 7,058 SH   SOLE   7,058 0 0
ISHARES TR S&P 100 ETF 464287101 624 3,470 SH   SOLE   3,470 0 0
ISHARES TR CORE S&P TTL STK 464287150 261 2,845 SH   SOLE   2,845 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,612 31,654 SH   SOLE   31,654 0 0
ISHARES TR SELECT DIVID ETF 464287168 467 4,096 SH   OTR   4,096 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,167 10,474 SH   SOLE   10,474 0 0
ISHARES TR CORE US AGGBD ET 464287226 10,035 88,162 SH   SOLE   88,162 0 0
ISHARES TR CORE US AGGBD ET 464287226 24 215 SH   OTR   215 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,922 92,278 SH   SOLE   92,278 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 602 11,295 SH   OTR   11,295 0 0
ISHARES TR IBOXX INV CP ET 464287242 230 1,765 SH   SOLE   1,765 0 0
ISHARES TR GLOBAL TECH ETF 464287291 412 1,339 SH   SOLE   1,339 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,442 22,146 SH   SOLE   22,146 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 238 3,084 SH   SOLE   3,084 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 476 4,212 SH   SOLE   4,212 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 3,558 41,251 SH   SOLE   41,251 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 569 6,600 SH   OTR   6,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,164 68,061 SH   SOLE   68,061 0 0
ISHARES TR MSCI EAFE ETF 464287465 366 4,826 SH   OTR   4,826 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,450 14,208 SH   SOLE   14,208 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,063 27,908 SH   SOLE   27,908 0 0
ISHARES TR RUS MID CAP ETF 464287499 22 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,339 20,511 SH   SOLE   20,511 0 0
ISHARES TR CORE S&P MCP ETF 464287507 781 3,000 SH   OTR   3,000 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,054 7,000 SH   SOLE   7,000 0 0
ISHARES TR NASDAQ BIOTECH 464287556 271 1,800 SH   OTR   1,800 0 0
ISHARES TR GLOBAL 100 ETF 464287572 251 3,805 SH   SOLE   3,805 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 371 2,450 SH   SOLE   2,450 0 0
ISHARES TR S&P MC 400GR ETF 464287606 376 4,797 SH   SOLE   4,797 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,305 5,370 SH   SOLE   5,370 0 0
ISHARES TR RUS 1000 ETF 464287622 620 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 391 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,329 6,015 SH   SOLE   6,015 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 276 1,250 SH   OTR   1,250 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 550 2,320 SH   SOLE   2,320 0 0
ISHARES TR U.S. REAL ES ETF 464287739 251 2,725 SH   SOLE   2,725 0 0
ISHARES TR US INDUSTRIALS 464287754 21 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 317 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 761 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,424 68,402 SH   SOLE   68,402 0 0
ISHARES TR CORE S&P SCP ETF 464287804 543 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 553 4,316 SH   SOLE   4,316 0 0
ISHARES TR MSCI ACWI EX US 464288240 1,011 18,317 SH   SOLE   18,317 0 0
ISHARES TR INTL SEL DIV ETF 464288448 935 29,704 SH   SOLE   29,704 0 0
ISHARES TR IBOXX HI YD ETF 464288513 875 10,038 SH   SOLE   10,038 0 0
ISHARES TR IBOXX HI YD ETF 464288513 144 1,650 SH   OTR   1,650 0 0
ISHARES TR MBS ETF 464288588 385 3,550 SH   SOLE   3,550 0 0
ISHARES TR MBS ETF 464288588 143 1,315 SH   OTR   1,315 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,363 43,223 SH   SOLE   43,223 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 109 2,000 SH   OTR   2,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 6,103 46,988 SH   SOLE   46,988 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 273 2,100 SH   OTR   2,100 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,025 78,769 SH   SOLE   78,769 0 0
ISHARES TR PFD AND INCM SEC 464288687 238 6,210 SH   OTR   6,210 0 0
ISHARES TR U.S. MED DVC ETF 464288810 281 850 SH   SOLE   850 0 0
ISHARES TR MICRO-CAP ETF 464288869 404 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 673 25,707 SH   SOLE   25,707 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 344 6,780 SH   SOLE   6,780 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,155 22,708 SH   SOLE   22,708 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 13 138 SH   OTR   138 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 801 15,958 SH   SOLE   15,958 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 286 5,700 SH   OTR   5,700 0 0
ISHARES TR MSCI USA MMENTM 46432F396 324 2,017 SH   SOLE   2,017 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 348 5,075 SH   SOLE   5,075 0 0
ISHARES TR CORE INTL AGGR 46435G672 274 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,488 9,776 SH   SOLE   9,776 0 0
JPMORGAN CHASE & CO COM 46625H100 137 900 SH   OTR   900 0 0
JOHNSON & JOHNSON COM 478160104 5,594 34,038 SH   SOLE   34,038 0 0
JOHNSON & JOHNSON COM 478160104 678 4,125 SH   OTR   4,125 0 0
KIMBERLY-CLARK CORP COM 494368103 275 1,975 SH   SOLE   1,975 0 0
KRAFT HEINZ CO COM 500754106 341 8,536 SH   SOLE   8,536 0 0
LILLY ELI & CO COM 532457108 2,729 14,605 SH   SOLE   14,605 0 0
LILLY ELI & CO COM 532457108 31 165 SH   OTR   165 0 0
LOWES COS INC COM 548661107 697 3,664 SH   SOLE   3,664 0 0
LOWES COS INC COM 548661107 136 715 SH   OTR   715 0 0
MANULIFE FINL CORP COM 56501R106 348 16,194 SH   SOLE   16,194 0 0
MASTERCARD INCORPORATED CL A 57636Q104 235 659 SH   SOLE   659 0 0
MCDONALDS CORP COM 580135101 649 2,897 SH   SOLE   2,897 0 0
MERCK & CO. INC COM 58933Y105 375 4,862 SH   SOLE   4,862 0 0
MICROSOFT CORP COM 594918104 6,367 27,005 SH   SOLE   27,005 0 0
MICROSOFT CORP COM 594918104 1,037 4,400 SH   OTR   4,400 0 0
MONDELEZ INTL INC CL A 609207105 287 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 2 34 SH   OTR   0 0 34
NESTLE S A SPONSORED ADR 641069406 266 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 25 220 SH   OTR   220 0 0
NEXTERA ENERGY INC COM 65339F101 852 11,264 SH   SOLE   11,264 0 0
NORFOLK SOUTHN CORP COM 655844108 2,285 8,508 SH   SOLE   8,508 0 0
NORFOLK SOUTHN CORP COM 655844108 601 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 322 3,769 SH   SOLE   3,769 0 0
ORACLE CORP COM 68389X105 270 3,850 SH   SOLE   3,850 0 0
PEPSICO INC COM 713448108 1,703 12,041 SH   SOLE   12,041 0 0
PEPSICO INC COM 713448108 106 750 SH   OTR   750 0 0
PFIZER INC COM 717081103 1,044 28,818 SH   SOLE   28,818 0 0
PFIZER INC COM 717081103 201 5,550 SH   OTR   5,550 0 0
PHILIP MORRIS INTL INC COM 718172109 321 3,620 SH   SOLE   3,620 0 0
PHILIP MORRIS INTL INC COM 718172109 4 50 SH   OTR   0 0 50
PRICE T ROWE GROUP INC COM 74144T108 257 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,788 42,739 SH   SOLE   42,739 0 0
PROCTER AND GAMBLE CO COM 742718109 418 3,090 SH   OTR   3,090 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 879 7,500 SH   OTR   7,500 0 0
QUALCOMM INC COM 747525103 636 4,793 SH   SOLE   4,793 0 0
QUALCOMM INC COM 747525103 36 275 SH   OTR   275 0 0
RGC RES INC COM 74955L103 902 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 147 6,611 SH   OTR   6,611 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,102 27,199 SH   SOLE   27,199 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 207 2,680 SH   OTR   2,680 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 1,077 17,315 SH   SOLE   17,315 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 286 7,290 SH   SOLE   7,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,324 10,910 SH   SOLE   10,910 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6 14 SH   OTR   14 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 304 3,650 SH   SOLE   3,650 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 220 1,838 SH   SOLE   1,838 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 141 1,175 SH   OTR   1,175 0 0
SPDR SER TR DJ REIT ETF 78464A607 303 3,202 SH   SOLE   3,202 0 0
SPDR SER TR DJ REIT ETF 78464A607 284 3,000 SH   OTR   3,000 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 356 7,779 SH   SOLE   7,779 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 143 3,120 SH   OTR   3,120 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 528 19,302 SH   SOLE   19,302 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 143 5,250 SH   OTR   5,250 0 0
SCHLUMBERGER LTD COM 806857108 317 11,657 SH   SOLE   11,657 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 306 3,113 SH   SOLE   3,113 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 159 1,610 SH   OTR   1,610 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 332 2,500 SH   SOLE   2,500 0 0
SOUTHERN CO COM 842587107 690 11,093 SH   SOLE   11,093 0 0
STANLEY BLACK & DECKER INC COM 854502101 395 1,976 SH   SOLE   1,976 0 0
STANLEY BLACK & DECKER INC COM 854502101 20 101 SH   OTR   101 0 0
STARBUCKS CORP COM 855244109 565 5,175 SH   SOLE   5,175 0 0
SUMMIT FINL GROUP INC COM 86606G101 4,500 169,505 SH   SOLE   169,505 0 0
SUMMIT FINL GROUP INC COM 86606G101 679 25,578 SH   OTR   24,500 0 1,078
SYSCO CORP COM 871829107 314 3,987 SH   SOLE   3,987 0 0
TARGET CORP COM 87612E106 561 2,830 SH   SOLE   2,830 0 0
TEXAS INSTRS INC COM 882508104 385 2,037 SH   SOLE   2,037 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 240 525 SH   SOLE   525 0 0
3M CO COM 88579Y101 336 1,746 SH   SOLE   1,746 0 0
TRACTOR SUPPLY CO COM 892356106 216 1,218 SH   SOLE   1,218 0 0
TRUIST FINL CORP COM 89832Q109 265 4,549 SH   SOLE   4,549 0 0
US BANCORP DEL COM NEW 902973304 297 5,377 SH   SOLE   5,377 0 0
UNION PAC CORP COM 907818108 304 1,380 SH   SOLE   1,380 0 0
UNITEDHEALTH GROUP INC COM 91324P102 246 662 SH   SOLE   662 0 0
UNITEDHEALTH GROUP INC COM 91324P102 74 200 SH   OTR   0 0 200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 243 1,649 SH   SOLE   1,649 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,808 57,174 SH   SOLE   57,174 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 273 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,920 48,129 SH   SOLE   48,129 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 228 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,816 73,306 SH   SOLE   73,306 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 285 5,479 SH   OTR   5,479 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,729 29,730 SH   SOLE   29,730 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 70 1,199 SH   OTR   913 0 286
VISA INC COM CL A 92826C839 634 2,993 SH   SOLE   2,993 0 0
WALMART INC COM 931142103 567 4,175 SH   SOLE   4,175 0 0
WASTE MGMT INC DEL COM 94106L109 1,732 13,423 SH   SOLE   13,423 0 0
WASTE MGMT INC DEL COM 94106L109 323 2,500 SH   OTR   2,500 0 0
WELLS FARGO CO NEW COM 949746101 230 5,896 SH   SOLE   5,896 0 0
WELLTOWER INC COM 95040Q104 546 7,618 SH   SOLE   7,618 0 0