The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 237 907 SH   SOLE   907 0 0
MEDTRONIC PLC SHS G5960L103 423 3,615 SH   SOLE   3,615 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 610 4,200 SH   SOLE   4,200 0 0
CHUBB LIMITED COM H1467J104 282 1,833 SH   SOLE   1,833 0 0
ALPS ETF TR MED BREAKTHGH 00162Q593 540 10,550 SH   SOLE   10,550 0 0
AT&T INC COM 00206R102 1,283 44,597 SH   SOLE   44,597 0 0
AT&T INC COM 00206R102 236 8,217 SH   OTR   7,804 0 413
ABBOTT LABS COM 002824100 751 6,858 SH   SOLE   6,858 0 0
ABBOTT LABS COM 002824100 101 925 SH   OTR   925 0 0
ABBVIE INC COM 00287Y109 958 8,940 SH   SOLE   8,940 0 0
ABBVIE INC COM 00287Y109 104 975 SH   OTR   975 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 398 796 SH   SOLE   796 0 0
AIR PRODS & CHEMS INC COM 009158106 1,216 4,450 SH   SOLE   4,450 0 0
ALPHABET INC CAP STK CL A 02079K305 372 212 SH   SOLE   212 0 0
ALTRIA GROUP INC COM 02209S103 223 5,450 SH   SOLE   5,450 0 0
ALTRIA GROUP INC COM 02209S103 2 50 SH   OTR   0 0 50
AMAZON COM INC COM 023135106 974 299 SH   SOLE   299 0 0
AMERICAN ELEC PWR CO INC COM 025537101 915 10,993 SH   SOLE   10,993 0 0
AMERICAN ELEC PWR CO INC COM 025537101 113 1,356 SH   OTR   1,356 0 0
AMGEN INC COM 031162100 201 873 SH   SOLE   873 0 0
AMGEN INC COM 031162100 23 100 SH   OTR   100 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 217 6,195 SH   SOLE   6,195 0 0
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 153 4,370 SH   OTR   4,370 0 0
ANTHEM INC COM 036752103 240 746 SH   SOLE   746 0 0
APPLE INC COM 037833100 3,818 28,773 SH   SOLE   28,773 0 0
AUTODESK INC COM 052769106 1,832 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 624 3,540 SH   SOLE   3,540 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 18 100 SH   OTR   100 0 0
BK OF AMERICA CORP COM 060505104 162 5,335 SH   SOLE   5,335 0 0
BK OF AMERICA CORP COM 060505104 90 2,959 SH   OTR   2,859 0 100
BAXTER INTL INC COM 071813109 759 9,455 SH   SOLE   9,455 0 0
BECTON DICKINSON & CO COM 075887109 235 940 SH   SOLE   940 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 728 3,140 SH   SOLE   3,140 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 29 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 492 8,000 SH   SOLE   8,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 518 8,350 SH   SOLE   8,350 0 0
CSX CORP COM 126408103 3,419 37,672 SH   SOLE   37,672 0 0
CSX CORP COM 126408103 296 3,257 SH   OTR   188 0 3,069
CAPITAL ONE FINL CORP COM 14040H105 189 1,915 SH   SOLE   1,915 0 0
CAPITAL ONE FINL CORP COM 14040H105 76 771 SH   OTR   771 0 0
CATERPILLAR INC COM 149123101 686 3,767 SH   SOLE   3,767 0 0
CHEVRON CORP NEW COM 166764100 612 7,250 SH   SOLE   7,250 0 0
CISCO SYS INC COM 17275R102 1,485 33,176 SH   SOLE   33,176 0 0
CISCO SYS INC COM 17275R102 48 1,075 SH   OTR   1,075 0 0
COCA COLA CO COM 191216100 2,828 51,576 SH   SOLE   51,576 0 0
COCA COLA CO COM 191216100 157 2,865 SH   OTR   2,865 0 0
COLGATE PALMOLIVE CO COM 194162103 903 10,566 SH   SOLE   10,566 0 0
COLGATE PALMOLIVE CO COM 194162103 239 2,800 SH   OTR   2,800 0 0
COMCAST CORP NEW CL A 20030N101 277 5,287 SH   SOLE   5,287 0 0
COMCAST CORP NEW CL A 20030N101 73 1,391 SH   OTR   377 0 1,014
COSTCO WHSL CORP NEW COM 22160K105 216 574 SH   SOLE   574 0 0
CROWN CASTLE INTL CORP New COM 22822V101 236 1,482 SH   SOLE   1,482 0 0
DARDEN RESTAURANTS INC COM 237194105 358 3,009 SH   SOLE   3,009 0 0
DISNEY WALT CO COM 254687106 3,461 19,100 SH   SOLE   19,100 0 0
DOLLAR GEN CORP NEW COM 256677105 205 975 SH   SOLE   975 0 0
DOMINION ENERGY INC COM 25746U109 589 7,826 SH   SOLE   7,826 0 0
DOMINION ENERGY INC COM 25746U109 5 62 SH   OTR   62 0 0
DOW INC COM 260557103 211 3,803 SH   SOLE   3,803 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 597 6,515 SH   SOLE   6,515 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 59 647 SH   OTR   647 0 0
DUPONT DE NEMOURS INC COM 26614N102 665 9,356 SH   SOLE   9,356 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 904 13,590 SH   SOLE   13,590 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,795 19,680 SH   SOLE   19,680 0 0
EMERSON ELEC CO COM 291011104 1,457 18,125 SH   SOLE   18,125 0 0
EMERSON ELEC CO COM 291011104 169 2,100 SH   OTR   2,100 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,409 23,146 SH   SOLE   23,146 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 140 2,300 SH   OTR   2,300 0 0
EXXON MOBIL CORP COM 30231G102 1,607 38,998 SH   SOLE   38,998 0 0
EXXON MOBIL CORP COM 30231G102 293 7,103 SH   OTR   7,015 0 88
FIRST CMNTY BANKSHARES INC V COM 31983A103 837 38,780 SH   SOLE   38,780 0 0
FIRST CMNTY BANKSHARES INC V COM 31983A103 117 5,401 SH   OTR   5,401 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,178 5,550 SH   SOLE   5,550 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 1,417 31,918 SH   SOLE   31,918 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,485 14,720 SH   SOLE   14,720 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 505 25,006 SH   SOLE   25,006 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 6 300 SH   OTR   300 0 0
FISERV INC COM 337738108 2,104 18,475 SH   SOLE   18,475 0 0
GENERAL DYNAMICS CORP COM 369550108 780 5,242 SH   SOLE   5,242 0 0
GENERAL ELECTRIC CO COM 369604103 190 17,598 SH   SOLE   17,598 0 0
GENERAL ELECTRIC CO COM 369604103 48 4,454 SH   OTR   2,054 0 2,400
GENERAL MLS INC COM 370334104 436 7,422 SH   SOLE   7,422 0 0
GENERAL MLS INC COM 370334104 36 620 SH   OTR   620 0 0
HERSHEY CO COM 427866108 1,040 6,825 SH   SOLE   6,825 0 0
HOME DEPOT INC COM 437076102 2,132 8,025 SH   SOLE   8,025 0 0
HOME DEPOT INC COM 437076102 178 669 SH   OTR   569 0 100
HONEYWELL INTL INC COM 438516106 1,302 6,119 SH   SOLE   6,119 0 0
HONEYWELL INTL INC COM 438516106 82 387 SH   OTR   387 0 0
INTEL CORP COM 458140100 1,927 38,685 SH   SOLE   38,685 0 0
INTEL CORP COM 458140100 30 594 SH   OTR   594 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 987 8,560 SH   SOLE   8,560 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 634 5,039 SH   SOLE   5,039 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 486 3,860 SH   OTR   100 0 3,760
INVESCO QQQ TR UNIT SER 1 46090E103 4,418 14,082 SH   SOLE   14,082 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 243 2,355 SH   SOLE   2,355 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4,560 35,754 SH   SOLE   35,754 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 215 3,780 SH   SOLE   3,780 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 132 2,330 SH   OTR   2,330 0 0
ISHARES INC EM MKTS DIV ETF 464286319 276 7,414 SH   SOLE   7,414 0 0
ISHARES TR S&P 100 ETF 464287101 626 3,649 SH   SOLE   3,649 0 0
ISHARES TR CORE S&P TTL STK 464287150 245 2,845 SH   SOLE   2,845 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,815 29,271 SH   SOLE   29,271 0 0
ISHARES TR SELECT DIVID ETF 464287168 398 4,136 SH   OTR   4,136 0 0
ISHARES TR TIPS BD ETF 464287176 293 2,296 SH   SOLE   2,296 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,134 11,012 SH   SOLE   11,012 0 0
ISHARES TR CORE US AGGBD ET 464287226 13,777 116,563 SH   SOLE   116,563 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,035 8,755 SH   OTR   8,755 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,286 82,945 SH   SOLE   82,945 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 589 11,407 SH   OTR   11,407 0 0
ISHARES TR IBOXX INV CP ETF 464287242 244 1,765 SH   SOLE   1,765 0 0
ISHARES TR GLOBAL TECH ETF 464287291 402 1,339 SH   SOLE   1,339 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,646 25,796 SH   SOLE   25,796 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 236 3,084 SH   SOLE   3,084 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 505 4,212 SH   SOLE   4,212 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,125 24,601 SH   SOLE   24,601 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,882 66,915 SH   SOLE   66,915 0 0
ISHARES TR MSCI EAFE ETF 464287465 352 4,826 SH   OTR   4,826 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,583 15,420 SH   SOLE   15,420 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,997 29,138 SH   SOLE   29,138 0 0
ISHARES TR RUS MID CAP ETF 464287499 21 300 SH   OTR   300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,869 21,186 SH   SOLE   21,186 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,082 4,710 SH   OTR   4,710 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,052 6,945 SH   SOLE   6,945 0 0
ISHARES TR NASDAQ BIOTECH 464287556 273 1,800 SH   OTR   1,800 0 0
ISHARES TR GLOBAL 100 ETF 464287572 246 3,905 SH   SOLE   3,905 0 0
ISHARES TR S&P MC 400GR ETF 464287606 434 6,012 SH   SOLE   6,012 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,295 5,370 SH   SOLE   5,370 0 0
ISHARES TR RUS 1000 ETF 464287622 587 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 373 1,300 SH   SOLE   1,300 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 861 4,391 SH   SOLE   4,391 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 726 3,249 SH   SOLE   3,249 0 0
ISHARES TR U.S. REAL ES ETF 464287739 229 2,670 SH   SOLE   2,670 0 0
ISHARES TR US INDUSTRIALS 464287754 19 200 SH   SOLE   200 0 0
ISHARES TR US INDUSTRIALS 464287754 291 3,000 SH   OTR   3,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 667 4,445 SH   SOLE   4,445 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,407 69,712 SH   SOLE   69,712 0 0
ISHARES TR CORE S&P SCP ETF 464287804 460 5,000 SH   OTR   5,000 0 0
ISHARES TR S&P SML 600 GWT 464287887 493 4,316 SH   SOLE   4,316 0 0
ISHARES TR MSCI ACWI EX US 464288240 781 14,733 SH   SOLE   14,733 0 0
ISHARES TR INTL SEL DIV ETF 464288448 706 23,954 SH   SOLE   23,954 0 0
ISHARES TR IBOXX HI YD ETF 464288513 267 3,058 SH   SOLE   3,058 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,899 34,420 SH   SOLE   34,420 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 110 2,000 SH   OTR   2,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 7,210 54,219 SH   SOLE   54,219 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 874 6,574 SH   OTR   6,574 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,516 65,340 SH   SOLE   65,340 0 0
ISHARES TR PFD AND INCM SEC 464288687 22 580 SH   OTR   580 0 0
ISHARES TR U.S. MED DVC ETF 464288810 278 850 SH   SOLE   850 0 0
ISHARES TR MICRO-CAP ETF 464288869 326 2,750 SH   SOLE   2,750 0 0
ISHARES TR US TREAS BD ETF 46429B267 961 35,267 SH   SOLE   35,267 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,788 20,399 SH   SOLE   20,399 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 17 194 SH   OTR   194 0 0
ISHARES TR MSCI USA MMENTM 46432F396 375 2,325 SH   SOLE   2,325 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 343 5,075 SH   SOLE   5,075 0 0
ISHARES TR CORE INTL AGGR 46435G672 281 5,000 SH   SOLE   5,000 0 0
JPMORGAN CHASE & CO COM 46625H100 1,281 10,081 SH   SOLE   10,081 0 0
JOHNSON & JOHNSON COM 478160104 5,432 34,513 SH   SOLE   34,513 0 0
JOHNSON & JOHNSON COM 478160104 712 4,523 SH   OTR   4,523 0 0
KIMBERLY-CLARK CORP COM 494368103 266 1,975 SH   SOLE   1,975 0 0
LILLY ELI & CO COM 532457108 2,483 14,705 SH   SOLE   14,705 0 0
LILLY ELI & CO COM 532457108 39 233 SH   OTR   233 0 0
LOWES COS INC COM 548661107 588 3,664 SH   SOLE   3,664 0 0
LOWES COS INC COM 548661107 162 1,007 SH   OTR   1,007 0 0
MANULIFE FINL CORP COM 56501R106 289 16,194 SH   SOLE   16,194 0 0
MASTERCARD INCORPORATED CL A 57636Q104 258 723 SH   SOLE   723 0 0
MCDONALDS CORP COM 580135101 622 2,897 SH   SOLE   2,897 0 0
MERCK & CO. INC COM 58933Y105 403 4,927 SH   SOLE   4,927 0 0
MICROSOFT CORP COM 594918104 6,599 29,671 SH   SOLE   29,671 0 0
MICROSOFT CORP COM 594918104 1,329 5,975 SH   OTR   5,975 0 0
MONDELEZ INTL INC CL A 609207105 287 4,910 SH   SOLE   4,910 0 0
MONDELEZ INTL INC CL A 609207105 2 34 SH   OTR   0 0 34
NESTLE S A SPONSORED ADR 641069406 280 2,373 SH   SOLE   2,373 0 0
NESTLE S A SPONSORED ADR 641069406 37 310 SH   OTR   310 0 0
NEXTERA ENERGY INC COM 65339F101 869 11,264 SH   SOLE   11,264 0 0
NORFOLK SOUTHN CORP COM 655844108 2,087 8,782 SH   SOLE   8,782 0 0
NORFOLK SOUTHN CORP COM 655844108 532 2,238 SH   OTR   615 0 1,623
NOVARTIS AG SPONSORED ADR 66987V109 357 3,777 SH   SOLE   3,777 0 0
ORACLE CORP COM 68389X105 257 3,970 SH   SOLE   3,970 0 0
PEPSICO INC COM 713448108 1,786 12,041 SH   SOLE   12,041 0 0
PEPSICO INC COM 713448108 145 975 SH   OTR   975 0 0
PFIZER INC COM 717081103 1,061 28,818 SH   SOLE   28,818 0 0
PFIZER INC COM 717081103 213 5,775 SH   OTR   5,775 0 0
PHILIP MORRIS INTL INC COM 718172109 319 3,850 SH   SOLE   3,850 0 0
PHILIP MORRIS INTL INC COM 718172109 4 50 SH   OTR   0 0 50
PRICE T ROWE GROUP INC COM 74144T108 227 1,500 SH   SOLE   1,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,988 43,034 SH   SOLE   43,034 0 0
PROCTER AND GAMBLE CO COM 742718109 493 3,540 SH   OTR   3,540 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 1,528 13,270 SH   OTR   13,270 0 0
QUALCOMM INC COM 747525103 745 4,893 SH   SOLE   4,893 0 0
QUALCOMM INC COM 747525103 59 388 SH   OTR   388 0 0
RGC RES INC COM 74955L103 967 40,658 SH   SOLE   40,658 0 0
RGC RES INC COM 74955L103 222 9,315 SH   OTR   9,315 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,951 27,279 SH   SOLE   27,279 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 223 3,122 SH   OTR   3,122 0 0
RENAISSANCE CAP GREENWICH FD IPO ETF 759937204 1,316 20,410 SH   SOLE   20,410 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 256 7,290 SH   SOLE   7,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,993 10,679 SH   SOLE   10,679 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5 14 SH   OTR   14 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 332 4,009 SH   SOLE   4,009 0 0
SCHLUMBERGER LTD COM 806857108 260 11,907 SH   SOLE   11,907 0 0
SCHLUMBERGER LTD COM 806857108 13 582 SH   OTR   582 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 270 3,053 SH   SOLE   3,053 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 147 1,655 SH   OTR   1,655 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 325 2,500 SH   SOLE   2,500 0 0
SOUTHERN CO COM 842587107 709 11,543 SH   SOLE   11,543 0 0
STANLEY BLACK & DECKER INC COM 854502101 371 2,077 SH   SOLE   2,077 0 0
STANLEY BLACK & DECKER INC COM 854502101 18 101 SH   OTR   101 0 0
STARBUCKS CORP COM 855244109 554 5,175 SH   SOLE   5,175 0 0
SUMMIT FINL GROUP INC COM 86606G101 4,527 205,012 SH   SOLE   205,012 0 0
SUMMIT FINL GROUP INC COM 86606G101 565 25,578 SH   OTR   24,500 0 1,078
SYSCO CORP COM 871829107 300 4,041 SH   SOLE   4,041 0 0
TARGET CORP COM 87612E106 526 2,980 SH   SOLE   2,980 0 0
TEXAS INSTRS INC COM 882508104 337 2,052 SH   SOLE   2,052 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 251 539 SH   SOLE   539 0 0
3M CO COM 88579Y101 305 1,746 SH   SOLE   1,746 0 0
TRUIST FINL CORP COM 89832Q109 218 4,549 SH   SOLE   4,549 0 0
US BANCORP DEL COM NEW 902973304 251 5,377 SH   SOLE   5,377 0 0
US BANCORP DEL COM NEW 902973304 18 388 SH   OTR   388 0 0
UNION PAC CORP COM 907818108 287 1,380 SH   SOLE   1,380 0 0
UNITED PARCEL SERVICE INC CL B 911312106 138 820 SH   SOLE   820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 65 388 SH   OTR   388 0 0
UNITEDHEALTH GROUP INC COM 91324P102 237 677 SH   SOLE   677 0 0
UNITEDHEALTH GROUP INC COM 91324P102 70 200 SH   OTR   0 0 200
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,971 62,936 SH   SOLE   62,936 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 262 5,557 SH   OTR   5,557 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,877 49,294 SH   SOLE   49,294 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 219 3,761 SH   OTR   3,761 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,673 73,306 SH   SOLE   73,306 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 275 5,479 SH   OTR   5,479 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,721 29,296 SH   SOLE   29,296 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 92 1,572 SH   OTR   1,286 0 286
VISA INC COM CL A 92826C839 655 2,993 SH   SOLE   2,993 0 0
WALMART INC COM 931142103 602 4,175 SH   SOLE   4,175 0 0
WASTE MGMT INC DEL COM 94106L109 1,701 14,423 SH   SOLE   14,423 0 0
WASTE MGMT INC DEL COM 94106L109 295 2,500 SH   OTR   2,500 0 0
WELLS FARGO CO NEW COM 949746101 203 6,729 SH   SOLE   6,729 0 0
WELLS FARGO CO NEW COM 949746101 28 927 SH   OTR   927 0 0
WELLTOWER INC COM 95040Q104 492 7,618 SH   SOLE   7,618 0 0