Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash Flows from Operating Activities
Net income	$ 17,047,000	$ 14,101,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,059,000	869,000
Provision for credit losses	0	1,500,000
Share-based compensation expense	163,000	196,000
Deferred income tax expense (benefit)	322,000	(413,000)
Loans originated for sale	(1,154,000)	(946,000)
Proceeds from sale of loans	1,178,000	963,000
Gains on loans held for sale	(24,000)	(17,000)
Realized losses on debt securities, net	94,000	59,000
Gain on equity investments	(40,000)	(45,000)
Gain on disposal of assets	(8,000)	(5,000)
Amortization of securities premiums, net	118,000	843,000
Accretion related to acquisition adjustments, net	(931,000)	(167,000)
Amortization of intangibles	987,000	343,000
Earnings on bank owned life insurance and annuities	(551,000)	(379,000)
Increase in accrued interest receivable	(234,000)	(398,000)
Increase in other assets	(834,000)	(916,000)
Increase in other liabilities	2,171,000	1,590,000
Net cash provided by operating activities	19,363,000	17,178,000
Cash Flows from Investing Activities
Proceeds from maturities and calls of debt securities available for sale	1,500,000	1,145,000
Proceeds from sales of debt securities available for sale	14,874,000	36,940,000
Principal payments received on debt securities available for sale	10,721,000	8,048,000
Purchases of debt securities available for sale	(17,871,000)	(63,369,000)
Purchase of equity investments	(23,000)	(41,000)
Purchases of other investments	(9,542,000)	(3,171,000)
Proceeds from redemptions of other investments	8,486,000	6,141,000
Net loan originations	(13,351,000)	(16,872,000)
Purchases of premises and equipment	(684,000)	(1,384,000)
Proceeds from disposal of premises and equipment	381,000	12,000
Improvements to property held for sale	0	(2,000)
Proceeds from sales of repossessed assets & property held for sale	294,000	0
Net cash used in investing activities	(5,215,000)	(32,553,000)
Cash Flows from Financing Activities
Net (decrease) increase in demand deposit, NOW and savings accounts	(18,839,000)	107,693,000
Net increase in time deposits	52,093,000	22,370,000
Net decrease in short-term borrowings	(40,598,000)	(85,849,000)
Repayment of long-term borrowings	(7,000)	(5,000)
Proceeds from issuance of common stock	82,000	47,000
Dividends paid on common stock	(3,230,000)	(2,557,000)
Dividends paid on preferred stock	(225,000)	(225,000)
Net cash (used in) provided by financing activities	(10,724,000)	41,474,000
Increase in cash and cash equivalents	3,424,000	26,099,000
Cash and cash equivalents:
Beginning	52,232,000	44,717,000
Ending	55,656,000	70,816,000
Cash payments for:
Interest	24,451,000	15,545,000
Supplemental Disclosures of Noncash Investing and Financing Activities
Real property and other assets acquired in settlement of loans	0	59,000
Right of use assets obtained in exchange for lease obligations	$ 0	$ 733,000