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Note 6 - Loans and Allowance for Credit Losses on Loans (ACLL) - Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss $ 48,090 [1] $ 38,899 $ 38,899
Financing Receivable, Provision for Credit Losses loans 1,050 1,875 11,455
Financing Receivable, Charge offs (776) (165) (4,844)
Financing Receivable, Recoveries 868 227 1,085
Financing Receivable, Allowance for Credit Loss 49,232 40,836 48,090 [1]
Financing Receivable, Adjustment     1,495
Commercial Loans [Member]      
Financing Receivable, Allowance for Credit Loss 4,319 4,941 4,941
Financing Receivable, Provision for Credit Losses loans 3,519 (242) (570)
Financing Receivable, Charge offs (38) (21) (62)
Financing Receivable, Recoveries 5 2 10
Financing Receivable, Allowance for Credit Loss 7,805 4,680 4,319
Financing Receivable, Adjustment     0
Commercial Real Estate Owner Occupied Professional, Medical [Member]      
Financing Receivable, Allowance for Credit Loss 1,207 966 966
Financing Receivable, Provision for Credit Losses loans 64 (95) 216
Financing Receivable, Charge offs 0 0 (3)
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 1,271 871 1,207
Financing Receivable, Adjustment     28
Commercial Real Estate Owner Occupied, Retail [Member]      
Financing Receivable, Allowance for Credit Loss 543 1,176 1,176
Financing Receivable, Provision for Credit Losses loans (87) (51) (716)
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 0 0 1
Financing Receivable, Allowance for Credit Loss 456 1,125 543
Financing Receivable, Adjustment     82
Commercial Real Estate Owner Occupied, Other [Member]      
Financing Receivable, Allowance for Credit Loss 601 426 426
Financing Receivable, Provision for Credit Losses loans 561 34 (181)
Financing Receivable, Charge offs 0 0 (28)
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 1,162 460 601
Financing Receivable, Adjustment     384
Commercial Real Estate Nonowner Occupied Hotels and Motel [Member]      
Financing Receivable, Allowance for Credit Loss 3,124 1,203 1,203
Financing Receivable, Provision for Credit Losses loans 589 (65) 1,921
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 3,713 1,138 3,124
Financing Receivable, Adjustment     0
Commercial Real Estate Nonowner Occupied Mini Storage [Member]      
Financing Receivable, Allowance for Credit Loss 79 82 82
Financing Receivable, Provision for Credit Losses loans 107 8 (3)
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 186 90 79
Financing Receivable, Adjustment     0
Multifamily [Member]      
Financing Receivable, Allowance for Credit Loss 3,144 2,907 2,907
Financing Receivable, Provision for Credit Losses loans (30) 395 288
Financing Receivable, Charge offs 0 0 (57)
Financing Receivable, Recoveries 1 1 5
Financing Receivable, Allowance for Credit Loss 3,115 3,303 3,144
Financing Receivable, Adjustment     1
Commercial Real Estate Nonowner Occupied, Retail [Member]      
Financing Receivable, Allowance for Credit Loss 2,518 1,362 1,362
Financing Receivable, Provision for Credit Losses loans 111 510 4,601
Financing Receivable, Charge offs 0 0 (3,658)
Financing Receivable, Recoveries 18 69 114
Financing Receivable, Allowance for Credit Loss 2,647 1,941 2,518
Financing Receivable, Adjustment     99
Commercial Real Estate Nonowner Occupied, Other [Member]      
Financing Receivable, Allowance for Credit Loss 2,747 2,452 2,452
Financing Receivable, Provision for Credit Losses loans 446 (46) (349)
Financing Receivable, Charge offs (286) 0 0
Financing Receivable, Recoveries 3 4 12
Financing Receivable, Allowance for Credit Loss 2,910 2,410 2,747
Financing Receivable, Adjustment     632
Land and Land Improvements [Member]      
Financing Receivable, Allowance for Credit Loss 5,576 3,482 3,482
Financing Receivable, Provision for Credit Losses loans (2,215) 486 2,085
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 224 2 8
Financing Receivable, Allowance for Credit Loss 3,585 3,970 5,576
Financing Receivable, Adjustment     1
Construction Loans [Member]      
Financing Receivable, Allowance for Credit Loss 14,283 11,138 11,138
Financing Receivable, Provision for Credit Losses loans (1,636) 621 3,145
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 12,647 11,759 14,283
Financing Receivable, Adjustment     0
Residential 1-4 Family Real Estate, Personal Residence [Member]      
Financing Receivable, Allowance for Credit Loss 3,317 2,939 2,939
Financing Receivable, Provision for Credit Losses loans (314) (468) 57
Financing Receivable, Charge offs (6) (23) (89)
Financing Receivable, Recoveries 34 71 341
Financing Receivable, Allowance for Credit Loss 3,031 2,519 3,317
Financing Receivable, Adjustment     69
Residential 1-4 Family Real Estate, Rental Small Loan [Member]      
Financing Receivable, Allowance for Credit Loss 1,871 1,907 1,907
Financing Receivable, Provision for Credit Losses loans (70) (50) (135)
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 74 8 31
Financing Receivable, Allowance for Credit Loss 1,875 1,865 1,871
Financing Receivable, Adjustment     68
Residential 1-4 Family Real Estate, Rental Large Loan [Member]      
Financing Receivable, Allowance for Credit Loss 2,846 2,668 2,668
Financing Receivable, Provision for Credit Losses loans (399) 1,165 (112)
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 440 0 289
Financing Receivable, Allowance for Credit Loss 2,887 3,833 2,846
Financing Receivable, Adjustment     1
Home Equity Line of Credit [Member]      
Financing Receivable, Allowance for Credit Loss 1,430 705 705
Financing Receivable, Provision for Credit Losses loans (58) (310) 543
Financing Receivable, Charge offs (15) 0 0
Financing Receivable, Recoveries 11 13 52
Financing Receivable, Allowance for Credit Loss 1,368 408 1,430
Financing Receivable, Adjustment     130
Mortgage Warehouse Lines [Member]      
Financing Receivable, Allowance for Credit Loss 0 0 0
Financing Receivable, Provision for Credit Losses loans 0 0 0
Financing Receivable, Charge offs 0 0 0
Financing Receivable, Recoveries 0 0 0
Financing Receivable, Allowance for Credit Loss 0 0 0
Financing Receivable, Adjustment     0
Consumer Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss 205 174 174
Financing Receivable, Provision for Credit Losses loans 172 0 251
Financing Receivable, Charge offs (207) (34) (351)
Financing Receivable, Recoveries 32 38 131
Financing Receivable, Allowance for Credit Loss 202 178 205
Financing Receivable, Adjustment     0
Credit Card Receivable [Member]      
Financing Receivable, Allowance for Credit Loss 26 17 17
Financing Receivable, Provision for Credit Losses loans 3 10 93
Financing Receivable, Charge offs (7) (11) (93)
Financing Receivable, Recoveries 2 1 9
Financing Receivable, Allowance for Credit Loss 24 17 26
Financing Receivable, Adjustment     0
Bank Overdrafts [Member]      
Financing Receivable, Allowance for Credit Loss 254 354 354
Financing Receivable, Provision for Credit Losses loans 287 (27) 321
Financing Receivable, Charge offs (217) (76) (503)
Financing Receivable, Recoveries 24 18 82
Financing Receivable, Allowance for Credit Loss $ 348 $ 269 254
Financing Receivable, Adjustment     $ 0
[1] Derived from audited consolidated financial statements.