Note 13 - Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2024

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Required Capital - Basel III					Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of March 31, 2024
CET1 (to risk weighted assets)
Summit	$	381,890		9.4	%	$	285,018		7.0	%		N/A		N/A
Summit Community		488,335		12.0	%		284,426		7.0	%		264,110		6.5	%
Tier I Capital (to risk weighted assets)
Summit		415,810		10.2	%		346,093		8.5	%		N/A		N/A
Summit Community		488,335		12.0	%		345,375		8.5	%		325,059		8.0	%
Total Capital (to risk weighted assets)
Summit		570,628		14.0	%		427,527		10.5	%		N/A		N/A
Summit Community		539,145		13.3	%		426,640		10.5	%		406,324		10.0	%
Tier I Capital (to average assets)
Summit		415,810		9.0	%		184,166		4.0	%		N/A		N/A
Summit Community		488,335		10.6	%		183,982		4.0	%		229,977		5.0	%

	Actual					Minimum Required Capital - Basel III					Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2023
CET1 (to risk weighted assets)
Summit		369,935		9.1	%		285,338		7.0	%		N/A		N/A
Summit Community		475,785		11.7	%		284,873		7.0	%		264,525		6.5	%
Tier I Capital (to risk weighted assets)
Summit		403,855		9.9	%		346,481		8.5	%		N/A		N/A
Summit Community		475,785		11.7	%		345,917		8.5	%		325,569		8.0	%
Total Capital (to risk weighted assets)
Summit		556,590		13.7	%		428,006		10.5	%		N/A		N/A
Summit Community		524,737		12.9	%		427,309		10.5	%		406,961		10.0	%
Tier I Capital (to average assets)
Summit		403,855		8.7	%		186,747		4.0	%		N/A		N/A
Summit Community		475,785		10.2	%		186,057		4.0	%		232,571		5.0	%