Note 19 - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2023

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Required Capital - Basel III					Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2023
CET1 (to risk weighted assets)
Summit	$	369,935		9.1	%	$	285,338		7.0	%		N/A		N/A
Summit Community		475,785		11.7	%		284,873		7.0	%		264,525		6.5	%
Tier I Capital (to risk weighted assets)
Summit		403,855		9.9	%		346,481		8.5	%		N/A		N/A
Summit Community		475,785		11.7	%		345,917		8.5	%		325,569		8.0	%
Total Capital (to risk weighted assets)
Summit		556,590		13.7	%		428,006		10.5	%		N/A		N/A
Summit Community		524,737		12.9	%		427,309		10.5	%		406,961		10.0	%
Tier I Capital (to average assets)
Summit		403,855		8.7	%		186,747		4.0	%		N/A		N/A
Summit Community		475,785		10.2	%		186,057		4.0	%		232,571		5.0	%
As of December 31, 2022
CET1 (to risk weighted assets)
Summit	$	299,993		8.6	%	$	245,141		7.0	%		N/A		N/A
Summit Community		405,430		11.6	%		244,502		7.0	%		227,038		6.5	%
Tier I Capital (to risk weighted assets)
Summit		333,913		9.5	%		297,672		8.5	%		N/A		N/A
Summit Community		405,430		11.6	%		296,896		8.5	%		279,431		8.0	%
Total Capital (to risk weighted assets)
Summit		472,955		13.5	%		367,712		10.5	%		N/A		N/A
Summit Community		441,177		12.6	%		366,754		10.5	%		349,289		10.0	%
Tier I Capital (to average assets)
Summit		333,913		8.5	%		156,852		4.0	%		N/A		N/A
Summit Community		405,430		10.4	%		156,338		4.0	%		195,422		5.0	%