Note 13 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Required Capital - Basel III					Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2022
CET1 (to risk weighted assets)
Summit	$	286,938		8.2	%	$	244,648		7.0	%		N/A		N/A
Summit Community		392,969		11.3	%		244,249		7.0	%		226,802		6.5	%
Tier I Capital (to risk weighted assets)
Summit		320,858		9.2	%		297,073		8.5	%		N/A		N/A
Summit Community		392,969		11.3	%		296,588		8.5	%		279,141		8.0	%
Total Capital (to risk weighted assets)
Summit		458,252		13.1	%		366,973		10.5	%		N/A		N/A
Summit Community		427,189		12.2	%		366,373		10.5	%		348,927		10.0	%
Tier I Capital (to average assets)
Summit		320,858		8.4	%		152,601		4.0	%		N/A		N/A
Summit Community		392,969		10.3	%		151,891		4.0	%		189,863		5.0	%

	Actual					Minimum Required Capital - Basel III					Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2021
CET1 (to risk weighted assets)
Summit		257,122		8.4	%		214,268		7.0	%		N/A		N/A
Summit Community		364,125		11.9	%		214,191		7.0	%		198,892		6.5	%
Tier I Capital (to risk weighted assets)
Summit		291,042		9.5	%		260,406		8.5	%		N/A		N/A
Summit Community		364,125		11.9	%		260,089		8.5	%		244,790		8.0	%
Total Capital (to risk weighted assets)
Summit		420,045		13.8	%		319,599		10.5	%		N/A		N/A
Summit Community		390,236		12.8	%		320,115		10.5	%		304,872		10.0	%
Tier I Capital (to average assets)
Summit		291,042		8.3	%		140,261		4.0	%		N/A		N/A
Summit Community		364,125		10.4	%		140,048		4.0	%		175,060		5.0	%