The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INGERSOLL-RAND PLC SHS G47791101 383 4,291 SH   SOLE   4,291 0 0
MEDTRONIC PLC SHS G5960L103 295 3,789 SH   SOLE   3,789 0 0
MEDTRONIC PLC SHS G5960L103 16 200 SH   OTR   200 0 0
CHUBB LIMITED COM H1467J104 325 2,283 SH   SOLE   2,283 0 0
ABB LTD SPONSORED ADR 000375204 248 10,000 SH   SOLE   10,000 0 0
AT&T INC COM 00206R102 2,154 54,999 SH   SOLE   54,999 0 0
AT&T INC COM 00206R102 265 6,778 SH   OTR   6,365 0 413
ABBOTT LABS COM 002824100 400 7,498 SH   SOLE   7,498 0 0
ABBOTT LABS COM 002824100 11 200 SH   OTR   200 0 0
ABBVIE INC COM 00287Y109 1,040 11,708 SH   SOLE   11,708 0 0
ABBVIE INC COM 00287Y109 18 200 SH   OTR   200 0 0
ADOBE SYS INC COM 00724F101 201 1,350 SH   SOLE   1,350 0 0
AIR PRODS & CHEMS INC COM 009158106 730 4,825 SH   SOLE   4,825 0 0
ALPHABET INC CAP STK CL C 02079K107 690 719 SH   SOLE   719 0 0
ALPHABET INC CAP STK CL A 02079K305 792 813 SH   SOLE   813 0 0
ALTRIA GROUP INC COM 02209S103 343 5,415 SH   SOLE   5,415 0 0
ALTRIA GROUP INC COM 02209S103 35 550 SH   OTR   500 0 50
AMAZON COM INC COM 023135106 317 330 SH   SOLE   330 0 0
AMERICAN ELEC PWR INC COM 025537101 1,042 14,831 SH   SOLE   14,831 0 0
AMERICAN ELEC PWR INC COM 025537101 7 100 SH   OTR   100 0 0
AMGEN INC COM 031162100 253 1,355 SH   SOLE   1,355 0 0
AMGEN INC COM 031162100 19 100 SH   OTR   100 0 0
APPLE INC COM 037833100 1,368 8,876 SH   SOLE   8,876 0 0
APPLE INC COM 037833100 37 240 SH   OTR   240 0 0
AUTODESK INC COM 052769106 674 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 606 5,540 SH   SOLE   5,540 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 11 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 502 13,050 SH   SOLE   13,050 0 0
BP PLC SPONSORED ADR 055622104 19 500 SH   OTR   500 0 0
BANK AMER CORP COM 060505104 329 12,975 SH   SOLE   12,975 0 0
BANK AMER CORP COM 060505104 80 3,159 SH   OTR   3,059 0 100
BAXTER INTL INC COM 071813109 706 11,250 SH   SOLE   11,250 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 549 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,189 6,485 SH   SOLE   6,485 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 23 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 830 12,050 SH   SOLE   12,050 0 0
BLACKROCK INC COM 09247X101 537 1,200 SH   SOLE   1,200 0 0
BOEING CO COM 097023105 383 1,508 SH   SOLE   1,508 0 0
BOEING CO COM 097023105 25 100 SH   OTR   50 0 50
BRISTOL MYERS SQUIBB CO COM 110122108 1,413 22,175 SH   SOLE   22,175 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 6 100 SH   OTR   100 0 0
CME GROUP INC COM CL A 12572Q105 302 2,225 SH   SOLE   2,225 0 0
CSX CORP COM 126408103 2,348 43,267 SH   SOLE   43,267 0 0
CSX CORP COM 126408103 182 3,357 SH   OTR   288 0 3,069
CAPITAL ONE FINL CORP COM 14040H105 259 3,065 SH   SOLE   3,065 0 0
CATERPILLAR INC DEL COM 149123101 447 3,583 SH   SOLE   3,583 0 0
CHEVRON CORP NEW COM 166764100 1,298 11,048 SH   SOLE   11,048 0 0
CHEVRON CORP NEW COM 166764100 12 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102 984 29,257 SH   SOLE   29,257 0 0
CISCO SYS INC COM 17275R102 22 652 SH   OTR   652 0 0
COCA COLA CO COM 191216100 2,712 60,247 SH   SOLE   60,247 0 0
COCA COLA CO COM 191216100 133 2,950 SH   OTR   2,950 0 0
COLGATE PALMOLIVE CO COM 194162103 933 12,805 SH   SOLE   12,805 0 0
COLGATE PALMOLIVE CO COM 319416210 219 3,000 SH   OTR   3,000 0 0
COMCAST CORP NEW CL A 20030N101 292 7,588 SH   SOLE   7,588 0 0
COMCAST CORP NEW CL A 20030N101 39 1,014 SH   OTR   0 0 1,014
CONOCOPHILLIPS COM 20825C104 335 6,691 SH   SOLE   6,691 0 0
CONOCOPHILLIPS COM 20825C104 10 200 SH   OTR   200 0 0
CONSOLIDATED EDISON INC COM 209115104 473 5,865 SH   SOLE   5,865 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 195 1,955 SH   SOLE   1,955 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 24 237 SH   OTR   237 0 0
CUMMINS INC COM 231021106 233 1,389 SH   SOLE   1,389 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 214 4,446 SH   SOLE   4,446 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 19 400 SH   OTR   400 0 0
DISNEY WALT CO COM DISNEY 254687106 2,557 25,940 SH   SOLE   25,940 0 0
DOMINION ENERGY INC COM 25746U109 1,299 16,890 SH   SOLE   16,890 0 0
DOMINION ENERGY INC COM 25746U109 14 187 SH   OTR   187 0 0
DOWDUPONT INC COM 26078J100 3,495 50,482 SH   SOLE   50,482 0 0
DOWDUPONT INC COM 26078J100 13 192 SH   OTR   192 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,248 14,876 SH   SOLE   14,876 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 18 220 SH   OTR   220 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 717 6,560 SH   SOLE   6,560 0 0
EMERSON ELEC CO COM 291011104 967 15,394 SH   SOLE   15,394 0 0
EMERSON ELEC CO COM 291011104 132 2,100 SH   OTR   2,100 0 0
ENBRIDGE INC COM 29250N105 322 7,698 SH   SOLE   7,698 0 0
ENBRIDGE INC COM 29250N105 2 49 SH   OTR   49 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 279 10,696 SH   SOLE   10,696 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 13 500 SH   OTR   500 0 0
EXELON CORP COM 30161N101 217 5,757 SH   SOLE   5,757 0 0
EXELON CORP COM 30161N101 11 286 SH   OTR   286 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 270 4,271 SH   SOLE   4,271 0 0
EXXON MOBIL CORP COM 30231G102 4,200 51,238 SH   SOLE   51,238 0 0
EXXON MOBIL CORP COM 30231G102 542 6,616 SH   OTR   6,528 0 88
FEDERATED INVS INC PA CL B 314211103 297 10,000 SH   SOLE   10,000 0 0
FIRST CMNTY BANCSHARES INC N COM 31983A103 3,324 114,175 SH   SOLE   114,175 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 939 9,170 SH   SOLE   9,170 0 0
FISERV INC COM 337738108 1,275 9,889 SH   SOLE   9,889 0 0
FLEMING CAP MUT FD GROUP JP MORGAN MID L 339128100 778 19,670 SH   SOLE   19,670 0 0
FLEMING CAP MUT FD GROUP JP MORGAN MID L 339128100 4 101 SH   OTR   101 0 0
GENERAL DYNAMICS CORP COM 369550108 1,546 7,520 SH   SOLE   7,520 0 0
GENERAL ELECTRIC CO COM 369604103 1,182 48,871 SH   SOLE   48,871 0 0
GENERAL ELECTRIC CO COM 369604103 431 17,825 SH   OTR   15,425 0 2,400
GENERAL MLS INC COM 370334104 463 8,938 SH   SOLE   8,938 0 0
HERSHEY CO COM 427866108 767 7,025 SH   SOLE   7,025 0 0
HOME DEPOT INC COM 437076102 1,495 9,140 SH   SOLE   9,140 0 0
HOME DEPOT INC COM 437076102 80 490 SH   OTR   390 0 100
HONEYWELL INTL INC COM 438516106 982 6,925 SH   SOLE   6,925 0 0
HONEYWELL INTL INC COM 438516106 14 100 SH   OTR   100 0 0
INTEL CORP COM 458140100 1,521 39,938 SH   SOLE   39,938 0 0
INTEL CORP COM 458140100 19 500 SH   OTR   500 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 896 13,035 SH   SOLE   13,035 0 0
INTERNATIONAL BUSINESS MA CHS COM 459200101 1,421 9,796 SH   SOLE   9,796 0 0
INTERNATIONAL BUSINESS MA CHS COM 459200101 575 3,960 SH   OTR   200 0 3,760
ISHARES TR GLOBAL TECH EFT 464287291 297 2,089 SH   SOLE   2,089 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,184 3,550 SH   SOLE   3,550 0 0
ISHARES TR NASDAQ BIOTECH 464287556 200 600 SH   OTR   600 0 0
ISHARES INC MSCI JPN EFT NEW 46434G822 276 4,950 SH   SOLE   4,950 0 0
ISHARES TR CORE INTL AGGR 46435G672 388 7,500 SH   SOLE   7,500 0 0
JPMORGAN CHASE & CO COM 46625H100 872 9,133 SH   SOLE   9,133 0 0
JOHNSON & JOHNSON COM 478160104 6,683 51,405 SH   SOLE   51,405 0 0
JOHNSON & JOHNSON COM 478160104 478 3,680 SH   OTR   3,680 0 0
KIMBERLY CLARK CORP COM 494368103 624 5,300 SH   SOLE   5,300 0 0
KRAFT HEINZ CO COM 500754106 428 5,519 SH   SOLE   5,519 0 0
L3 TECHNOLOGIES INC COM 502413107 207 1,100 SH   SOLE   1,100 0 0
LILLY ELI & CO COM 532457108 1,454 17,000 SH   SOLE   17,000 0 0
LOWES COS INC COM 548661107 248 3,107 SH   SOLE   3,107 0 0
MASTERCARD INCORPORATED CL A 57636Q104 771 5,460 SH   SOLE   5,460 0 0
MCDONALDS CORP COM 580135101 283 1,804 SH   SOLE   1,804 0 0
MERCK & CO INC COM 58933Y105 1,147 17,910 SH   SOLE   17,910 0 0
MICROSOFT CORP COM 594918104 2,714 36,428 SH   SOLE   36,428 0 0
MICROSOFT CORP COM 594918104 415 5,575 SH   OTR   5,575 0 0
MONDELEZ INTL INC CL A 609207105 243 5,985 SH   SOLE   5,985 0 0
MONDELEZ INTL INC CL A 609207105 10 234 SH   OTR   200 0 34
NESTLE S A SPONSORED ADR 641069406 347 4,137 SH   SOLE   4,137 0 0
NEXTERA ENERGY INC COM 65339F101 303 2,070 SH   SOLE   2,070 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,548 19,271 SH   SOLE   19,271 0 0
NORFOLK SOUTHERN CORP COM 655844108 349 2,638 SH   OTR   1,015 0 1,623
ORACLE CORP COM 68389X105 1,010 20,880 SH   SOLE   20,880 0 0
PEPSICO INC COM 713448108 1,691 15,172 SH   SOLE   15,172 0 0
PEPSICO INC COM 713448108 39 350 SH   OTR   350 0 0
PFIZER INC COM 717081103 1,381 38,670 SH   SOLE   38,670 0 0
PFIZER INC COM 717081103 191 5,350 SH   OTR   5,350 0 0
PHILIP MORRIS INTL INC COM 718172109 503 4,530 SH   SOLE   4,530 0 0
PHILIP MORRIS INTL INC COM 718172109 6 50 SH   OTR   0 0 50
PHILLIPS 66 COM 718546104 212 2,313 SH   SOLE   2,313 0 0
PHILLIPS 66 COM 718546104 18 200 SH   OTR   200 0 0
PROCTER AND GAMBLE CO COM 742718109 4,527 49,761 SH   SOLE   49,761 0 0
PROCTER AND GAMBLE CO COM 742718109 207 2,270 SH   OTR   2,270 0 0
QUALCOMM INC COM 747525103 218 4,207 SH   SOLE   4,207 0 0
QUANTA SVCS INC COM 74762E102 374 10,000 SH   SOLE   10,000 0 0
RGC RES INC COM 74955L103 2,785 97,483 SH   SOLE   97,483 0 0
RAYTHEON CO COM NEW 755111507 1,165 6,246 SH   SOLE   6,246 0 0
REALTY INCOME CORP COM 756109104 114 2,000 SH   SOLE   2,000 0 0
REALTY INCOME CORP COM 756109104 86 1,500 SH   OTR   1,500 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 624 10,307 SH   SOLE   10,307 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 30 500 SH   OTR   500 0 0
SALESFORCE COM INC COM 79466L302 365 3,908 SH   SOLE   3,908 0 0
SCHLUMBERGER LTD COM 806857108 1,311 18,787 SH   SOLE   18,787 0 0
SCHLUMBERGER LTD COM 806857108 126 1,800 SH   OTR   1,800 0 0
SCHWAB CAP TR HEDGED EQT SEL 808509699 413 23,279 SH   SOLE   23,279 0 0
SCHWAB CAP TR HEDGED EQT SEL 808509699 20 1,117 SH   OTR   1,117 0 0
SHIRE PLC SPONSORED ADR 82481R106 255 1,666 SH   SOLE   1,666 0 0
SIEMENS A G SPONSORED ADR 826197501 656 9,310 SH   SOLE   9,310 0 0
SOUTHERN CO COM 842587107 456 9,286 SH   SOLE   9,286 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,032 6,836 SH   SOLE   6,836 0 0
STANLEY BLACK & DECKER INC COM 854502101 153 1,014 SH   OTR   1,014 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 3,372 131,399 SH   SOLE   131,399 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 797 31,078 SH   OTR   30,000 0 1,078
SYSCO CORP COM 871829107 250 4,630 SH   SOLE   4,630 0 0
3M CO COM 88579Y101 673 3,206 SH   SOLE   3,206 0 0
3M CO COM 88579Y101 21 100 SH   OTR   100 0 0
UNILEVER N V N Y SHS NEW 904784709 210 3,550 SH   SOLE   3,550 0 0
UNITED PARCEL SERVICE INC CL B 911312106 249 2,075 SH   SOLE   2,075 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,347 11,605 SH   SOLE   11,605 0 0
UNITED TECHNOLOGIES CORP COM 913017109 238 2,049 SH   OTR   2,049 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,956 39,520 SH   SOLE   39,520 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 14 286 SH   OTR   0 0 286
VISA INC COM CL A 92826C839 658 6,248 SH   SOLE   6,248 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 217 7,621 SH   SOLE   7,621 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2 83 SH   OTR   0 0 83
WASTE MGMT INC DEL COM 94106L109 1,220 15,592 SH   SOLE   15,592 0 0
WASTE MGMT INC DEL COM 94106L109 196 2,500 SH   OTR   2,500 0 0
WELLS FARGO CO NEW COM 949746101 845 15,317 SH   SOLE   15,317 0 0
WELLTOWER INC COM 95040Q104 238 3,390 SH   SOLE   3,390 0 0
WELLTOWER INC COM 95040Q104 18 250 SH   OTR   250 0 0
WEYERHAEUSER CO COM 962166104 316 9,278 SH   SOLE   9,278 0 0