The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INGERSOLL-RAND PLC SHS G47791101 392 4,291 SH   SOLE   4,291 0 0
MEDTRONIC PLC SHS G5960L103 304 3,425 SH   SOLE   3,425 0 0
MEDTRONIC PLC SHS G5960L103 18 200 SH   OTR   200 0 0
CHUBB LIMITED COM H1467J104 332 2,283 SH   SOLE   2,283 0 0
ABB LTD SPONSORED ADR 000375204 249 10,000 SH   SOLE   10,000 0 0
AT&T INC COM 00206R102 2,051 54,370 SH   SOLE   54,370 0 0
AT&T INC COM 00206R102 256 6,778 SH   OTR   6,365 0 413
ABBOTT LABS COM 002824100 391 8,048 SH   SOLE   8,048 0 0
ABBOTT LABS COM 002824100 10 200 SH   OTR   200 0 0
ABBVIE INC COM 00287Y109 878 12,102 SH   SOLE   12,102 0 0
ABBVIE INC COM 00287Y109 15 200 SH   OTR   200 0 0
AIR PRODS & CHEMS INC COM 009158106 690 4,825 SH   SOLE   4,825 0 0
ALPHABET INC CAP STK CL C 02079K107 579 637 SH   SOLE   637 0 0
ALPHABET INC CAP STK CL A 02079K305 680 731 SH   SOLE   731 0 0
ALTRIA GROUP INC COM 02209S103 403 5,415 SH   SOLE   5,415 0 0
ALTRIA GROUP INC COM 02209S103 41 550 SH   OTR   500 0 50
AMAZON COM INC COM 023135106 319 330 SH   SOLE   330 0 0
AMERICAN ELEC PWR INC COM 025537101 1,058 15,231 SH   SOLE   15,231 0 0
AMERICAN ELEC PWR INC COM 025537101 7 100 SH   OTR   100 0 0
AMGEN INC COM 031162100 319 1,855 SH   SOLE   1,855 0 0
AMGEN INC COM 031162100 17 100 SH   OTR   100 0 0
APPLE INC COM 037833100 1,050 7,292 SH   SOLE   7,292 0 0
APPLE INC COM 037833100 35 240 SH   OTR   240 0 0
AUTODESK INC COM 052769106 605 6,000 SH   SOLE   6,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 575 5,615 SH   SOLE   5,615 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 10 100 SH   OTR   100 0 0
BP PLC SPONSORED ADR 055622104 473 13,650 SH   SOLE   13,650 0 0
BP PLC SPONSORED ADR 055622104 17 500 SH   OTR   500 0 0
BANK AMER CORP COM 060505104 315 12,975 SH   SOLE   12,975 0 0
BANK AMER CORP COM 060505104 77 3,159 SH   OTR   3,059 0 100
BAXTER INTL INC COM 071813109 681 11,250 SH   SOLE   11,250 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 954 5,635 SH   SOLE   5,635 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 21 124 SH   OTR   0 0 124
BLACK HILLS CORP COM 092113109 820 12,150 SH   SOLE   12,150 0 0
BLACKROCK INC COM 09247X101 253 600 SH   SOLE   600 0 0
BOEING CO COM 097023105 235 1,188 SH   SOLE   1,188 0 0
BOEING CO COM 097023105 20 100 SH   OTR   50 0 50
BRISTOL MYERS SQUIBB CO COM 110122108 1,252 22,475 SH   SOLE   22,475 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 6 100 SH   OTR   100 0 0
CSX CORP COM 126408103 2,377 43,567 SH   SOLE   43,567 0 0
CSX CORP COM 126408103 183 3,357 SH   OTR   288 0 3,069
CAPITAL ONE FINL CORP COM 14040H105 253 3,065 SH   SOLE   3,065 0 0
CATERPILLAR INC DEL COM 149123101 385 3,583 SH   SOLE   3,583 0 0
CHEVRON CORP NEW COM 166764100 1,177 11,278 SH   SOLE   11,278 0 0
CHEVRON CORP NEW COM 166764100 10 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102 952 30,415 SH   SOLE   30,415 0 0
CISCO SYS INC COM 17275R102 20 652 SH   OTR   652 0 0
COCA COLA CO COM 191216100 2,647 59,030 SH   SOLE   59,030 0 0
COCA COLA CO COM 191216100 132 2,950 SH   OTR   2,950 0 0
COLGATE PALMOLIVE CO COM 194162103 984 13,279 SH   SOLE   13,279 0 0
COLGATE PALMOLIVE CO COM 194162103 222 3,000 SH   OTR   3,000 0 0
COMCAST CORP NEW CL A 20030N101 373 9,588 SH   SOLE   9,588 0 0
COMCAST CORP NEW CL A 20030N101 39 1,014 SH   OTR   0 0 1,014
CONOCOPHILLIPS COM 20825C104 294 6,691 SH   SOLE   6,691 0 0
CONOCOPHILLIPS COM 20825C104 9 200 SH   OTR   200 0 0
CONSOLIDATED EDISON INC COM 209115104 474 5,865 SH   SOLE   5,865 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 196 1,955 SH   SOLE   1,955 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 24 237 SH   OTR   237 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 256 4,756 SH   SOLE   4,756 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 21 400 SH   OTR   400 0 0
DISNEY WALT CO COM DISNEY 254687106 2,784 26,200 SH   SOLE   26,200 0 0
DOMINION ENERGY INC COM 25746U109 1,245 16,242 SH   SOLE   16,242 0 0
DOW CHEM CO COM 260543103 1,022 16,207 SH   SOLE   16,207 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,184 27,065 SH   SOLE   27,065 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 12 150 SH   OTR   150 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,209 14,464 SH   SOLE   14,464 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 18 220 SH   OTR   220 0 0
EDWARDS LIFESCIENCES CORP COM 38176E108 776 6,560 SH   SOLE   6,560 0 0
EMERSON ELEC CO COM 291011104 921 15,453 SH   SOLE   15,453 0 0
EMERSON ELEC CO COM 291011104 125 2,100 SH   OTR   2,100 0 0
ENBRIDGE INC COM 29250N105 306 7,698 SH   SOLE   7,698 0 0
ENBRIDGE INC COM 29250N105 8 196 SH   OTR   196 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 290 10,696 SH   SOLE   10,696 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 5 200 SH   OTR   200 0 0
EXELON CORP COM 30161N101 225 6,236 SH   SOLE   6,236 0 0
EXELON CORP COM 30161N101 15 429 SH   OTR   429 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 271 4,251 SH   SOLE   4,251 0 0
EXXON MOBIL CORP COM 30231G102 4,122 51,062 SH   SOLE   51,062 0 0
EXXON MOBIL CORP COM 30231G102 534 6,616 SH   OTR   6,528 0 88
FEDERATED INVS INC PA CL B 314211103 283 10,000 SH   SOLE   10,000 0 0
FIRST CMNTY BANCSHARES INC N COM 31983A103 3,123 114,187 SH   SOLE   114,187 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 1,080 11,395 SH   SOLE   11,395 0 0
FISERV INC COM 337738108 1,320 10,789 SH   SOLE   10,789 0 0
FLEMING CAP MUT FD GROUP JP MORGAN MID L 339128100 972 25,121 SH   SOLE   25,121 0 0
GENERAL DYNAMICS CORP COM 369550108 1,485 7,498 SH   SOLE   7,498 0 0
GENERAL ELECTRIC CO COM 369604103 1,717 63,566 SH   SOLE   63,566 0 0
GENERAL ELECTRIC CO COM 369604103 481 17,825 SH   OTR   15,425 0 2,400
GENERAL MLS INC COM 370334104 495 8,938 SH   SOLE   8,938 0 0
HERSHEY CO COM 427866108 902 8,400 SH   SOLE   8,400 0 0
HOME DEPOT INC COM 437076102 1,425 9,290 SH   SOLE   9,290 0 0
HOME DEPOT INC COM 437076102 75 490 SH   OTR   390 0 100
HONEYWELL INTL INC COM 438516106 916 6,875 SH   SOLE   6,875 0 0
HONEYWELL INTL INC COM 438516106 13 100 SH   OTR   100 0 0
INTEL CORP COM 458140100 1,351 40,038 SH   SOLE   40,038 0 0
INTEL CORP COM 458140100 17 500 SH   OTR   500 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 703 10,660 SH   SOLE   10,660 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,625 10,563 SH   SOLE   10,563 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 609 3,960 SH   OTR   200 0 3,760
ISHARES TR GLOBAL TECH ETF 464287291 274 2,089 SH   SOLE   2,089 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,104 3,560 SH   SOLE   3,560 0 0
ISHARES TR NASDAQ BIOTECH 464287556 186 600 SH   OTR   600 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 266 4,950 SH   SOLE   4,950 0 0
ISHARES TR CORE INTL AGGR 46435G672 389 7,500 SH   SOLE   7,500 0 0
JPMORGAN CHASE & CO COM 46625H100 848 9,273 SH   SOLE   9,273 0 0
JOHNSON & JOHNSON COM 478160104 6,728 50,857 SH   SOLE   50,857 0 0
JOHNSON & JOHNSON COM 478160104 493 3,730 SH   OTR   3,730 0 0
KIMBERLY CLARK CORP COM 494368103 697 5,400 SH   SOLE   5,400 0 0
KRAFT HEINZ CO COM 500754106 430 5,019 SH   SOLE   5,019 0 0
LILLY ELI & CO COM 532457108 1,403 17,050 SH   SOLE   17,050 0 0
LOWES COS INC COM 548661107 269 3,470 SH   SOLE   3,470 0 0
MASTERCARD INCORPORATED CL A 57636Q104 469 3,865 SH   SOLE   3,865 0 0
MCDONALDS CORP COM 580135101 268 1,750 SH   SOLE   1,750 0 0
MERCK & CO INC COM 58933Y105 1,090 17,010 SH   SOLE   17,010 0 0
MICROSOFT CORP COM 594918104 2,492 36,184 SH   SOLE   36,148 0 0
MICROSOFT CORP COM 594918104 377 5,475 SH   OTR   5,475 0 0
MONDELEZ INTL INC CL A 609207105 266 6,160 SH   SOLE   6,160 0 0
MONDELEZ INTL INC CL A 609207105 10 234 SH   OTR   200 0 34
NESTLE S A SPONSORED ADR 641069406 378 4,337 SH   SOLE   4,337 0 0
NEXTERA ENERGY INC COM 65339F101 312 2,224 SH   SOLE   2,224 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,441 20,056 SH   SOLE   20,056 0 0
NORFOLK SOUTHERN CORP COM 655844108 309 2,538 SH   OTR   915 0 1,623
ORACLE CORP COM 68389X105 1,047 20,880 SH   SOLE   20,880 0 0
PEPSICO INC COM 713448108 1,656 14,336 SH   SOLE   14,336 0 0
PEPSICO INC COM 713448108 40 350 SH   OTR   350 0 0
PFIZER INC COM 717081103 1,233 36,721 SH   SOLE   36,721 0 0
PFIZER INC COM 717081103 180 5,350 SH   OTR   5,350 0 0
PHILIP MORRIS INTL INC COM 718172109 532 4,530 SH   SOLE   4,530 0 0
PHILIP MORRIS INTL INC COM 718172109 6 50 SH   OTR   0 0 50
PROCTER AND GAMBLE CO COM 742718109 4,312 49,475 SH   SOLE   49,475 0 0
PROCTER AND GAMBLE CO COM 742718109 198 2,270 SH   OTR   2,270 0 0
QUALCOMM INC COM 747525103 224 4,048 SH   SOLE   4,048 0 0
QUANTA SVCS INC COM 74762E102 329 10,000 SH   SOLE   10,000 0 0
RGC RES INC COM 74955L103 2,762 97,483 SH   SOLE   97,483 0 0
RAYTHEON CO COM NEW 755111507 1,066 6,600 SH   SOLE   6,600 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 559 10,507 SH   SOLE   10,507 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 27 500 SH   OTR   500 0 0
SCHLUMBERGER LTD COM 806857108 1,237 18,787 SH   SOLE   18,787 0 0
SCHLUMBERGER LTD COM 806857108 132 2,000 SH   OTR   2,000 0 0
SCHWAB CAP TR HEDGED EQT SEL 808509699 374 21,919 SH   SOLE   21,919 0 0
SCHWAB CAP TR HEDGED EQT SEL 808509699 19 1,117 SH   OTR   1,117 0 0
SHIRE PLC SPONSORED ADR 82481R106 275 1,666 SH   SOLE   1,666 0 0
SIEMENS A G SPONSORED ADR 826197501 639 9,310 SH   SOLE   9,310 0 0
SOUTHERN CO COM 842587107 411 8,582 SH   SOLE   8,582 0 0
STANLEY BLACK & DECKER INC COM 854502101 969 6,886 SH   SOLE   6,886 0 0
STANLEY BLACK & DECKER INC COM 854502101 143 1,014 SH   OTR   1,014 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 3,163 143,779 SH   SOLE   143,779 0 0
SUMMIT FINANCIAL GROUP INC COM 86606G101 2,239 101,780 SH   OTR   100,702 0 1,078
SYSCO CORP COM 871829107 248 4,930 SH   SOLE   4,930 0 0
3M CO COM 88579Y101 590 2,836 SH   SOLE   2,836 0 0
3M CO COM 88579Y101 21 100 SH   OTR   100 0 0
UNITED PARCEL SERVICE INC CL B 911312106 221 2,000 SH   SOLE   2,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,417 11,605 SH   SOLE   11,605 0 0
UNITED TECHNOLOGIES CORP COM 913017109 250 2,049 SH   OTR   2,049 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,784 39,949 SH   SOLE   39,949 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 13 286 SH   OTR   0 0 286
VISA INC COM CL A 92826C839 473 5,048 SH   SOLE   5,048 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 225 7,838 SH   SOLE   7,838 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2 83 SH   OTR   0 0 83
WASTE MGMT INC DEL COM 94106L109 1,166 15,892 SH   SOLE   15,892 0 0
WASTE MGMT INC DEL COM 94106L109 183 2,500 SH   OTR   2,500 0 0
WELLS FARGO CO NEW COM 949746101 861 15,547 SH   SOLE   15,547 0 0
WELLTOWER INC COM 95040Q104 274 3,665 SH   SOLE   3,665 0 0
WELLTOWER INC COM 95040Q104 19 250 SH   OTR   250 0 0
WEYERHAEUSER CO COM 962166104 328 9,785 SH   SOLE   9,785 0 0