Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2022

Banking Regulation, Total Capital [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of March 31, 2022 and December 31, 2021.

Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended.

	Actual				Minimum Required Capital - Basel III				Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount	Ratio
As of March 31, 2022
CET1 (to risk weighted assets)
Summit	$	264,327	8.2	%	$	225,645	7.0		N/A	N/A
Summit Community	370,527		11.6	%	223,594		7.0	%	207,623	6.5	%
Tier I Capital (to risk weighted assets)
Summit	298,247		9.3	%	272,591		8.5		N/A	N/A
Summit Community	370,527		11.6	%	271,507		8.5	%	255,536	8.0	%
Total Capital (to risk weighted assets)
Summit	432,110		13.5	%	336,086		10.5		N/A	N/A
Summit Community	401,393		12.5	%	337,170		10.5	%	321,114	10.0	%
Tier I Capital (to average assets)
Summit	298,247		8.4	%	142,022		4.0		N/A	N/A
Summit Community	370,527		10.5	%	141,153		4.0	%	176,441	5.0	%

	Actual			Minimum Required Capital - Basel III			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount	Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2021
CET1 (to risk weighted assets)
Summit	257,122	8.4	%	214,268	7.0	%	N/A	N/A
Summit Community	364,125	11.9	%	214,191	7.0	%	198,892	6.5	%
Tier I Capital (to risk weighted assets)
Summit	291,042	9.5	%	260,406	8.5	%	N/A	N/A
Summit Community	364,125	11.9	%	260,089	8.5	%	244,790	8.0	%
Total Capital (to risk weighted assets)
Summit	420,045	13.8	%	319,599	10.5	%	N/A	N/A
Summit Community	390,236	12.8	%	320,115	10.5	%	304,872	10.0	%
Tier I Capital (to average assets)
Summit	291,042	8.3	%	140,261	4.0	%	N/A	N/A
Summit Community	364,125	10.4	%	140,048	4.0	%	175,060	5.0	%