Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2021

Banking Regulation, Total Capital [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of June 30, 2021 and December 31, 2020.

Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended.

	Actual				Minimum Required Capital - Basel III			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount	Ratio		Amount	Ratio
As of June 30, 2021
CET1 (to risk weighted assets)
Summit	$	252,637	9.6	%	N/A	N/A		N/A	N/A
Summit Community	313,592		11.9	%	184,466	7.0	%	171,290	6.5	%
Tier I Capital (to risk weighted assets)
Summit	286,557		10.9	%	N/A	N/A		N/A	N/A
Summit Community	313,592		11.9	%	223,994	8.5	%	210,818	8.0	%
Total Capital (to risk weighted assets)
Summit	341,225		13.0	%	N/A	N/A		N/A	N/A
Summit Community	338,828		12.9	%	275,790	10.5	%	262,657	10.0	%
Tier I Capital (to average assets)
Summit	286,557		8.9	%	N/A	N/A		N/A	N/A
Summit Community	313,592		9.7	%	129,316	4.0	%	161,645	5.0	%

	Actual			Minimum Required Capital - Basel III			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount	Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2020
CET1 (to risk weighted assets)
Summit	233,768	9.3	%	N/A	N/A		N/A	N/A
Summit Community	279,540	11.1	%	176,286	7.0	%	163,695	6.5	%
Tier I Capital (to risk weighted assets)
Summit	252,768	10.0	%	N/A	N/A		N/A	N/A
Summit Community	279,540	11.1	%	214,062	8.5	%	201,470	8.0	%
Total Capital (to risk weighted assets)
Summit	305,309	12.1	%	N/A	N/A		N/A	N/A
Summit Community	302,716	12.0	%	264,877	10.5	%	252,263	10.0	%
Tier I Capital (to average assets)
Summit	252,768	8.6	%	N/A	N/A		N/A	N/A
Summit Community	279,540	9.5	%	117,701	4.0	%	147,126	5.0	%