<SEC-DOCUMENT>0000811808-21-000022-index.html : 20210503
<SEC-HEADER>0000811808-21-000022.hdr.sgml : 20210503
<ACCEPTANCE-DATETIME>20210503151649
ACCESSION NUMBER:		0000811808-21-000022
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		9
FILED AS OF DATE:		20210503
DATE AS OF CHANGE:		20210503

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP, INC.
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-255715
		FILM NUMBER:		21883181

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUMMIT FINANCIAL GROUP INC
		DATE OF NAME CHANGE:	20000330

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>s-3xsummitfinancial.htm
<DESCRIPTION>S-3
<TEXT>
Document 1 - file: s-3xsummitfinancial.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.4
<SEQUENCE>2
<FILENAME>exhibit44formofseniorinden.htm
<DESCRIPTION>EX-4.4
<TEXT>
Document 2 - file: exhibit44formofseniorinden.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>3
<FILENAME>exhibit46formofsubordinate.htm
<DESCRIPTION>EX-4.6
<TEXT>
Document 3 - file: exhibit46formofsubordinate.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>4
<FILENAME>exhibit51-legalopinionforf.htm
<DESCRIPTION>EX-5.1
<TEXT>
Document 4 - file: exhibit51-legalopinionforf.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>5
<FILENAME>exhibit232yhbconsent.htm
<DESCRIPTION>EX-23.2
<TEXT>
Document 5 - file: exhibit232yhbconsent.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image_01.jpg
<TEXT>
Document 6 - file: image_01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image_11.jpg
<TEXT>
Document 7 - file: image_11.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image_11b.jpg
<TEXT>
Document 8 - file: image_11b.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image_21.jpg
<TEXT>
Document 9 - file: image_21.jpg

</DOCUMENT>
</SEC-DOCUMENT>