Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2020

Banking Regulation, Total Capital [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of September 30, 2020 and December 31, 2019. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended.

	Actual				Minimum Required Capital - Basel III			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount	Ratio		Amount	Ratio
As of September 30, 2020
CET1 (to risk weighted assets)
Summit	$	231,568	9.9	%	N/A	N/A		N/A	N/A
Summit Community	276,361		11.8	%	163,943	7.0	%	152,233	6.5	%
Tier I Capital (to risk weighted assets)
Summit	250,568		10.7	%	N/A	N/A		N/A	N/A
Summit Community	276,361		11.8	%	199,074	8.5	%	187,363	8.0	%
Total Capital (to risk weighted assets)
Summit	301,774		12.9	%	N/A	N/A		N/A	N/A
Summit Community	297,567		12.7	%	246,020	10.5	%	234,305	10.0	%
Tier I Capital (to average assets)
Summit	250,568		8.7	%	N/A	N/A		N/A	N/A
Summit Community	276,361		9.6	%	115,150	4.0	%	143,938	5.0	%

	Actual			Minimum Required Capital - Basel III Fully Phased-in			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount	Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2019
CET1 (to risk weighted assets)
Summit	224,679	11.1	%	N/A	N/A		N/A	N/A
Summit Community	244,045	12.1	%	141,183	7.0	%	131,099	6.5	%
Tier I Capital (to risk weighted assets)
Summit	243,679	12.1	%	N/A	N/A		N/A	N/A
Summit Community	244,045	12.1	%	171,437	8.5	%	161,352	8.0	%
Total Capital (to risk weighted assets)
Summit	256,753	12.7	%	N/A	N/A		N/A	N/A
Summit Community	257,119	12.7	%	212,579	10.5	%	202,456	10.0	%
Tier I Capital (to average assets)
Summit	243,679	10.5	%	N/A	N/A		N/A	N/A
Summit Community	244,045	10.6	%	92,092	4.0	%	115,116	5.0	%