<SEC-DOCUMENT>0000811808-20-000045-index.html : 20200928
<SEC-HEADER>0000811808-20-000045.hdr.sgml : 20200928
<ACCEPTANCE-DATETIME>20200928171847
ACCESSION NUMBER:		0000811808-20-000045
CONFORMED SUBMISSION TYPE:	425
PUBLIC DOCUMENT COUNT:		13
FILED AS OF DATE:		20200928
DATE AS OF CHANGE:		20200928

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		425
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16587
		FILM NUMBER:		201205322

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		425

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>425
<SEQUENCE>1
<FILENAME>summitfinancialgroupinc8k2.htm
<DESCRIPTION>425
<TEXT>
Document 1 - file: summitfinancialgroupinc8k2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.1
<SEQUENCE>2
<FILENAME>exhibit21.htm
<DESCRIPTION>EX-2.1
<TEXT>
Document 2 - file: exhibit21.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>3
<FILENAME>exhibit993.htm
<DESCRIPTION>EX-99.3
<TEXT>
Document 3 - file: exhibit993.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>4
<FILENAME>exhibit994.htm
<DESCRIPTION>EX-99.4
<TEXT>
Document 4 - file: exhibit994.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>a994page11.jpg
<TEXT>
Document 5 - file: a994page11.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>a994page21.jpg
<TEXT>
Document 6 - file: a994page21.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>a994page31.jpg
<TEXT>
Document 7 - file: a994page31.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>a994page41.jpg
<TEXT>
Document 8 - file: a994page41.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>a994page51.jpg
<TEXT>
Document 9 - file: a994page51.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>a994page61.jpg
<TEXT>
Document 10 - file: a994page61.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image_01.jpg
<TEXT>
Document 11 - file: image_01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image_11.jpg
<TEXT>
Document 12 - file: image_11.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>sfglogousethisone1.jpg
<TEXT>
Document 13 - file: sfglogousethisone1.jpg

</DOCUMENT>
</SEC-DOCUMENT>