Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	[1]
ASSETS
Cash and due from banks	$ 18,633	$ 28,137
Interest bearing deposits with other banks	22,821	33,751
Cash and cash equivalents	41,454	61,888
Debt Securities, Available-for-sale	305,045	276,355
Other investments	11,804	12,972
Loans held for sale	647	1,319
Loans and Leases Receivable, Net of Deferred Income	2,007,269	1,913,499
Loans and Leases Receivable, Allowance	(24,608)	(13,074)
Loans and Leases Receivable, Net Amount	1,982,661	1,900,425
Property held for sale	18,287	19,276
Premises and equipment, net	47,078	44,168
Accrued interest receivable	9,043	8,439
Goodwill and other intangible assets	34,132	23,022
Cash surrender value of life insurance policies	46,497	43,603
Other assets	16,674	12,025
Total assets	2,513,322	2,403,492
Deposits
Non-interest bearing	337,446	260,553
Interest bearing	1,707,468	1,652,684
Total deposits	2,044,914	1,913,237
Short-term borrowings	161,745	199,345
Long-term borrowings	712	717
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	30,337	22,840
Total liabilities	2,257,297	2,155,728
Commitments and Contingencies
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2020 - 12,980,744 shares and 2019 - 12,474,641 shares; outstanding: 2020 - 12,920,244 shares and 2019 - 12,408,542	94,439	80,084
Unallocated common stock held by Employee Stock Ownership Plan - 2020 - 60,500 shares and 2019 - 66,099 shares	(653)	(714)
Retained earnings	161,408	165,859
Accumulated other comprehensive income	831	2,535
Total shareholders' equity	256,025	247,764
Total liabilities and shareholders' equity	$ 2,513,322	$ 2,403,492

[1] Derived from audited consolidated financial statements