<SEC-DOCUMENT>0000811808-20-000020-index.html : 20200416
<SEC-HEADER>0000811808-20-000020.hdr.sgml : 20200416
<ACCEPTANCE-DATETIME>20200416095042
ACCESSION NUMBER:		0000811808-20-000020
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20200519
FILED AS OF DATE:		20200416
DATE AS OF CHANGE:		20200416
EFFECTIVENESS DATE:		20200416

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16587
		FILM NUMBER:		20795370

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>summitfinancialgroupinc202.htm
<DESCRIPTION>DEF 14A
<TEXT>
Document 1 - file: summitfinancialgroupinc202.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>a0387wdsfgia01.jpg
<TEXT>
Document 2 - file: a0387wdsfgia01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>a0387wdsummitfinancialgroupi.jpg
<TEXT>
Document 3 - file: a0387wdsummitfinancialgroupi.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>oscarsig.jpg
<TEXT>
Document 4 - file: oscarsig.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>sfglogobw.jpg
<TEXT>
Document 5 - file: sfglogobw.jpg

</DOCUMENT>
</SEC-DOCUMENT>