Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2019

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of September 30, 2019 and December 31, 2018. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended.

	Actual				Minimum Required Capital - Basel III			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount	Ratio		Amount	Ratio
As of September 30, 2019
CET1 (to risk weighted assets)
Summit	$	217,934	11.2	%	N/A	N/A		N/A	N/A
Summit Community	236,937		12.2	%	135,947	7.0	%	126,237	6.5	%
Tier I Capital (to risk weighted assets)
Summit	236,934		12.2	%	N/A	N/A		N/A	N/A
Summit Community	236,937		12.2	%	165,079	8.5	%	155,369	8.0	%
Total Capital (to risk weighted assets)
Summit	249,874		12.8	%	N/A	N/A		N/A	N/A
Summit Community	249,878		12.9	%	203,389	10.5	%	193,704	10.0	%
Tier I Capital (to average assets)
Summit	236,934		10.4	%	N/A	N/A		N/A	N/A
Summit Community	236,937		10.4	%	91,130	4.0	%	113,912	5.0	%

	Actual			Minimum Required Capital - Basel III Fully Phased-in			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount	Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2018
CET1 (to risk weighted assets)
Summit	197,551	11.1	%	N/A	N/A		N/A	N/A
Summit Community	213,930	12.0	%	124,793	7.0	%	115,879	6.5	%
Tier I Capital (to risk weighted assets)
Summit	216,551	12.2	%	N/A	N/A		N/A	N/A
Summit Community	213,930	12.0	%	151,534	8.5	%	142,620	8.0	%
Total Capital (to risk weighted assets)
Summit	229,598	12.9	%	N/A	N/A		N/A	N/A
Summit Community	226,977	12.8	%	186,192	10.5	%	177,326	10.0	%
Tier I Capital (to average assets)
Summit	216,551	10.1	%	N/A	N/A		N/A	N/A
Summit Community	213,930	10.0	%	85,572	4.0	%	106,965	5.0	%