Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	[1]
ASSETS
Cash and due from banks	$ 12,374	$ 23,061
Interest bearing deposits with other banks	40,296	36,479
Cash and cash equivalents	52,670	59,540
Debt Securities, Available-for-sale	265,347	293,147
Other investments	14,022	16,635
Loans held for sale	1,087	400
Loans and Leases Receivable, Net of Deferred Income	1,851,832	1,695,052
Loans and Leases Receivable, Allowance	(12,941)	(13,047)
Loans and Leases Receivable, Net Amount	1,838,891	1,682,005
Property held for sale	20,979	21,432
Premises and equipment, net	43,592	37,553
Accrued interest receivable	8,704	8,708
Goodwill and other intangible assets	23,182	25,842
Cash surrender value of life insurance policies	43,216	42,386
Other assets	11,919	12,938
Total assets	2,323,609	2,200,586
Deposits
Non interest bearing	241,999	222,120
Interest bearing	1,590,286	1,412,706
Total deposits	1,832,285	1,634,826
Short-term borrowings	206,694	309,084
Long-term borrowings	722	735
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	21,897	16,522
Total liabilities	2,081,187	1,980,756
Commitments and Contingencies
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2019 - 12,472,277 shares and 2018 - 12,399,887 shares; outstanding: 2019 - 12,400,804 shares and 2018 - 12,312,933	79,780	80,431
Unallocated common stock held by Employee Stock Ownership Plan - 2019 - 71,473 shares and 2018 - 86,954 shares	(772)	(939)
Retained earnings	159,568	141,354
Accumulated other comprehensive income (loss)	3,846	(1,016)
Total shareholders' equity	242,422	219,830
Total liabilities and shareholders' equity	$ 2,323,609	$ 2,200,586

[1] Derived from audited consolidated financial statements