Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2018

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.

	Actual				Minimum Required Capital - Basel III Fully Phased-in			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2018
CET1 (to risk weighted assets)
Summit	$	197,551	11.1	%	N/A	N/A		N/A	N/A
Summit Community	213,930		12.0	%	124,793	7.0	%	115,879	6.5	%
Tier I Capital (to risk weighted assets)
Summit	216,551		12.2	%	N/A	N/A		N/A	N/A
Summit Community	213,930		12.0	%	151,534	8.5	%	142,620	8.0	%
Total Capital (to risk weighted assets)
Summit	229,598		12.9	%	N/A	N/A		N/A	N/A
Summit Community	226,977		12.8	%	186,192	10.5	%	177,326	10.0	%
Tier I Capital (to average assets)
Summit	216,551		10.1	%	N/A	N/A		N/A	N/A
Summit Community	213,930		10.0	%	85,572	4.0	%	106,965	5.0	%
As of December 31, 2017
CET1 (to risk weighted assets)
Summit	177,010		10.6	%	116,893	7.0	%	108,544	6.5	%
Summit Community	195,008		11.7	%	116,671	7.0	%	108,338	6.5	%
Tier I Capital (to risk weighted assets)
Summit	196,010		11.8	%	141,194	8.5	%	132,888	8.0	%
Summit Community	195,008		11.7	%	141,672	8.5	%	133,339	8.0	%
Total Capital (to risk weighted assets)
Summit	208,575		12.5	%	175,203	10.5	%	166,860	10.0	%
Summit Community	207,573		12.5	%	174,361	10.5	%	166,058	10.0	%
Tier I Capital (to average assets)
Summit	196,010		9.4	%	83,409	4.0	%	104,261	5.0	%
Summit Community	195,008		9.4	%	82,982	4.0	%	103,728	5.0	%