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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2018
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the years ended December 31, 2018, 2017 and 2016 is as follows:
Dollars in thousands
 
2018
 
2017
 
2016
 
 
 
 
 
 
 
Balance, beginning of year
 
$
12,565

 
$
11,674

 
$
11,472

Losses:
 
 
 
 
 
 
Commercial
 
248

 
23

 
489

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
38

 
5

 
179

Non-owner occupied
 
619

 
65

 
124

Construction and development
 
 
 
 
 
 
Land and land development
 
259

 
3

 
127

Construction
 
—

 
33

 
9

Residential real estate
 
 
 
 
 
 
Non-jumbo
 
887

 
359

 
169

Jumbo
 
—

 
2

 
—

Home equity
 
26

 
158

 
175

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
244

 
389

 
98

Other
 
282

 
251

 
185

Total
 
2,603

 
1,288

 
1,555

Recoveries:
 
 

 
 

 
 

Commercial
 
16

 
124

 
73

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
23

 
89

 
31

Non-owner occupied
 
—

 
91

 
17

Construction and development
 
 
 
 
 
 
Land and land development
 
270

 
278

 
840

Construction
 
—

 
—

 
—

Real estate - mortgage
 
 
 
 
 
 
Non-jumbo
 
228

 
134

 
136

Jumbo
 
25

 
—

 
6

Home equity
 
10

 
30

 
3

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
141

 
82

 
76

Other
 
122

 
101

 
75

Total
 
835

 
929

 
1,257

Net losses
 
1,768


359


298

Provision for loan losses
 
2,250

 
1,250

 
500

Balance, end of year
 
$
13,047


$
12,565


$
11,674
Allowance for Credit Losses on Financing Receivables
The following tables present the activity in the allowance for loan losses, balance in allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2018 and 2017.
 
For the Year Ended December 31, 2018
 
At December 31, 2018
 
At December 31, 2018
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
1,303

$
(248
)
$
16

$
634

$
1,705

 
$
682

$
1,023

$
—

$
1,705

 
$
4,362

$
189,953

$
—

$
194,315

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,424

(38
)
23

(195
)
2,214

 
462

1,752

—

2,214

 
11,569

254,793

—

266,362

Non-owner occupied
4,950

(619
)
—

1,411

5,742

 
9

5,729

4

5,742

 
9,855

553,809

1,162

564,826

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
641

(259
)
270

(313
)
339

 
298

41

—

339

 
5,824

63,009

—

68,833

Construction
153

—

—

(89
)
64

 
—

64

—

64

 
—

24,731

—

24,731

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,911

(887
)
228

838

2,090

 
585

1,495

10

2,090

 
6,261

329,342

1,374

336,977

Jumbo
72

—

25

282

379

 
106

273

—

379

 
4,953

67,671

975

73,599

Home equity
638

(26
)
10

(455
)
167

 
—

167

—

167

 
523

80,387

—

80,910

Mortgage warehouse lines
—

—

—

—

—

 
—

—

—

—

 
—

39,140

—

39,140

Consumer
210

(244
)
141

(28
)
79

 
—

79

—

79

 
9

32,451

—

32,460

Other
263

(282
)
122

165

268

 
—

268

—

268

 
—

12,899

—

12,899

Total
$
12,565

$
(2,603
)
$
835

$
2,250

$
13,047

 
$
2,142

$
10,891

$
14

$
13,047

 
$
43,356

$
1,648,185

$
3,511

$
1,695,052


 
For the Year Ended December 31, 2017
 
At December 31, 2017
 
At December 31, 2017
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
 Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality
(PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality
(PCI)
Total
Commercial
$
934

$
(23
)
$
124

$
268

$
1,303

 
$
252

$
1,051

$
—

$
1,303

 
$
495

$
189,477

$
9

$
189,981

Commercial real
   estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,109

(5
)
89

231

2,424

 
125

2,299

—

2,424

 
9,545

239,968

689

250,202

Non-owner
  occupied
3,438

(65
)
91

1,486

4,950

 
517

4,432

1

4,950

 
10,443

472,622

1,837

484,902

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
2,263

(3
)
278

(1,897
)
641

 
524

117

—

641

 
6,482

60,737

—

67,219

Construction
24

(33
)
—

162

153

 
—

153

—

153

 
—

33,412

—

33,412

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
2,174

(359
)
134

(38
)
1,911

 
158

1,747

6

1,911

 
5,907

346,709

1,485

354,101

Jumbo
95

(2
)
—

(21
)
72

 
14

58

—

72

 
4,393

56,875

999

62,267

Home equity
413

(158
)
30

353

638

 
—

638

—

638

 
523

83,505

—

84,028

Mortgage warehouse
   lines
—

—

—

—

—

 
—

—

—

—

 
—

30,757

—

30,757

Consumer
121

(389
)
82

396

210

 
—

210

—

210

 
17

36,185

—

36,202

Other
103

(251
)
101

310

263

 
—

263

—

263

 
—

13,238

—

13,238

Total
$
11,674

$
(1,288
)
$
929

$
1,250

$
12,565

 
$
1,590

$
10,968

$
7

$
12,565

 
$
37,805

$
1,563,485

$
5,019

$
1,606,309