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Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2018
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents Summit's, as well as Summit Community's, actual and required minimum capital amounts and ratios as of September 30, 2018 and December 31, 2017 under the Basel III Capital Rules.  The minimum required capital levels presented below reflect the minimum required capital levels (inclusive of the full capital conservation buffers) that will be effective as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in.  Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 
 
 Actual
 
Minimum Required Capital - Basel III Fully Phased-in
 
Minimum Required To Be Well Capitalized
Dollars in thousands
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of September 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
CET1 (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Summit
 
$
192,823

 
11.1
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
207,725

 
12.0
%
 
121,173

 
7.0
%
 
112,518

 
6.5
%
Tier I Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
211,823

 
12.2
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
207,725

 
12.0
%
 
147,139

 
8.5
%
 
138,483

 
8.0
%
Total Capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
Summit
 
224,767

 
12.9
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
220,669

 
12.7
%
 
182,443

 
10.5
%
 
173,755

 
10.0
%
Tier I Capital (to average assets)
 
 

 
 

 
 

 
 

 
 

 
 

Summit
 
211,823

 
10.1
%
 
N/A

 
N/A

 
N/A

 
N/A

Summit Community
 
207,725

 
9.9
%
 
83,929

 
4.0
%
 
104,912

 
5.0
%
 
 
 Actual
 
Minimum Required Capital - Basel III Fully Phased-in
 
Minimum Required To Be Well Capitalized
Dollars in thousands
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2017
 
 

 
 

 
 

 
 

CET1 (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Summit
 
177,010

 
10.6
%
 
116,893

 
7.0
%
 
108,544

 
6.5
%
Summit Community
 
195,008

 
11.7
%
 
116,671

 
7.0
%
 
108,338

 
6.5
%
Tier I Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
196,010

 
11.8
%
 
141,194

 
8.5
%
 
132,888

 
8.0
%
Summit Community
 
195,008

 
11.7
%
 
141,672

 
8.5
%
 
133,339

 
8.0
%
Total Capital (to risk weighted assets)
 
 

 
 

 
 

 
 

 
 

Summit
 
208,575

 
12.5
%
 
175,203

 
10.5
%
 
166,860

 
10.0
%
Summit Community
 
207,573

 
12.5
%
 
174,361

 
10.5
%
 
166,058

 
10.0
%
Tier I Capital (to average assets)
 
 

 
 

 
 

 
 

 
 

 
 

Summit
 
196,010

 
9.4
%
 
83,409

 
4.0
%
 
104,261

 
5.0
%
Summit Community
 
195,008

 
9.4
%
 
82,982

 
4.0
%
 
103,728

 
5.0
%