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Allowance For Loan Losses (Tables)
6 Months Ended
Jun. 30, 2018
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the six month period ended June 30, 2018 and for the year ended December 31, 2017 is as follows:
 
 
June 30,
 
December 31,
Dollars in thousands
 
2018
 
2017
Balance, beginning of year
 
$
12,565

 
$
11,674

Charge-offs:
 
 
 
 
Commercial
 
50

 
23

Commercial real estate
 
 
 
 
Owner occupied
 
38

 
5

Non-owner occupied
 
500

 
65

Construction and development
 
 
 
 
Land and land development
 
220

 
3

Construction
 

 
33

Residential real estate
 
 
 
 
Non-jumbo
 
393

 
359

Jumbo
 

 
2

Home equity
 
25

 
158

Mortgage warehouse lines
 

 

Consumer
 
120

 
389

Other
 
139

 
251

Total
 
1,485

 
1,288

Recoveries:
 
 

 
 

Commercial
 
13

 
124

Commercial real estate
 
 
 
 
Owner occupied
 
13

 
89

Non-owner occupied
 

 
91

Construction and development
 
 
 
 
Land and land development
 
15

 
278

Construction
 
1

 

Residential real estate
 
 
 
 
Non-jumbo
 
64

 
134

Jumbo
 

 

Home equity
 
2

 
30

Mortgage warehouse lines
 

 

Consumer
 
79

 
82

Other
 
63

 
101

Total
 
250

 
929

Net charge-offs
 
1,235


359

Provision for loan losses
 
1,250

 
1,250

Balance, end of period
 
$
12,580


$
12,565

Allowance for Credit Losses on Financing Receivables
The following table presents the activity in the allowance for loan losses, balance in the allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment during the first six months of 2018 and for the year ended 2017:
 
For the Six Months Ended June 30, 2018
 
At June 30, 2018
 
At June 30, 2018
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
1,303

$
(50
)
$
13

$
(329
)
$
937

 
$

$
937

$

$
937

 
$
464

$
170,946

$

$
171,410

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,424

(38
)
13

47

2,446

 
161

2,285


2,446

 
11,416

250,069

689

262,174

Non-owner occupied
4,950

(500
)

501

4,951

 
14

4,932

5

4,951

 
9,878

491,850

1,319

503,047

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
641

(220
)
15

183

619

 
430

189


619

 
6,084

67,934


74,018

Construction
153


1

(29
)
125

 

125


125

 

25,711


25,711

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,911

(393
)
64

820

2,402

 
540

1,859

3

2,402

 
6,591

335,024

1,429

343,044

Jumbo
72



364

436

 
109

327


436

 
4,339

61,510

982

66,831

Home equity
638

(25
)
2

(344
)
271

 

271


271

 
523

81,886


82,409

Mortgage warehouse lines





 




 

54,332


54,332

Consumer
210

(120
)
79

37

206

 

206


206

 
13

34,236


34,249

Other
263

(139
)
63


187

 

187


187

 

12,728


12,728

Total
$
12,565

$
(1,485
)
$
250

$
1,250

$
12,580

 
$
1,254

$
11,318

$
8

$
12,580

 
$
39,308

$
1,586,226

$
4,419

$
1,629,953


 
For the Year Ended December 31, 2017
 
At December 31, 2017
 
At December 31, 2017
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
934

$
(23
)
$
124

$
268

$
1,303

 
$
252

$
1,051

$

$
1,303

 
$
495

$
189,477

$
9

$
189,981

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,109

(5
)
89

231

2,424

 
125

2,299


2,424

 
9,545

239,968

689

250,202

Non-owner occupied
3,438

(65
)
91

1,486

4,950

 
517

4,432

1

4,950

 
10,443

472,622

1,837

484,902

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
2,263

(3
)
278

(1,897
)
641

 
524

117


641

 
6,482

60,737


67,219

Construction
24

(33
)

162

153

 

153


153

 

33,412


33,412

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
2,174

(359
)
134

(38
)
1,911

 
158

1,747

6

1,911

 
5,907

346,709

1,485

354,101

Jumbo
95

(2
)

(21
)
72

 
14

58


72

 
4,393

56,875

999

62,267

Home equity
413

(158
)
30

353

638

 

638


638

 
523

83,505


84,028

Mortgage warehouse lines





 




 

30,757


30,757

Consumer
121

(389
)
82

396

210

 

210


210

 
17

36,185


36,202

Other
103

(251
)
101

310

263

 

263


263

 

13,238


13,238

Total
$
11,674

$
(1,288
)
$
929

$
1,250

$
12,565

 
$
1,590

$
10,968

$
7

$
12,565

 
$
37,805

$
1,563,485

$
5,019

$
1,606,309