<SEC-DOCUMENT>0000811808-18-000022-index.html : 20180724
<SEC-HEADER>0000811808-18-000022.hdr.sgml : 20180724
<ACCEPTANCE-DATETIME>20180724172826
ACCESSION NUMBER:		0000811808-18-000022
CONFORMED SUBMISSION TYPE:	425
PUBLIC DOCUMENT COUNT:		11
FILED AS OF DATE:		20180724
DATE AS OF CHANGE:		20180724

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		425
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16587
		FILM NUMBER:		18967202

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		425

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>425
<SEQUENCE>1
<FILENAME>summitfinancialgroupinc8k2.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: summitfinancialgroupinc8k2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.1
<SEQUENCE>2
<FILENAME>exhibit21mergeragreementpe.htm
<DESCRIPTION>EXHIBIT 2.1
<TEXT>
Document 2 - file: exhibit21mergeragreementpe.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>exhibit991earningsrelaseme.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
Document 3 - file: exhibit991earningsrelaseme.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>4
<FILENAME>exhibit992proformafinancia.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
Document 4 - file: exhibit992proformafinancia.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>peoples.jpg
<TEXT>
Document 5 - file: peoples.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>sfglogousethisonea52.jpg
<TEXT>
Document 6 - file: sfglogousethisonea52.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>sfglogousethisonea57.jpg
<TEXT>
Document 7 - file: sfglogousethisonea57.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>slide1a02.jpg
<TEXT>
Document 8 - file: slide1a02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>slide2a02.jpg
<TEXT>
Document 9 - file: slide2a02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>slide3a02.jpg
<TEXT>
Document 10 - file: slide3a02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>slide4a02.jpg
<TEXT>
Document 11 - file: slide4a02.jpg

</DOCUMENT>
</SEC-DOCUMENT>