Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2017

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.

	Actual				Minimum Required Capital - Basel III Fully Phased-in				Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2017
CET1 (to risk weighted assets)
Summit	$	177,010	10.6	%	$	116,893	7.0	%	$	108,544	6.5	%
Summit Community	195,008		11.7	%	116,671		7.0	%	108,338		6.5	%
Tier I Capital (to risk weighted assets)
Summit	196,010		11.8	%	141,194		8.5	%	132,888		8.0	%
Summit Community	195,008		11.7	%	141,672		8.5	%	133,339		8.0	%
Total Capital (to risk weighted assets)
Summit	208,575		12.5	%	175,203		10.5	%	166,860		10.0	%
Summit Community	207,573		12.5	%	174,361		10.5	%	166,058		10.0	%
Tier I Capital (to average assets)
Summit	196,010		9.4	%	83,409		4.0	%	104,261		5.0	%
Summit Community	195,008		9.4	%	82,982		4.0	%	103,728		5.0	%
As of December 31, 2016
CET1 (to risk weighted assets)
Summit	146,494		10.5	%	97,663		7.0	%	90,687		6.5	%
Summit Community	165,747		11.9	%	97,498		7.0	%	90,534		6.5	%
Tier I Capital (to risk weighted assets)
Summit	164,357		11.8	%	118,393		8.5	%	111,428		8.0	%
Summit Community	165,747		11.9	%	118,391		8.5	%	111,427		8.0	%
Total Capital (to risk weighted assets)
Summit	176,031		12.6	%	146,693		10.5	%	139,707		10.0	%
Summit Community	177,421		12.7	%	146,687		10.5	%	139,702		10.0	%
Tier I Capital (to average assets)
Summit	164,357		9.4	%	69,939		4.0	%	87,424		5.0	%
Summit Community	165,747		9.5	%	69,788		4.0	%	87,235		5.0	%