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Allowance For Loan Losses (Tables)
12 Months Ended
Dec. 31, 2017
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the years ended December 31, 2017, 2016 and 2015 is as follows:
Dollars in thousands
 
2017
 
2016
 
2015
 
 
 
 
 
 
 
Balance, beginning of year
 
$
11,674

 
$
11,472

 
$
11,167

Losses:
 
 
 
 
 
 
Commercial
 
23

 
489

 
77

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
5

 
179

 
559

Non-owner occupied
 
65

 
124

 
178

Construction and development
 
 
 
 
 
 
Land and land development
 
3

 
127

 
457

Construction
 
33

 
9

 

Residential real estate
 
 
 
 
 
 
Non-jumbo
 
359

 
169

 
417

Jumbo
 
2

 

 
208

Home equity
 
158

 
175

 
76

Mortgage warehouse lines
 

 

 

Consumer
 
389

 
98

 
69

Other
 
251

 
185

 
110

Total
 
1,288

 
1,555

 
2,151

Recoveries:
 
 

 
 

 
 

Commercial
 
124

 
73

 
10

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
89

 
31

 
290

Non-owner occupied
 
91

 
17

 
13

Construction and development
 
 
 
 
 
 
Land and land development
 
278

 
840

 
456

Construction
 

 

 

Real estate - mortgage
 
 
 
 
 
 
Non-jumbo
 
134

 
136

 
107

Jumbo
 

 
6

 
96

Home equity
 
30

 
3

 
3

Mortgage warehouse lines
 

 

 

Consumer
 
82

 
76

 
105

Other
 
101

 
75

 
126

Total
 
929

 
1,257

 
1,206

Net losses
 
359


298


945

Provision for loan losses
 
1,250

 
500

 
1,250

Balance, end of year
 
$
12,565


$
11,674


$
11,472

Allowance for Credit Losses on Financing Receivables
The following tables present the activity in the allowance for loan losses, balance in allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2017 and 2016.
 
For the Year Ended December 31, 2017
 
At December 31, 2017
 
At December 31, 2017
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality (PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality (PCI)
Total
Commercial
$
934

$
(23
)
$
124

$
268

$
1,303

 
$
252

$
1,051

$

$
1,303

 
$
495

$
189,477

$
9

$
189,981

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
2,109

(5
)
89

231

2,424

 
125

2,299


2,424

 
9,545

239,968

689

250,202

Non-owner occupied
3,438

(65
)
91

1,486

4,950

 
517

4,432

1

4,950

 
10,443

472,622

1,837

484,902

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
2,263

(3
)
278

(1,897
)
641

 
524

117


641

 
6,482

60,737


67,219

Construction
24

(33
)

162

153

 

153


153

 

33,412


33,412

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
2,174

(359
)
134

(38
)
1,911

 
158

1,747

6

1,911

 
5,907

346,709

1,485

354,101

Jumbo
95

(2
)

(21
)
72

 
14

58


72

 
4,393

56,875

999

62,267

Home equity
413

(158
)
30

353

638

 

638


638

 
523

83,505


84,028

Mortgage warehouse lines





 




 

30,757


30,757

Consumer
121

(389
)
82

396

210

 

210


210

 
17

36,185


36,202

Other
103

(251
)
101

310

263

 

263


263

 

13,238


13,238

Total
$
11,674

$
(1,288
)
$
929

$
1,250

$
12,565

 
$
1,590

$
10,968

$
7

$
12,565

 
$
37,805

$
1,563,485

$
5,019

$
1,606,309


 
For the Year Ended December 31, 2016
 
At December 31, 2016
 
At December 31, 2016
 
Allowance for loan losses
 
Allowance related to:
 
Loans
Dollars in thousands
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
 Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality
(PCI)
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality
(PCI)
Total
Commercial
$
781

$
(489
)
$
73

$
569

$
934

 
$

$
934

$

$
934

 
$
285

$
118,803

$

$
119,088

Commercial real
   estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
1,589

(179
)
31

668

2,109

 
347

1,762


2,109

 
7,384

195,663


203,047

Non-owner
  occupied
2,977

(124
)
17

568

3,438

 
197

3,241


3,438

 
11,514

370,407


381,921

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
2,852

(127
)
840

(1,302
)
2,263

 
585

1,678


2,263

 
7,293

64,354

395

72,042

Construction
15

(9
)

18

24

 

24


24

 

16,584


16,584

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,253

(169
)
136

954

2,174

 
251

1,923


2,174

 
6,110

258,741

790

265,641

Jumbo
1,593


6

(1,504
)
95

 
24

71


95

 
4,493

60,119

1,016

65,628

Home equity
253

(175
)
3

332

413

 

413


413

 
524

74,072


74,596

Mortgage warehouse
   lines





 




 

85,966


85,966

Consumer
59

(98
)
76

84

121

 

121


121

 
44

25,490


25,534

Other
100

(185
)
75

113

103

 

103


103

 

9,489


9,489

Total
$
11,472

$
(1,555
)
$
1,257

$
500

$
11,674

 
$
1,404

$
10,270

$

$
11,674

 
$
37,647

$
1,279,688

$
2,201

$
1,319,536