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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2016
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
An analysis of the allowance for loan losses for the years ended December 31, 2016, 2015 and 2014 is as follows:
Dollars in thousands
 
2016
 
2015
 
2014
 
 
 
 
 
 
 
Balance, beginning of year
 
$
11,472

 
$
11,167

 
$
12,659

Losses:
 
 
 
 
 
 
Commercial
 
489

 
77

 
390

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
179

 
559

 
11

Non-owner occupied
 
124

 
178

 
—

Construction and development
 
 
 
 
 
 
Land and land development
 
127

 
457

 
3,535

Construction
 
9

 
—

 
—

Residential real estate
 
 
 
 
 
 
Non-jumbo
 
169

 
417

 
435

Jumbo
 
—

 
208

 
65

Home equity
 
175

 
76

 
14

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
98

 
69

 
265

Other
 
185

 
110

 
118

Total
 
1,555

 
2,151

 
4,833

Recoveries:
 
 

 
 

 
 

Commercial
 
73

 
10

 
34

Commercial real estate
 
 
 
 
 
 
Owner occupied
 
31

 
290

 
40

Non-owner occupied
 
17

 
13

 
318

Construction and development
 
 
 
 
 
 
Land and land development
 
840

 
456

 
298

Construction
 
—

 
—

 
—

Real estate - mortgage
 
 
 
 
 
 
Non-jumbo
 
136

 
107

 
87

Jumbo
 
6

 
96

 
163

Home equity
 
3

 
3

 
4

Mortgage warehouse lines
 
—

 
—

 
—

Consumer
 
76

 
105

 
74

Other
 
75

 
126

 
73

Total
 
1,257

 
1,206

 
1,091

Net losses
 
298


945


3,742

Provision for loan losses
 
500

 
1,250

 
2,250

Balance, end of year
 
$
11,674


$
11,472


$
11,167
Allowance for Credit Losses on Financing Receivables
Activity in the allowance for loan losses by loan class during 2016 and 2015 is as follows:
 
2016
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
Balance
 
Loans
individua-
lly
evaluated
 for
impairm-
ent
Loans
collective-
ly
evaluated
for
impairm-
ent
Loans
acquired
 with
deteriora-
ted credit
quality
Total
 
Loans
individua-
lly
evaluated
for
impairm-
ent
Loans
collectively
evaluated
for
impairment
Loans
acquired
with
deteriora-
ted credit
quality
Total
Commercial
$
781

$
(489
)
$
73

$
569

$
934

 
$
—

$
934

$
—

$
934

 
$
285

$
118,803

$
—

$
119,088

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
1,589

(179
)
31

668

2,109

 
347

1,762

—

2,109

 
7,384

195,663

—

203,047

Non-owner occupied
2,977

(124
)
17

568

3,438

 
197

3,241

—

3,438

 
11,514

370,407

—

381,921

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
2,852

(127
)
840

(1,302
)
2,263

 
585

1,678

—

2,263

 
7,293

64,354

—

71,647

Construction
15

(9
)
—

18

24

 
—

24

—

24

 
—

16,584

—

16,584

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,253

(169
)
136

954

2,174

 
251

1,923

—

2,174

 
6,110

258,741

—

264,851

Jumbo
1,593

—

6

(1,504
)
95

 
24

71

—

95

 
4,493

60,119

—

64,612

Home equity
253

(175
)
3

332

413

 
—

413

—

413

 
524

74,072

—

74,596

Mortgage warehouse lines
—

—

—

—

—

 
—

—

—

—

 
—

85,966

—

85,966

Consumer
59

(98
)
76

84

121

 
—

121

—

121

 
44

25,490

—

25,534

Other
100

(185
)
75

113

103

 
—

103

—

103

 
—

9,489

—

9,489

PCI
—

—

—

—

—

 
—

—

—

—

 
—

—

2,201

2,201

Total
$
11,472

$
(1,555
)
$
1,257

$
500

$
11,674

 
$
1,404

$
10,270

$
—

$
11,674

 
$
37,647

$
1,279,688

$
2,201

$
1,319,536


 
2015
 
Allowance for loan losses
 
Allowance related to:
 
Loans
 
Beginning
 Balance
Charge-
offs
Recoveries
Provision
Ending
 Balance
 
Loans
individually
evaluated
for
impairment
Loans
collectively
evaluated
for
impairment
Total
 
Loans
individually
 evaluated
for
impairment
Loans
 collectively
 evaluated
for
impairment
Total
Commercial
$
1,204

$
(77
)
$
10

$
(356
)
$
781

 
$
—

$
781

$
781

 
$
242

$
96,959

$
97,201

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
Owner occupied
927

(559
)
290

931

1,589

 
45

1,544

1,589

 
8,399

195,156

203,555

Non-owner occupied
1,316

(178
)
13

1,826

2,977

 
386

2,591

2,977

 
13,450

323,844

337,294

Construction and development
 
 
 
 
 
 
 
 
 
 
 
 
 
Land and land development
3,417

(457
)
456

(564
)
2,852

 
85

2,767

2,852

 
8,774

56,726

65,500

Construction
427

—

—

(412
)
15

 
—

15

15

 
—

9,970

9,970

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-jumbo
1,280

(417
)
107

283

1,253

 
225

1,028

1,253

 
6,131

215,619

221,750

Jumbo
2,081

(208
)
96

(376
)
1,593

 
35

1,558

1,593

 
4,740

45,573

50,313

Home equity
187

(76
)
3

139

253

 
—

253

253

 
709

73,591

74,300

Consumer
97

(69
)
105

(74
)
59

 
—

59

59

 
68

19,183

19,251

Other
231

(110
)
126

(147
)
100

 
—

100

100

 
—

11,669

11,669

Total
$
11,167

$
(2,151
)
$
1,206

$
1,250

$
11,472

 
$
776

$
10,696

$
11,472

 
$
42,513

$
1,048,290

$
1,090,803