Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2016

Allowance for Loan and Lease Losses Write-offs, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the six month periods ended June 30, 2016 and 2015, and for the year ended December 31, 2015 is as follows:

	Six Months Ended   June 30,				Year Ended   December 31,
Dollars in thousands	2016		2015		2015
Balance, beginning of year	$	11,472	$	11,167	$	11,167
Losses:
Commercial	260		77		77
Commercial real estate
Owner occupied	166		269		559
Non-owner occupied	121		—		178
Construction and development
Land and land development	—		434		457
Construction	—		—		—
Residential real estate
Non-jumbo	118		284		417
Jumbo	—		—		208
Home equity	10		76		76
Mortgage warehouse lines	—		—		—
Consumer	57		48		69
Other	92		56		110
Total	824		1,244		2,151
Recoveries:
Commercial	62		4		10
Commercial real estate
Owner occupied	17		5		290
Non-owner occupied	6		4		13
Construction and development
Land and land development	12		322		456
Construction	—		—		—
Real estate - mortgage
Non-jumbo	48		63		107
Jumbo	6		96		96
Home equity	2		2		3
Mortgage warehouse lines	—		—		—
Consumer	34		68		105
Other	42		35		126
Total	229		599		1,206
Net losses	595		645		945
Provision for loan losses	500		750		1,250
Balance, end of period	$	11,377	$	11,272	$	11,472

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first six months of 2016 is as follows:

	Construction & Land Development							Commercial Real Estate					Residential Real Estate
Dollars in thousands	Land & Land Develop- ment			Construc- tion		Commer- cial		Owner Occupied		Non- Owner Occupied			Non- jumbo		Jumbo			Home Equity		Mortgage Warehouse Lines		Con- sumer		Other		Total
Allowance for loan losses
Beginning balance	$	2,852		$	15	$	780	$	1,589	$	2,977		$	1,253	$	1,593		$	253	$	—	$	60	$	100	$	11,472
Charge-offs	—			—		260		166		121			118		—			10		—		57		92		824
Recoveries	12			—		62		17		6			48		6			2		—		34		42		229
Provision	(1,251		)	62		476		512		(31		)	1,018		(834		)	365		—		165		18		500
Ending balance	$	1,613		$	77	$	1,058	$	1,952	$	2,831		$	2,201	$	765		$	610	$	—	$	202	$	68	$	11,377
Allowance related to:
Loans individually evaluated for impairment	$	141		$	—	$	19	$	13	$	144		$	179	$	28		$	—	$	—	$	—	$	—	$	524
Loans collectively evaluated for impairment	1,472			77		1,039		1,939		2,687			2,022		737			610		—		202		68		10,853
Total	$	1,613		$	77	$	1,058	$	1,952	$	2,831		$	2,201	$	765		$	610	$	—	$	202	$	68	$	11,377
Loans
Loans individually evaluated for impairment	$	8,518		$	—	$	817	$	8,187	$	12,329		$	6,212	$	4,575		$	709	$	—	$	53	$	—	$	41,400
Loans collectively evaluated for impairment	57,184			8,506		100,704		182,347		335,770			219,707		47,530			75,195		80,282		19,467		10,008		$	1,136,700
Total	$	65,702		$	8,506	$	101,521	$	190,534	$	348,099		$	225,919	$	52,105		$	75,904	$	80,282	$	19,520	$	10,008	$	1,178,100