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Segment Information
 6 Months Ended
Jun. 30, 2016
Segment Reporting [Abstract]  
Segment Information
SEGMENT INFORMATION

We operate two business segments:  community banking and insurance & financial services.  These segments are primarily identified by the products or services offered.  The community banking segment consists of our full service banks which offer customers traditional banking products and services through various delivery channels.  The insurance & financial services segment includes three insurance agency offices that sell insurance products.  The accounting policies discussed throughout the notes to the consolidated financial statements apply to each of our business segments.

Inter-segment revenue and expense consists of management fees allocated to the community banking and the insurance & financial services segments for all centralized functions that are performed by the parent, including overall direction in the areas of strategic planning, investment portfolio management, asset/liability management, financial reporting and other financial and administrative services.  Information for each of our segments is included below:
 
 
Six Months Ended June 30, 2016
Dollars in thousands
 
Community
Banking
 
Insurance &
Financial
Services
 
Parent
 
Eliminations
 
Total
Net interest income (loss)
 
$
23,831

 
$
—

 
$
(318
)
 
$
—

 
$
23,513

Provision for loan losses
 
500

 
—

 
—

 
—

 
500

Net interest income (loss) after provision for loan losses
 
23,331


—


(318
)

—


23,013

Other income
 
3,617

 
2,235

 
777

 
(777
)
 
5,852

Other expenses
 
14,487

 
2,104

 
1,177

 
(777
)
 
16,991

Income (loss) before income taxes
 
12,461


131


(718
)

—


11,874

Income tax expense (benefit)
 
3,741

 
56

 
(228
)
 
—

 
3,569

Net income (loss)
 
$
8,720

 
$
75

 
$
(490
)
 
$
—


$
8,305

Inter-segment revenue (expense)
 
$
(721
)
 
$
(56
)
 
$
777

 
$
—

 
$
—

Average assets
 
$
1,542,733

 
$
5,924

 
$
171,455

 
$
(198,995
)
 
$
1,521,117


 
 
Six Months Ended June 30, 2015
Dollars in thousands
 
Community
Banking
 
Insurance &
Financial
Services
 
Parent
 
Eliminations
 
Total
Net interest income (loss)
 
$
23,392

 
$
—

 
$
(414
)
 
$
—

 
$
22,978

Provision for loan losses
 
750

 
—

 
—

 
—

 
750

Net interest income (loss) after provision for loan losses
 
22,642

 
—

 
(414
)
 
—


22,228

Other income
 
3,818

 
2,181

 
566

 
(566
)
 
5,999

Other expenses
 
13,676

 
1,928

 
1,228

 
(566
)
 
16,266

Income (loss) before income taxes
 
12,784

 
253

 
(1,076
)
 
—


11,961

Income tax expense (benefit)
 
3,939

 
100

 
(372
)
 
—

 
3,667

Net income (loss)
 
$
8,845

 
$
153

 
$
(704
)
 
$
—


$
8,294

Inter-segment revenue (expense)
 
$
(523
)
 
$
(43
)
 
$
566

 
$
—

 
$
—

Average assets
 
$
1,493,162

 
$
5,924

 
$
168,146

 
$
(206,859
)
 
$
1,460,373


 
 
Three Months Ended June 30, 2016
Dollars in thousands
 
Community
Banking
 
Insurance &
Financial
Services
 
Parent
 
Eliminations
 
Total
Net interest income (loss)
 
$
11,893

 
$
—

 
$
(159
)
 
$
—

 
$
11,734

Provision for loan losses
 
250

 
—

 
—

 
—

 
250

Net interest income (loss) after provision for loan losses
 
11,643

 
—

 
(159
)
 
—

 
11,484

Other income
 
1,860

 
1,185

 
388

 
(388
)
 
3,045

Other expenses
 
7,213

 
1,048

 
564

 
(388
)
 
8,437

Income (loss) before income taxes
 
6,290

 
137

 
(335
)
 
—

 
6,092

Income tax expense (benefit)
 
1,898

 
57

 
(106
)
 
—

 
1,849

Net income (loss)
 
$
4,392

 
$
80

 
$
(229
)
 
$
—

 
$
4,243

Inter-segment revenue (expense)
 
$
(360
)
 
$
(28
)
 
$
388

 
$
—

 
$
—

Average assets
 
$
1,558,542

 
$
5,982

 
$
171,881

 
$
(199,285
)
 
$
1,537,120


 
 
Three Months Ended June 30, 2015
Dollars in thousands
 
Community
Banking
 
Insurance &
Financial
Services
 
Parent
 
Eliminations
 
Total
Net interest income (loss)
 
$
11,641

 
$
—

 
$
(183
)
 
$
—

 
$
11,458

Provision for loan losses
 
500

 
—

 
—

 
—

 
500

Net interest income (loss) after provision for loan losses
 
11,141

 
—

 
(183
)
 
—

 
10,958

Other income
 
1,969

 
891

 
283

 
(283
)
 
2,860

Other expenses
 
6,820

 
872

 
652

 
(283
)
 
8,061

Income (loss) before income taxes
 
6,290

 
19

 
(552
)
 
—

 
5,757

Income tax expense (benefit)
 
1,903

 
36

 
(192
)
 
—

 
1,747

Net income (loss)
 
$
4,387

 
$
(17
)
 
$
(360
)
 
$
—

 
$
4,010

Inter-segment revenue (expense)
 
$
(268
)
 
$
(15
)
 
$
283

 
$
—

 
$
—

Average assets
 
$
1,498,161

 
$
5,954

 
$
167,348

 
$
(204,860
)
 
$
1,466,603